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Credit Cards Maybankard 2 Gold & Platinum Cards V19, 5% with M2 Amex on ALL WEEKEND spend

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chonghe
post Sep 25 2017, 11:41 AM

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How do you guys pay Maybank CC? Tried M2U and choose "pay now" but it pops up:

Unsuccessful. Account not authorised/Amount exceeded outstanding balance. Reject code: [0076]

Although I have enough saving balance than CC
chonghe
post Sep 25 2017, 01:00 PM

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QUOTE(hustlerism @ Sep 25 2017, 11:45 AM)
Just click on "Pay any amount now" beside the outstanding balance. Should be no problem.

I usually use the Maybank App. Much faster.
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QUOTE(SzeMeng76 @ Sep 25 2017, 12:11 PM)
M2u cannot pay more than total outstanding balance. U may try other bank giro or CDM.
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QUOTE(fruitie @ Sep 25 2017, 12:17 PM)
That means your outstanding balance is lesser than statement balance, you cannot overpay the amount. Just pay the lesser amount.
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Thanks for swift response rclxms.gif
Apparently outstanding < statement balance due to refund of BT few days ago that causes the problem thumbup.gif
chonghe
post Oct 11 2017, 08:09 PM

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Just wondering how to view Maybank available CL? doesn't seem to see that on M2U
chonghe
post Oct 11 2017, 08:24 PM

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QUOTE(OKLY @ Oct 11 2017, 08:15 PM)
Available Limit isn’t displayed, however there’s a way around it which is to use the Balance Transfer feature and it will tell you the available limit for your Balance Transfer (which is 80% of your actual available limit).
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Strange available isn't displayed..
So the bt limit/0.8 is the available limit?
Strange also cause it should not be that high for my case
chonghe
post Oct 15 2017, 09:55 PM

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hmm... seems that the cash back I got this month RM 0.02 less, not sure if I calculated anything wrongly

Saw someone here posted got RM 0.01 less and got it back, not sure should I go that far.. hmm.gif
chonghe
post Oct 16 2017, 12:56 PM

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QUOTE(cybpsych @ Oct 16 2017, 07:46 AM)
is your own cb calculation correct?
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Isn't it just spending on weekends*0.05? Anyway I probably just let it go

Btw since Amex 5x treatpoints is equivalent to 1.25% cash back (cash vouchers), is it true then to say then it is worth using Amex than e.g., OCBC 365 0.5%/1.0% for all spending?
chonghe
post Oct 16 2017, 05:28 PM

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QUOTE(BeastX @ Oct 16 2017, 01:13 PM)
5x points except below.....

Effective 15 April 2016, the following revisions will take effect for Maybank Credit Cards and American Express Card:

user posted image
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noted. still quite good because all typical retails spending are 5x
chonghe
post Jan 6 2018, 05:47 PM

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I really don't like Maybank cannot check available limit in M2U. Currently apply BT shows error code made me have no idea on my available limit bangwall.gif
chonghe
post Jan 6 2018, 05:52 PM

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QUOTE(SzeMeng76 @ Jan 6 2018, 05:50 PM)
But when you click apply BT thru m2u, there got wrote your available limit and your max limit for BT. Have you see it?
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now when click apply BT shows error code 2551
chonghe
post Jan 7 2018, 12:55 PM

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Actually I was feeling weird on my credit limit.

I have done 2 BT and the remaining installment + my current spend already over my credit limit, so I don't know how come my latest transaction can still go through?
chonghe
post Jan 8 2018, 07:26 PM

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QUOTE(#Victor @ Jan 8 2018, 01:11 PM)
Me too, having same problem when trying to Apply Balance Transfer, EzyCash and EzyPay in Maybank2U. Is it all users having same problem or only certain users having this problem?

user posted image
user posted image
I have an installment exceed my credit limit, I still able to perform transactions like petrol, bill payment and online purchase hmm.gif
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strange. I just wonder if my next transaction will go through, already over CL
chonghe
post Aug 22 2018, 08:41 PM

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The news mentioned that if a card is (unfortunately) issued on 1-9-2018, the card will immediately be charged with RM25 for year 2018!

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