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 PPA1M General Discussion Thread, for civil servants to share n discuss.

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benjy8769
post Jul 21 2019, 04:16 PM

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QUOTE(powerlinkers @ Jul 21 2019, 02:41 PM)
Government loan, LPPSA :100% loan, 4% Interest rate

Private banks/financial institutions : first home scheme:100% loan, high interest rates

Other housing loan schemes in private sector, local banks:90% loan. Interest rates are based on your credit rating, Public Bank offers the lowest in the market(strict filter, if you default 1 month:your rate jumps from 4.15% to 5%+)

If you are talking about debt to service ratio:CIMB offers the highest :85%, followed by Hong Leong bank and bank rakyat(interest high)

LPPSA: limitation is max 60% of your salary deduction for housing loan and 80% of all deductible)
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Thanks! notworthy.gif
dave1987
post Jul 21 2019, 05:51 PM

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QUOTE(AskarPerang @ Jul 15 2019, 11:01 PM)
I will skip PPAM Bayu Andaman.
Is a completing soon project.
Look no different than the new PPR flat located just beside. Is best to go there and see for yourself.
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not worth the price brows.gif
dave1987
post Jul 21 2019, 05:53 PM

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QUOTE(Mr. HH @ Jul 16 2019, 03:46 PM)
How long to wait for balloting if the status is "Pengundian seterusnya"?
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just wait another month i think will hv loan reject unit
dave1987
post Jul 21 2019, 05:53 PM

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QUOTE(benjy8769 @ Jul 21 2019, 02:24 PM)
Is it possible to get full loan for PPAM? Looking around for banks which can give highest margin.  icon_question.gif
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use gov loan thumbsup.gif
veron4best
post Jul 23 2019, 09:46 AM

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QUOTE(benjy8769 @ Jul 21 2019, 02:24 PM)
Is it possible to get full loan for PPAM? Looking around for banks which can give highest margin.  icon_question.gif
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only LPPSA.

banks normally is 90+5%
AskarPerang
post Jul 30 2019, 12:19 AM

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Another lelong unit check in from PPA1M Metropolitan Kepong. This time big size unit.
Lelong reserve price same price as launching price. But most probably will need to have high budget to win this unit. Owner will still untung in the end if not managed to save his unit from auction (same like rumahwip gurneymas unit sold in auction last week).

Developer JL99.
Good end product quality, QLASSIC compliance (same like rumahwip skyawani):

» Click to show Spoiler - click again to hide... «


B-36-08, Block B, PPAM Metropolitan Kepong (MRR2), Jalan Lingkaran Tengah 2
Reserve price 🔥🔥RM 240,000🔥🔥
Leasehold
1200 sqft, 1 car park slot
Highest floor unit
Auction: 05-Aug-2019 (Mon)
*Possible BUMI lot
*Renovated unit with grill & built in cabinets
*Vacant unit condition

» Click to show Spoiler - click again to hide... «


This post has been edited by AskarPerang: Jul 30 2019, 12:22 AM
Bjorn1688
post Jul 30 2019, 01:40 AM

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QUOTE(AskarPerang @ Jul 30 2019, 12:19 AM)
Another lelong unit check in from PPA1M Metropolitan Kepong. This time big size unit.
Lelong reserve price same price as launching price. But most probably will need to have high budget to win this unit. Owner will still untung in the end if not managed to save his unit from auction (same like rumahwip gurneymas unit sold in auction last week).

Developer JL99.
Good end product quality, QLASSIC compliance (same like rumahwip skyawani):

» Click to show Spoiler - click again to hide... «


B-36-08, Block B, PPAM Metropolitan Kepong (MRR2), Jalan Lingkaran Tengah 2
Reserve price 🔥🔥RM 240,000🔥🔥
Leasehold
1200 sqft, 1 car park slot
Highest floor unit
Auction: 05-Aug-2019 (Mon)
*Possible BUMI lot
*Renovated unit with grill & built in cabinets
*Vacant unit condition

» Click to show Spoiler - click again to hide... «

*
Any idea how did that rm90k unit fare at auction?
AskarPerang
post Jul 30 2019, 08:20 AM

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QUOTE(Bjorn1688 @ Jul 30 2019, 01:40 AM)
Any idea how did that rm90k unit fare at auction?
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Call off. Owner managed to save the house.
Tenant occupied unit that one.
Nama saya Amad
post Jul 30 2019, 08:50 AM

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QUOTE(AskarPerang @ Jul 30 2019, 12:19 AM)
Another lelong unit check in from PPA1M Metropolitan Kepong. This time big size unit.
Lelong reserve price same price as launching price. But most probably will need to have high budget to win this unit. Owner will still untung in the end if not managed to save his unit from auction (same like rumahwip gurneymas unit sold in auction last week).

Developer JL99.
Good end product quality, QLASSIC compliance (same like rumahwip skyawani):

» Click to show Spoiler - click again to hide... «


B-36-08, Block B, PPAM Metropolitan Kepong (MRR2), Jalan Lingkaran Tengah 2
Reserve price 🔥🔥RM 240,000🔥🔥
Leasehold
1200 sqft, 1 car park slot
Highest floor unit
Auction: 05-Aug-2019 (Mon)
*Possible BUMI lot
*Renovated unit with grill & built in cabinets
*Vacant unit condition

» Click to show Spoiler - click again to hide... «

*
4 room but only 1 carpark
dave1987
post Aug 8 2019, 09:54 PM

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Ulu yam new double storey new.. Can apply now
dave1987
post Aug 10 2019, 10:57 PM

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was told oug still left 20 units plus..

those gov was offered they didnt take up.

maybe got one more round release..

Silfer
post Aug 11 2019, 10:58 AM

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QUOTE(dave1987 @ Aug 10 2019, 10:57 PM)
was told oug still left 20 units plus..

those gov was offered they didnt take up.

maybe got one more round release..
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Well, gonna apply again. Thanks for the heads up
.:zep:.
post Aug 11 2019, 07:56 PM

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QUOTE(dave1987 @ Aug 10 2019, 10:57 PM)
was told oug still left 20 units plus..

those gov was offered they didnt take up.

maybe got one more round release..
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How to apply?
ExragonXFX P
post Aug 11 2019, 09:37 PM

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how to apply? +1
Silfer
post Aug 11 2019, 09:58 PM

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QUOTE(.:zep:. @ Aug 11 2019, 07:56 PM)
How to apply?
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Login into ppam website and wait for it to appear. You have to be either gov servant or offspring of pensioner of gov servant.

QUOTE(ExragonXFX @ Aug 11 2019, 09:37 PM)
how to apply? +1
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As above.
.:zep:.
post Aug 11 2019, 11:03 PM

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Login at ppam website already, but no oug project coz it's sold out already long time ago.
Silfer
post Aug 12 2019, 12:52 AM

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QUOTE(.:zep:. @ Aug 11 2019, 11:03 PM)
Login at ppam website already, but no oug project coz it's sold out already long time ago.
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As mentioned, if is true, it will pop out again. I know cause I applied the second time not long ago.
dave1987
post Aug 12 2019, 01:23 AM

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QUOTE(.:zep:. @ Aug 11 2019, 07:56 PM)
How to apply?
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it will reopen at ppam website.

check everyday every moment
dave1987
post Aug 12 2019, 01:24 AM

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from 107 units second round to 20 units left..

the demand is so high,

now the chance is very slim for 20 units for third round
dave1987
post Aug 12 2019, 01:25 AM

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QUOTE(ExragonXFX @ Aug 11 2019, 09:37 PM)
how to apply? +1
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ppam wesbite check everyday and every moment

they r in 1st come 1st serve usually
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