Actually, when system tracker will refresh.
Is it every 1st of the month? Which date is the best time to perform two actions?
Sometime i trace the tracker seem delay.

This post has been edited by sg8989: Jul 22 2024, 11:34 PM

Yes the tracker resets 1st of every new month. The tracker will have 1-2 days delay. I will complete both actions at least 2 days before end of the month to be safe.

Just adding on - the tracker is not in real time. Need to allow 1 calendar day for the system to reflect status/progress of your activities.

So we should spend on today? so tomorrow can get 4% on every 1st..else if delay will makan our interest?

New Option - Public Bank

https://www.pbebank.com/en/banking/savings-...avings-account/

Max 2% only?

I think max 2.2%

UOB better 4% easy achieve

I will stick with ocbc360.

And I with RHB Smart

deposit 5k. can ask PBB to go fly kite on this acc, digital bank offered better and other bank don't need to deposit so much like 5k

Mine is RHB Smart.

Hi. So are you able to hit the 2nd action with this?

Yes, spending with debit card (RM500) is consider as part of the action provided we doesn't block the debit card later using the APP. I realised their tracking system unable to catch the action if we do.

Sorry just to clarify, includes tng reload right?

Yes.

Hi fellow sifus. Just new to ocbc360 and been doing some research in the forum. I wanted to confirm with latest info
To maximize interest ( edit 2024/08/17; Thanks to MGM for fund transfer to distinct banks suggestion)
One need to
1) Save(1.05%)-Transfer RM500 to ocbc360 acc from other bank
2) Pay(1.05%)- Transfer RM1 each to 3 distinct bank acc under own/others name or
Pay 3 bill via Jompay minimum amount of RM10 for 3 different acc eg tnb,indah water etc
via internet banking
3) Spend(1.05%)-Reload RM500 to ewallet using debit card/credit card such as tng ewallet .

This will make one entitled for 3.25% per annum right? Do correct me if I am wrong? If there is any easier way for this please kindly enlighten me also.

This post has been edited by akhito: Aug 17 2024, 11:30 PM

No 2 should include fund transfer to distinct banks.

Fund transfer to distinct bank means I transfer let say RM1 to my other three bank acc which is both under my name. It will counted as paying three bills or need to be different persons other than myself?

Yes to:
Fund transfer to distinct bank means I transfer let say RM1 to my other three bank acc which is under my name. It will counted as paying three bills