QUOTE(anarchy2cruo @ Sep 15 2017, 11:26 AM)
guys, question..how can I transfer extra money into my amex just so I can use my amex to pay for something that cost more than my credit limit?
IBG from other banks / CDM manually.Credit Cards Maybankard 2 Gold & Platinum Cards V19, 5% with M2 Amex on ALL WEEKEND spend
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Sep 15 2017, 11:27 AM
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#1
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14,082 posts Joined: Aug 2009 From: Malaysia |
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Oct 8 2017, 11:47 AM
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#2
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QUOTE(royalz @ Oct 8 2017, 11:44 AM) Hi guys...anyone know what happens to TP when u go for 12 months 0% installment with maybank amex. Example purchase iphone from Harvey Norman with maybank 0% 12 months installments. So the TP will be given divided into 12 months or the TP will be given for the full amount? Should be 1 off given at the point of swipe.Thanks. Installment usually x1 treatpoint only, btw. |
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Oct 8 2017, 12:13 PM
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14,082 posts Joined: Aug 2009 From: Malaysia |
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Oct 16 2017, 11:17 AM
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QUOTE(Current Events guy @ Oct 16 2017, 11:13 AM) I used the same terminal for both Amex and MC. Amex payment didn't go through but MC transaction was successful. You can always refuse to pay and ask the merchant to sort that problem out.How is that a terminal issue? To the guy that said if the merchant accepted Amex, yes they did and still do. I had the same issue once when I was purchasing a big ticket item ( > 20k I think ). Just tell them to sort it out and wait for them to sort it out. You won't die waiting for extra few minutes / hours, kan? This post has been edited by chiahau: Oct 16 2017, 11:19 AM |
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Nov 29 2017, 03:35 PM
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QUOTE(cybpsych @ Nov 29 2017, 02:39 PM) since his/her question was only specific to M2C, so the answer is limited to M2C. Same thing I did of course with numerous other cards out there, then the M2C Visa/MC has no benefits as well. heck, i even use it just for BT so that i can track on this card rather than mixing with other MBB cards All BT goes to that boring Visa card. I've yet to request my Barca card from MBB anyways. Gonna do it this Friday at 1U / Garden's when I have the time. |
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Dec 2 2017, 10:59 AM
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14,082 posts Joined: Aug 2009 From: Malaysia |
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Dec 2 2017, 11:17 AM
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#7
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Dec 4 2017, 11:12 AM
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#8
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Dec 5 2017, 11:51 AM
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QUOTE(cybpsych @ Dec 5 2017, 11:10 AM) Disclaimer : I made an epp for 5k recently for fun.I checked my statement the next month and I did get 25,000 points Not sure whether it’s a mistake or not. |
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Dec 5 2017, 11:53 AM
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#10
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Dec 5 2017, 01:06 PM
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#11
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Dec 18 2017, 04:14 PM
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#12
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Dec 19 2017, 12:04 AM
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#13
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QUOTE(#Victor @ Dec 18 2017, 05:29 PM) Do u try to use ur card first despite over ur credit limit? Does not matter. Both shares the same limit.Recently my temporary credit limit revert back to original credit limit, I tried to pump petrol last weekend still can go thru, wonder is it Maybank have flexibility over some percentage of credit limit exceed? For M2C, which card to transfer / deposit Either one would be fine, |
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Dec 22 2017, 06:02 PM
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QUOTE(LostAndFound @ Dec 22 2017, 05:29 PM) I don't have direct experience, but I have trouble believing that 'withdrawal to credit card' is a thing. Certainly 'refund to credit card' within the cooling off period is possible, but transferring withdrawn funds into credit card seems odd (why not a bank account?). If it’s a large amount, they rather not it get flagged by central bank?I believe if they refund it to CC, banks are likely to close one eyes compared to directly transferring it to bank? Anyways to answer the said question, it’s possible but if you keep doing so, I doubt the banks would let you transfer the negative amount to your saving acc on a regular basis. |
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Jan 2 2018, 11:27 AM
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Jan 4 2018, 03:25 PM
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QUOTE(LightningZERO @ Jan 4 2018, 02:08 PM) Dunno what's wrong with maybank these few days. Have been trying to call them few times throughout the day but keep getting the "high volume call" message Either 1. Use the premier number if you are eligible. 2. FB message. I find it more reliable and faster compared to calls. |
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Jan 6 2018, 10:05 AM
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Jan 11 2018, 10:03 AM
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QUOTE(shamsay @ Jan 11 2018, 09:04 AM) Anything with less than “0” in your ptptn = likelihood kena reject 100%I used to pay my ptptn late last time and it affected all my credit application. Once I settled it, no more issues immediately. |
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Jan 11 2018, 10:34 AM
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#19
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Jan 12 2018, 11:11 AM
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QUOTE(shamsay @ Jan 12 2018, 11:03 AM) I mean when the best date to apply if we make the payment this month..after ccris report updated..then next month can apply the cc?. Can.But as usual, up to banks to grant you the facilities or not. There's no confirmed answer when it comes to credit card applications / approvals / rejections. |
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