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 PPA1M General Discussion Thread, for civil servants to share n discuss.

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Kyotoarm
post Jul 11 2019, 02:09 PM

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QUOTE(AOL24 @ Jul 10 2019, 08:05 AM)
Before you toot your horn, I'd suggest you make an attempt to clarify some things.

I asked prior to this if my late grandfather was a government servant (TM was a government entity during his service) had a spouse who still receives his pension - e.g. my grandmother - would she be entitled to apply for PPA1M projects.

So no, I am not a staff, never implied I was. And TM was a government entity, back then.
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Maybe you can call PPAM regarding their requirements
Silfer
post Jul 12 2019, 09:48 PM

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Well, there goes another chance of getting ppam oug. My status changed to tidak ditawarkan.
AskarPerang
post Jul 12 2019, 09:55 PM

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QUOTE(Silfer @ Jul 12 2019, 09:48 PM)
Well, there goes another chance of getting ppam oug. My status changed to tidak ditawarkan.
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Still got PPAM Bayu Andaman @ Sentul open now. I think this project is near completion.
Silfer
post Jul 12 2019, 09:59 PM

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QUOTE(AskarPerang @ Jul 12 2019, 09:55 PM)
Still got PPAM Bayu Andaman @ Sentul open now. I think this project is near completion.
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Is it okay for investment for that area?
MasBoleh!
post Jul 13 2019, 08:07 AM

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QUOTE(Silfer @ Jul 12 2019, 09:48 PM)
Well, there goes another chance of getting ppam oug. My status changed to tidak ditawarkan.
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Did you called them and clarify?
Silfer
post Jul 13 2019, 08:46 AM

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QUOTE(MasBoleh! @ Jul 13 2019, 08:07 AM)
Did you called them and clarify?
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Nope. Just found out yesterday night. Is there any use to call them?
MasBoleh!
post Jul 13 2019, 08:47 AM

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QUOTE(Silfer @ Jul 13 2019, 08:46 AM)
Nope. Just found out yesterday night. Is there any use to call them?
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At least will know the reason 😓
Silfer
post Jul 13 2019, 08:50 AM

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QUOTE(MasBoleh! @ Jul 13 2019, 08:47 AM)
At least will know the reason 😓
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Cause last time I called for the first round, I was told it's random balloting and a lot applicants. So.. redha jer la
MasBoleh!
post Jul 13 2019, 09:10 AM

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QUOTE(Silfer @ Jul 13 2019, 08:50 AM)
Cause last time I called for the first round, I was told it's random balloting and a lot applicants. So.. redha jer la
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I see. Thank you for sharing with us
Nama saya Amad
post Jul 13 2019, 11:01 AM

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QUOTE(AskarPerang @ Jul 12 2019, 09:55 PM)
Still got PPAM Bayu Andaman @ Sentul open now. I think this project is near completion.
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This one 300k area is packed. Was hoping they open again the brickfieldhaha
dave1987
post Jul 13 2019, 11:10 AM

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QUOTE(AOL24 @ Jul 10 2019, 08:05 AM)
Before you toot your horn, I'd suggest you make an attempt to clarify some things.

I asked prior to this if my late grandfather was a government servant (TM was a government entity during his service) had a spouse who still receives his pension - e.g. my grandmother - would she be entitled to apply for PPA1M projects.

So no, I am not a staff, never implied I was. And TM was a government entity, back then.
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Wife not anak persara,

Perhaps ur father is anak persara at most u can go to try..
But i think the drop down menu of ppam dunno or not TM
dave1987
post Jul 13 2019, 11:16 AM

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QUOTE(Silfer @ Jul 12 2019, 09:48 PM)
Well, there goes another chance of getting ppam oug. My status changed to tidak ditawarkan.
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Maybe really lesser chance for anak persara compare to current civil servant
dave1987
post Jul 13 2019, 11:22 AM

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QUOTE(Silfer @ Jul 12 2019, 09:59 PM)
Is it okay for investment for that area?
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That hv many option like minest freehold
Silfer
post Jul 13 2019, 11:33 AM

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QUOTE(dave1987 @ Jul 13 2019, 11:16 AM)
Maybe really lesser chance for anak persara compare to current civil servant
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I think so too.

QUOTE(dave1987 @ Jul 13 2019, 11:22 AM)
That hv many option like minest freehold
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cause thinking of just renting out breakeven or something.
dave1987
post Jul 13 2019, 01:09 PM

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QUOTE(Nama saya Amad @ Jul 13 2019, 11:01 AM)
This one 300k area is packed. Was hoping they open again the brickfieldhaha
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That one everyone is waiting for 😏
AskarPerang
post Jul 15 2019, 11:01 PM

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QUOTE(Silfer @ Jul 12 2019, 09:59 PM)
Is it okay for investment for that area?
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QUOTE(Nama saya Amad @ Jul 13 2019, 11:01 AM)
This one 300k area is packed. Was hoping they open again the brickfieldhaha
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I will skip PPAM Bayu Andaman.
Is a completing soon project.
Look no different than the new PPR flat located just beside. Is best to go there and see for yourself.
Mr. HH
post Jul 16 2019, 03:46 PM

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How long to wait for balloting if the status is "Pengundian seterusnya"?
Silfer
post Jul 16 2019, 04:04 PM

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QUOTE(Mr. HH @ Jul 16 2019, 03:46 PM)
How long to wait for balloting if the status is "Pengundian seterusnya"?
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Pengundian seterusnya means you not chosen. You need wait again. Only after you see ditawarkan it's go balloting
benjy8769
post Jul 21 2019, 02:24 PM

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Is it possible to get full loan for PPAM? Looking around for banks which can give highest margin. icon_question.gif
powerlinkers
post Jul 21 2019, 02:41 PM

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QUOTE(benjy8769 @ Jul 21 2019, 02:24 PM)
Is it possible to get full loan for PPAM? Looking around for banks which can give highest margin.  icon_question.gif
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Government loan, LPPSA :100% loan, 4% Interest rate

Private banks/financial institutions : first home scheme:100% loan, high interest rates

Other housing loan schemes in private sector, local banks:90% loan. Interest rates are based on your credit rating, Public Bank offers the lowest in the market(strict filter, if you default 1 month:your rate jumps from 4.15% to 5%+)

If you are talking about debt to service ratio:CIMB offers the highest :85%, followed by Hong Leong bank and bank rakyat(interest high)

LPPSA: limitation is max 60% of your salary deduction for housing loan and 80% of all deductible)

This post has been edited by powerlinkers: Jul 21 2019, 02:45 PM
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