simple lor

inward = incoming fund transfer into this account = receiving fund

direct debit is pre-set/authorize standing instruction to auto-deduct from your account, eg monthly insurance, monthly subscription fees, etc

Just adding on - the tracker is not in real time. Need to allow 1 calendar day for the system to reflect status/progress of your activities.

You only need to fulfil 2 criteria, no benefit to fulfill more than 2.

The easiest (IMO) is credit card spend (you should be holding UOB One and that has minimum spend of RM500 for benefits anyway) and transfer RM2k in.

That's not how the interest works... you don't have to fulfill ngam-ngam on first day of month to get the interest.

Assuming you got 100k in the savings account, to get the 4% interest (roughly RM333 per month) for October you need to fulfill the criteria before end of the month. They will grant the interest for the whole amount for the entire month.

Source: been using this account since last year, I always fulfill mid to end month for the CC spend category but have always received 4%.

UOB pretty aggresive these days. what gives?