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 Conditional High Yield Savings Account

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ky33li
post Feb 22 2021, 03:17 PM

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QUOTE(kaiskarnz @ Feb 22 2021, 03:02 PM)
Hi, regarding point 3, what if the branch officer insisted that the SMART account can only be opened via online (cannot be done via walk-in) for justification & will be forced to get a new debit card? What actions can I take to proceed further to get a new SMART account without debit card?
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I think there is no way u can eliminate debit card because your online banking requires debit card for activation.
MGM
post Feb 22 2021, 03:39 PM

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QUOTE(ky33li @ Feb 22 2021, 03:17 PM)
I think there is no way u can eliminate debit card because your online banking requires debit card for activation.
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Some banks allow u to use credit card for this.
David_Yang
post Feb 22 2021, 03:53 PM

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Affin is not doing this virtual banking card to open e banking anymore.
DragonReine
post Feb 22 2021, 04:30 PM

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QUOTE(kaiskarnz @ Feb 22 2021, 03:02 PM)
Hi, regarding point 3, what if the branch officer insisted that the SMART account can only be opened via online (cannot be done via walk-in) for justification & will be forced to get a new debit card? What actions can I take to proceed further to get a new SMART account without debit card?
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🤔 Can't comment, they might have changed internal policy over MCO/MCO 2.0
JCyclone
post Feb 25 2021, 10:10 AM

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For RHB Smart Account, the 1k spending with Debit card izzit include for online transactions?
ky33li
post Feb 25 2021, 11:03 AM

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QUOTE(JCyclone @ Feb 25 2021, 10:10 AM)
For RHB Smart Account, the 1k spending with Debit card izzit include for online transactions?
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yes. e-wallets included.
JCyclone
post Feb 25 2021, 11:21 AM

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QUOTE(ky33li @ Feb 25 2021, 11:03 AM)
yes. e-wallets included.
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i see. thanks mate
C7-arrot P
post Feb 25 2021, 03:17 PM

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user posted image

I have received an RM1.75 misc credit in my UOB One Savings Account.
Who knows this cashback is under which campaign? I have totally no idea
GrumpyNooby
post Feb 25 2021, 03:32 PM

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QUOTE(C7-arrot @ Feb 25 2021, 03:17 PM)
user posted image

I have received an RM1.75 misc credit in my UOB One Savings Account.
Who knows this cashback is under which campaign? I have totally no idea
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Could it be one of the condition fulfillment (Step 1 or Step 1+2) that awards bonus interest?

user posted image

https://www.uob.com.my/personal/save/saving...ne-account.page
GrumpyNooby
post Mar 4 2021, 09:26 AM

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RHB Smart Account accountholders, can I open the account from RHB Now without the need to go to branch to fully complete the process?

Thank you.

user posted image
!@#$%^
post Mar 4 2021, 10:12 AM

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QUOTE(GrumpyNooby @ Mar 4 2021, 09:26 AM)
RHB Smart Account accountholders, can I open the account from RHB Now without the need to go to branch to fully complete the process?

Thank you.

user posted image
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when i open a few months back, no need to go branch. need to go branch to get debit card, if u need. or if u have an existing debit card, can tagged it to smart account.
GrumpyNooby
post Mar 4 2021, 10:13 AM

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QUOTE(!@#$%^ @ Mar 4 2021, 10:12 AM)
when i open a few months back, no need to go branch. need to go branch to get debit card, if u need. or if u have an existing debit card, can tagged it to smart account.
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I saw in FB few weeks/months back that debit card can delivered to the mailing address.
Such feature still available?
!@#$%^
post Mar 4 2021, 10:17 AM

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QUOTE(GrumpyNooby @ Mar 4 2021, 10:13 AM)
I saw in FB few weeks/months back that debit card can delivered to the mailing address.
Such feature still available?
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owh, maybe new feature. got to wait for other response. but anyhow, i don't think need debit card if u have credit card for the expenditure. i opened mine without debit card.
GrumpyNooby
post Mar 4 2021, 10:19 AM

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QUOTE(!@#$%^ @ Mar 4 2021, 10:17 AM)
owh, maybe new feature. got to wait for other response. but anyhow, i don't think need debit card if u have credit card for the expenditure. i opened mine without debit card.
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But I don't existing debit card.
Can this account alive without debit card?
!@#$%^
post Mar 4 2021, 10:27 AM

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QUOTE(GrumpyNooby @ Mar 4 2021, 10:19 AM)
But I don't existing debit card.
Can this account alive without debit card?
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mine is.

but the thing is i had a conventional BSA. when i applied conventional smart account, the option 'forces' me to tag my BSA debit card to smart account. the workaround, i applied for islamic smart account, then it asks me to go to branch if i need a debit card, which i didn't.

anyway, my info may be outdated now. if can deliver to home then it will be convenient.
GrumpyNooby
post Mar 4 2021, 10:29 AM

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QUOTE(!@#$%^ @ Mar 4 2021, 10:27 AM)
mine is.

but the thing is i had a conventional BSA. when i applied conventional smart account, the option 'forces' me to tag my BSA debit card to smart account. the workaround, i applied for islamic smart account, then it asks me to go to branch if i need a debit card, which i didn't.

anyway, my info may be outdated now. if can deliver to home then it will be convenient.
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So your Smart Account-i has no debit card and not is not being charged for any debit card annual fee right?

Can you BSA debit card access to your Smart Account-i cash pool at ATM?

Or can RHB Now display all the accounts info - BSA and Smart Account-i?

This post has been edited by GrumpyNooby: Mar 4 2021, 10:30 AM
!@#$%^
post Mar 4 2021, 10:41 AM

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QUOTE(GrumpyNooby @ Mar 4 2021, 10:29 AM)
So your Smart Account-i has no debit card and not is not being charged for any debit card annual fee right?
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correct

QUOTE(GrumpyNooby @ Mar 4 2021, 10:29 AM)
Can you BSA debit card access to your Smart Account-i cash pool at ATM?
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never tried it before as i usually transfer money via duitnow to another bank to withdraw. but i suppose can, maybank can i know.

QUOTE(GrumpyNooby @ Mar 4 2021, 10:29 AM)
Or can RHB Now display all the accounts info - BSA and Smart Account-i?
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rhb now will show all the accounts u have with rhb including savings, current, credit card etc. and smart account is a current account btw.
GrumpyNooby
post Mar 4 2021, 10:44 AM

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QUOTE(!@#$%^ @ Mar 4 2021, 10:41 AM)
correct
never tried it before as i usually transfer money via duitnow to another bank to withdraw. but i suppose can, maybank can i know.
rhb now will show all the accounts u have with rhb including savings, current, credit card etc. and smart account is a current account btw.
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I remembered that there's account maintenance fee is MAB drops below lower threshold right?
GrumpyNooby
post Mar 4 2021, 10:58 AM

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Feel cheated! It looks like I still need to go to the branch to activate the account dry.gif

user posted image

I don't want to waste another 2 hours there!

I failed to transfer money from other banks to the account number newly created using DuitNow/Instant Transfer.
!@#$%^
post Mar 4 2021, 11:00 AM

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QUOTE(GrumpyNooby @ Mar 4 2021, 10:44 AM)
I remembered that there's account maintenance fee is MAB drops below lower threshold right?
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yes

QUOTE(GrumpyNooby @ Mar 4 2021, 10:58 AM)
Feel cheated! It looks like I still need to go to the branch to activate the account  dry.gif

user posted image

I don't want to waste another 2 hours there!

I failed to transfer money from other banks to the account number newly created using DuitNow/Instant Transfer.
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oops, it's okay then. if u dun go within 30 days, it will automatically close.

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