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 Conditional High Yield Savings Account

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David_Yang
post Jan 25 2018, 07:50 PM

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yes, ocbc 260 IF you can meet at least two of the three criterias, perfect, if you meet all three.

I hope in Jan i first time can make it, even took their debitcard to make it biggrin.gif
David_Yang
post Jan 25 2018, 08:03 PM

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QUOTE(JLHC @ Jan 25 2018, 08:56 PM)
Second is to make 3 outgoing transfer by IBG to any account every month. I've confirmed with OCBC that any outgoing IBG is acceptable and I've done it every month.
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Yes, I did not know this and thought it must be real bill payings. And so sorry, only have TNB and Indah water bill smile.gif

This month I paid TNB and made a couple of IBG, hope the February statement will bring happiness.
David_Yang
post Jul 20 2020, 03:15 PM

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QUOTE(Xflkekw @ Jul 18 2020, 04:43 PM)
Just started my first job. Looking for a savings account with high interest. Is Standard Chartered PSA still the best if I just wanna dump money in and earn interest?Not paying any bills as I still live with family and my spending only around 500 per month, so can save a lot.

I have looked around:
1. Standard Chartered PSA - 2.1% (Won't be able to fulfill the other conditions consistently)
2. OCBC 360 -  1.65% (Can fulfill deposit and spend category)
3. RHB Smart Account - 1.85%
4. UOB ONE Account - 1.65%

Seems like PSA still gives you the best interest even if you just wanna dump money in and not fulfill any spending conditions. Any other suggestion?
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Note that you can get a very good FD rate for 6 month as a new SC customer. Better than the 2.1% of the PSA for sure, maybe 3.5% now. Need to put 70% in the FD and 30% in the PSA. Unbeatable nowadays.
David_Yang
post Feb 22 2021, 03:53 PM

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Affin is not doing this virtual banking card to open e banking anymore.

 

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