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 Conditional High Yield Savings Account

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coyouth
post Jun 20 2024, 09:46 AM

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QUOTE(damien5119 @ Jun 19 2024, 05:27 PM)
I just got the 388 reward yesterday
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wow, such good news. congrats!
damien5119
post Jun 20 2024, 01:10 PM

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QUOTE(coyouth @ Jun 20 2024, 09:46 AM)
wow, such good news. congrats!
*
thanks to UOB for the free money, 40% pa return of 6K in 2 months biggrin.gif . withdrew all already, left 24 cents.

koja6049
post Jun 20 2024, 04:11 PM

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I also got mine 388 2 weeks ago. Registered using UNIFI code smile.gif
poooky
post Jun 20 2024, 05:54 PM

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QUOTE(cenkudu @ Jun 19 2024, 09:19 PM)
Just got today 388, registered 30/4. Luckily they still have the allocations
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Hmm.. I registered 29/04 still haven't gotten it yet..
alex_cyw1985
post Jun 21 2024, 07:11 AM

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I registered and deposit on 6th April also haven't get the RM388
sg8989
post Jun 23 2024, 01:18 AM

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I deposit on 14 April also haven't get rm388.
poooky
post Jul 13 2024, 02:16 PM

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QUOTE(poooky @ Jun 20 2024, 05:54 PM)
Hmm.. I registered 29/04 still haven't gotten it yet..
*
Update that I finally got the 388 bonus on 10/07.
alex_cyw1985
post Jul 13 2024, 07:07 PM

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QUOTE(alex_cyw1985 @ Jun 21 2024, 07:11 AM)
I registered and deposit on 6th April also haven't get the RM388
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Got mine on 10 July as well
cybpsych
post Jul 13 2024, 10:02 PM

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Revision of One Account Interest Rates (effective 1 August 2024)

https://www.uob.com.my/web-resources/person...asa-tnc-eng.pdf

Please be informed that One Account Interest Rates will be revised respectively to the following: One Account
user posted image

Eligible for N1 when perform any 1 of the following transactions or eligible for N2 when perform any 2 of the following transactions:

Spend a minimum or cumulative of RM500 with UOB Credit and/or Debit Card in a month
Inward Fund Transfer of RM2,000 cumulatively in a month
Pay three (3) bills with minimum of RM50 each bill in a month
Salary Credit with a minimum of RM2,000 in a month via UOB Infinity payroll or UOBM staff salary credit
New-to-Deposit customers who open a ONE Account
Direct Debit three (3) transactions with minimum of RM50 each transaction in a month

N3 Maximum Effective Interest Rate for balance tier above RM100,000 is calculated based on RM200,000 deposit, provided customers complete any of the 2 actions per month.

N4 Maximum Effective Interest Rate for balance tier above RM200,000 is calculated based on RM225,000 deposit, provided customers complete any of the 2 actions per month.

mamamia
post Jul 16 2024, 11:36 PM

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QUOTE(cybpsych @ Jul 13 2024, 10:02 PM)
Revision of One Account Interest Rates (effective 1 August 2024)

https://www.uob.com.my/web-resources/person...asa-tnc-eng.pdf

Please be informed that One Account Interest Rates will be revised respectively to the following: One Account
user posted image

Eligible for N1 when perform any 1 of the following transactions or eligible for N2 when perform any 2 of the following transactions:

Spend a minimum or cumulative of RM500 with UOB Credit and/or Debit Card in a month
Inward Fund Transfer of RM2,000 cumulatively in a month
Pay three (3) bills with minimum of RM50 each bill in a month
Salary Credit with a minimum of RM2,000 in a month via UOB Infinity payroll or UOBM staff salary credit
New-to-Deposit customers who open a ONE Account
Direct Debit three (3) transactions with minimum of RM50 each transaction in a month

N3 Maximum Effective Interest Rate for balance tier above RM100,000 is calculated based on RM200,000 deposit, provided customers complete any of the 2 actions per month.

N4 Maximum Effective Interest Rate for balance tier above RM200,000 is calculated based on RM225,000 deposit, provided customers complete any of the 2 actions per month.

*
Wow, seem like a better revision.
ericlaiys
post Jul 17 2024, 12:17 AM

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QUOTE(mamamia @ Jul 16 2024, 11:36 PM)
Wow, seem like a better revision.
*
they increased 4% till 200k?
mamamia
post Jul 17 2024, 11:02 AM

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QUOTE(ericlaiys @ Jul 17 2024, 12:17 AM)
they increased 4% till 200k?
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Yes based on my understanding from the table illustrations.
sg8989
post Jul 17 2024, 01:11 PM

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I received RM388.
danielwoo
post Jul 17 2024, 01:39 PM

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QUOTE(cybpsych @ Jul 13 2024, 10:02 PM)
Revision of One Account Interest Rates (effective 1 August 2024)

https://www.uob.com.my/web-resources/person...asa-tnc-eng.pdf

Please be informed that One Account Interest Rates will be revised respectively to the following: One Account
user posted image

Eligible for N1 when perform any 1 of the following transactions or eligible for N2 when perform any 2 of the following transactions:

Spend a minimum or cumulative of RM500 with UOB Credit and/or Debit Card in a month
Inward Fund Transfer of RM2,000 cumulatively in a month
Pay three (3) bills with minimum of RM50 each bill in a month
Salary Credit with a minimum of RM2,000 in a month via UOB Infinity payroll or UOBM staff salary credit
New-to-Deposit customers who open a ONE Account
Direct Debit three (3) transactions with minimum of RM50 each transaction in a month

N3 Maximum Effective Interest Rate for balance tier above RM100,000 is calculated based on RM200,000 deposit, provided customers complete any of the 2 actions per month.

N4 Maximum Effective Interest Rate for balance tier above RM200,000 is calculated based on RM225,000 deposit, provided customers complete any of the 2 actions per month.

*
Hi, has anyone perform the "Two Action" thingy spending with debit card RM500 by reloading on T&G Ewallet or other ewallet? Apparently the system doesn't recognise this as part of the action? rclxub.gif

This post has been edited by danielwoo: Jul 17 2024, 01:40 PM
bergstein
post Jul 17 2024, 02:08 PM

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finally received 388 uob-unifi promo
also fully moving out from ocbc to uob after this 4% revision, but still thanks ocbc for past few years
lookie
post Jul 19 2024, 02:08 PM

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QUOTE(cybpsych @ Jul 13 2024, 10:02 PM)
Revision of One Account Interest Rates (effective 1 August 2024)

https://www.uob.com.my/web-resources/person...asa-tnc-eng.pdf

Please be informed that One Account Interest Rates will be revised respectively to the following: One Account
user posted image

Eligible for N1 when perform any 1 of the following transactions or eligible for N2 when perform any 2 of the following transactions:

Spend a minimum or cumulative of RM500 with UOB Credit and/or Debit Card in a month
Inward Fund Transfer of RM2,000 cumulatively in a month
Pay three (3) bills with minimum of RM50 each bill in a month
Salary Credit with a minimum of RM2,000 in a month via UOB Infinity payroll or UOBM staff salary credit
New-to-Deposit customers who open a ONE Account
Direct Debit three (3) transactions with minimum of RM50 each transaction in a month

N3 Maximum Effective Interest Rate for balance tier above RM100,000 is calculated based on RM200,000 deposit, provided customers complete any of the 2 actions per month.

N4 Maximum Effective Interest Rate for balance tier above RM200,000 is calculated based on RM225,000 deposit, provided customers complete any of the 2 actions per month.

*
for the inward fund transfer condition, does it mean just transfer in 2k everymonth but can be taken out later or must always keep topping up everymonth?
jenern84
post Jul 19 2024, 02:31 PM

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What's the difference between direct debit and inward fund transfer?
cybpsych
post Jul 19 2024, 02:39 PM

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QUOTE(jenern84 @ Jul 19 2024, 02:31 PM)
What's the difference between direct debit and inward fund transfer?
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simple lor

inward = incoming fund transfer into this account = receiving fund

direct debit is pre-set/authorize standing instruction to auto-deduct from your account, eg monthly insurance, monthly subscription fees, etc
virulence
post Jul 19 2024, 03:45 PM

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QUOTE(lookie @ Jul 19 2024, 02:08 PM)
for the inward fund transfer condition, does it mean just transfer in 2k everymonth but can be taken out later or must always keep topping up everymonth?
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Yes you can transfer in 2k and withdraw 2k on same day and it will still be reflected as a transaction. Daily interest will be calculated on balance amount at the end of the day.
teckc
post Jul 22 2024, 03:57 PM

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QUOTE(mamamia @ Jul 16 2024, 11:36 PM)
Wow, seem like a better revision.
*
Means from 100-200k balance it makes sense to use One account as it gives 4% better than most FDs

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