Of course if you don't meet salary requirement won't get... I'm assuming he meets salary requirement that's why apply.

I barely met when I applied, actually got rejected but on appeal got approved. Since then added 3 supps, so able to play the weekly RM50 game based on that =)

Is this latest ruling by PBB? Any black & white? Effective when?

This post has been edited by tonytyk: Nov 23 2017, 06:30 PM

let me share my experience on VS. I have house loan with PB.
rejected 2x when asked my PB loan stuff to submit the documents.

after 6 months, 3rd times walk in to another branch and submit my document. finally success

I also not achieve the requirement but keep trying..

What the crap... most of my swipes are from shopee.... dayummm...

Wow good for u... i tried once then give up dy... then get quantum dy

Which branch u went mind telling?
want to try my luck tho.

I know this question must hv been asked multiple times. For PBB quantum card, the cashback is by statement cycle. Can somebody elaborate on this?

good to get the effective date, they need to give sufficient notice on the changes

if you mentioned already asked multiple times, then probably you can do a [SEARCH], right?

anyways, do you know what is your statement date? i.e. bill date?

a cycle = a "month" of card usage period. think of it as your postpaid bill. you get bill on certain date, every month, right? any charges/usages within the cycle, will be billed to you on bill date.

if your statement is on 20th, then the statement month/cycle between 21st until the following 20th. then 20th you get statement ("cutoff").

e.g. 20 Nov was your statement date, which was for the previous cycle of 21 Oct - 20 Nov. any transactions posted in this cycle will be counted for cashback, and credited on exact statement date of 20 Nov. meaning, you get cb immediately on statement date.

next cycle, 21 Nov - 20 Dec. then cb will be on your statement date of 20 Dec.
next cycle, 21 Dec - 20 Jan. cb will be on your statement date of 20 Jan.
and so on, and on, and on.

Ok thanks for the detailed explanation. It's different from maybank2c as the cashback is given on the last day of a month.

anybody still remembers the 3 in 1 luggage set for 1st time pbb credit card? any idea which courier company they used to send it?

yes different but good also, you immediately get cb on your statement date instead of waiting 1st of the month.

for mbb's, some ppl's statement date is end of the month, some early of the month, so not all get the cb "on time" when they get their statement.

strange my recent transaction at taobao seems not getting cashback? statement shows

ALI*www.taobao.com HANGZHOU CHN

If got 5% that amount should already exceeds my CR amount

Taobao Hangzhou can't get 5% automatically, need to email /call CS and they will credit back manually.

For Public Bank Quantum MasterCard and Visa Credit Cards:

Assume that my statement date is on 6th, and my payment due date is on 26th of each month.

If I make full payment of the statement balance on 26th (via fund transfer from Public Bank saving account, on Public Bank Internet Banking website), then Public Bank will not impose financial charges and late payment charges upon me, right?

Thank you for your confirmation.

This post has been edited by kart: Nov 24 2017, 05:40 AM

I don't understand why need to ask this.

all cc has the same behavior wat, you have many cc too, why would PBB cc be different?

also. there is an unwritten grace period of 2 days after payment due date (PDD) of which is still safe. haven't encountered which cc/bank has 1 day grace period though, usually it'd 2 days.

I've tried this with PBB mbb cimb hlb UOB, most times I did it on purpose.

best practice is payment on/before PDD.

Is this quantum card?

The main website promo free luggage bag, phone thing...does retail transaction apply to online purchase as well?

Yes.

I have no idea really. I called to ask about my cash back for my latest statement as it doesn't tally and this is what the CS said. He said will file an appeal for me but would like to remind me that this is how Shopee works, seemed to be hinting that I may not get it next time.

You all can check your Shopee cash back and let us know how it goes.