Not really. Maybank is 5x of my salary while cimb was 2.5x. Hlb is the worst, only 1.5x

I had a negative experience using my Amex card today. I was buying a big ticket item (in the thousands of ringgit) but I couldn't complete my transaction at the store after 3 attempts. After switching to my Mastercard, I had no problems with completing my payment.

The Cashback and 5xTP were one of the main reasons I chose to have the Amex card in the first place but if I can't take advantage of these two features, what's the point?

I'm going to lodge a complaint to see if I can get the remaining TP that I am owed.

hmm... seems that the cash back I got this month RM 0.02 less, not sure if I calculated anything wrongly

Saw someone here posted got RM 0.01 less and got it back, not sure should I go that far.. 

curse this amex thing, everytime go shopping nid keep ask got accept amex card or not zzzzzz

Anyone tried to pay PTPTN vis FPX using AMEX card.

I have successfully paid using AMEX card just now.

Had been every month paying it. 

Every month without fail since April after CIMB CR gave no cash back for PTPTN.

Isn't direct debit from PTPTN can get you 10% off?

Why should I pay using my cash to them?
Paying with my CC, I can control the timing and flexibility.

anyhow you still need to pay monthly
then why don't enjoy the 10% at this moment until year end
hope they continue next year and so

anyhow you still need to pay monthly
then why don't enjoy the 10% at this moment until year end
hope they continue next year and so

That has nothing to do with Maybank, more like a problem with the merchant's terminal instead

don't think so, this kind of problem do happen sometimes, even with visa/master

Most likely terminal problem. Don't think Maybank need to compensate anything

I used the same terminal for both Amex and MC. Amex payment didn't go through but MC transaction was successful.
How is that a terminal issue?

To the guy that said if the merchant accepted Amex, yes they did and still do.

Hi guys, I  am new to cc and recently have swiped for a 3k EzyPay (12 month) last week but the monthly installment due has yet be reflected when I check on m2u ?

You can always refuse to pay and ask the merchant to sort that problem out.

I had the same issue once when I was purchasing a big ticket item ( > 20k I think ).

Just tell them to sort it out and wait for them to sort it out. You won't die waiting for extra few minutes / hours, kan?

No time to apply that 10%. Well, everyone has their preference.
And I know about the 10% until end of the year, what if it doesn't? I have to walk in to cancel again. Not a fan of auto-debit.

According to some forumer, we can't cancel the auto debit. Meaning that after the 10% promotion ends, you are stick to auto debit for life.

Hi guys, I  am new to cc and recently have swiped for a 3k EzyPay (12 month) last week but the monthly installment due has yet be reflected when I check on m2u ?

According to some forumer, we can't cancel the auto debit. Meaning that after the 10% promotion ends, you are stick to auto debit for life.

is your own cb calculation correct?

Isn't it just spending on weekends*0.05? Anyway I probably just let it go

Btw since Amex 5x treatpoints is equivalent to 1.25% cash back (cash vouchers), is it true then to say then it is worth using Amex than e.g., OCBC 365 0.5%/1.0% for all spending?