Welcome Guest ( Log In | Register )

Bump Topic Topic Closed RSS Feed

Outline · [ Standard ] · Linear+

Credit Cards Public Bank Credit Cards V2, PB Visa Sig 6% & Quantum 5% Cash Back

views
     
anakMY
post Nov 15 2017, 07:08 PM

Regular
******
Senior Member
1,450 posts

Joined: Jul 2012
How do we pay public bank cc if I have no savings account with PBB? Can I just do an Interbank Giro via maybank2u?
anakMY
post Nov 15 2017, 07:20 PM

Regular
******
Senior Member
1,450 posts

Joined: Jul 2012
QUOTE(SzeMeng76 @ Nov 15 2017, 07:14 PM)
Ya sure. Just make giro transfer choose PBB and account type credit card, key in ur credit card number will do.
*
Ok thx bro
anakMY
post Nov 17 2017, 03:22 PM

Regular
******
Senior Member
1,450 posts

Joined: Jul 2012
Is Tesco considered as Departmental? Can get 5% cash back with quantum visa? It's not listed on first page.
anakMY
post Nov 18 2017, 11:29 PM

Regular
******
Senior Member
1,450 posts

Joined: Jul 2012
Anybody has experience applying PBB quantum? I applied and got approved. And I received only one card, which is PBB quantum MasterCard.

FYI, in the application form I specify I want the PBB quantum MasterCard.

I thought that it comes with 2 cards. I'm not sure.
anakMY
post Nov 19 2017, 12:53 AM

Regular
******
Senior Member
1,450 posts

Joined: Jul 2012
QUOTE(freyastyle @ Nov 19 2017, 12:33 AM)
I apply thru Ringgitplus, on the form there is no option to choose whether MasterCard or VisaCard.
End up they sent two to me.
*
Ya there is no option. I wrote "MasterCard" beside the PBB quantum. End up they really give me only the MasterCard lol.
anakMY
post Nov 19 2017, 09:25 AM

Regular
******
Senior Member
1,450 posts

Joined: Jul 2012
QUOTE(Gamerjim @ Nov 19 2017, 07:51 AM)
I dunno can write like this in the application form.. may I knw how long they process your application?
*
3 days after I sudmitted my documents they sent me SMS saying it's approved
anakMY
post Nov 19 2017, 09:01 PM

Regular
******
Senior Member
1,450 posts

Joined: Jul 2012
QUOTE(Gamerjim @ Nov 19 2017, 07:39 PM)
That's fast! Are u existing public bank customers?
*
Nope , first cc from PBB. Maybe I provided enuff documents lol. Anyway, they want me to go to public bank to get an online account, its troublesome and I don't feel like doing it. Unlike UOB cc, I can create online account without going to the bank.
anakMY
post Nov 19 2017, 10:20 PM

Regular
******
Senior Member
1,450 posts

Joined: Jul 2012
QUOTE(Gamerjim @ Nov 19 2017, 10:05 PM)
But do u use any other services like SA, FD, loan, etc with them? I m completely new customer and they took 2 weeks to approve my application..
*
I have only a savings account with them, which is dormant for a few years already.
anakMY
post Nov 23 2017, 08:58 PM

Regular
******
Senior Member
1,450 posts

Joined: Jul 2012
I know this question must hv been asked multiple times. For PBB quantum card, the cashback is by statement cycle. Can somebody elaborate on this?
anakMY
post Nov 23 2017, 09:27 PM

Regular
******
Senior Member
1,450 posts

Joined: Jul 2012
QUOTE(cybpsych @ Nov 23 2017, 09:18 PM)
if you mentioned already asked multiple times, then probably you can do a [SEARCH], right?

anyways, do you know what is your statement date? i.e. bill date?

a cycle = a "month" of card usage period. think of it as your postpaid bill. you get bill on certain date, every month, right? any charges/usages within the cycle, will be billed to you on bill date.

if your statement is on 20th, then the statement month/cycle between 21st until the following 20th. then 20th you get statement ("cutoff").

e.g. 20 Nov was your statement date, which was for the previous cycle of 21 Oct - 20 Nov. any transactions posted in this cycle will be counted for cashback, and credited on exact statement date of 20 Nov. meaning, you get cb immediately on statement date.

next cycle, 21 Nov - 20 Dec. then cb will be on your statement date of 20 Dec.
next cycle, 21 Dec - 20 Jan. cb will be on your statement date of 20 Jan.
and so on, and on, and on.
*
Ok thanks for the detailed explanation. It's different from maybank2c as the cashback is given on the last day of a month.

Topic ClosedOptions
 

Change to:
| Lo-Fi Version
0.0800sec    0.88    7 queries    GZIP Disabled
Time is now: 30th November 2025 - 11:25 AM