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Credit Cards Maybankard 2 Gold & Platinum Cards V19, 5% with M2 Amex on ALL WEEKEND spend

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reapermax
post Oct 14 2017, 10:40 AM

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QUOTE(westlife @ Oct 14 2017, 06:20 AM)
My Maybank card credit limit I have is about 3x my monthly salary.
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My Maybank cl is 3x of my income, but cimb is 4x. Guess Maybank a bit strict on cl?
westlife
post Oct 14 2017, 11:04 AM

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QUOTE(reapermax @ Oct 14 2017, 10:40 AM)
My Maybank cl is 3x of my income, but cimb is 4x. Guess Maybank a bit strict on cl?
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Maybank one certainly gives lesser credit limit. My OCBC is 4x as well.

But Maybank credit limit is the most useful one given their different ongoing promotion.
SUSmonoikhwan
post Oct 14 2017, 11:19 AM

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Is there any way we can look in the statement, which transaction that gives cash rebates, and how much is the CB?
rapple
post Oct 14 2017, 11:31 AM

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QUOTE(monoikhwan @ Oct 14 2017, 11:19 AM)
Is there any way we can look in the statement, which transaction that gives cash rebates, and how much is the CB?
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As long as you spend on a weekend you are entitled to cash back.


fruitie
post Oct 14 2017, 11:34 AM

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QUOTE(reapermax @ Oct 14 2017, 10:40 AM)
My Maybank cl is 3x of my income, but cimb is 4x. Guess Maybank a bit strict on cl?
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Yes, MBB is more conservative with CL compared to other banks but they can easily approve your CL increase request provided with revised income documents.

QUOTE(monoikhwan @ Oct 14 2017, 11:19 AM)
Is there any way we can look in the statement, which transaction that gives cash rebates, and how much is the CB?
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Nope, manually calculate yourself.
vinn
post Oct 14 2017, 12:48 PM

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QUOTE(reapermax @ Oct 14 2017, 10:40 AM)
My Maybank cl is 3x of my income, but cimb is 4x. Guess Maybank a bit strict on cl?
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Not really. Maybank is 5x of my salary while cimb was 2.5x. Hlb is the worst, only 1.5x
savvyaunty
post Oct 14 2017, 01:06 PM

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QUOTE(vinn @ Oct 14 2017, 12:48 PM)
Not really. Maybank is 5x of my salary while cimb was 2.5x. Hlb is the worst, only 1.5x
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Mine is 2x of my salary maybe because i've house n car loan. HSBC is the worst less 1.1x only
hitch80
post Oct 14 2017, 01:13 PM

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personally to me I do not bother much with the CL, since my usage most of the time is within the capped limit of the cash back.

From my past experience, having too high CL from 1 card I guess was one of the reason my application got rejected

So better to have low CL then we can have multiplle cashback cards available
reapermax
post Oct 14 2017, 02:46 PM

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QUOTE(savvyaunty @ Oct 14 2017, 01:06 PM)
Mine is 2x of my salary maybe because i've house n car loan. HSBC is the worst less 1.1x only
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I have 1 house loan and 2 car loan, local bank will approve my application with not bad CL but oversea bank like HSBC not approve LOL
saitong09
post Oct 14 2017, 03:25 PM

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QUOTE(vinn @ Oct 14 2017, 12:48 PM)
Not really. Maybank is 5x of my salary while cimb was 2.5x. Hlb is the worst, only 1.5x
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Sometimes is depend which card you apply 1st, usually the subsequent card will have lesser CL compare to the 1st card. Again the final decision is depend on the bank smile.gif
tridibsahabd
post Oct 14 2017, 06:41 PM

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QUOTE(ClarenceT @ Oct 14 2017, 10:33 AM)
1X PLUS 4X so total is 5X. Check again.
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Oh like that. Thanks.
SUSmonoikhwan
post Oct 14 2017, 06:44 PM

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QUOTE(fruitie @ Oct 14 2017, 11:34 AM)
Nope, manually calculate yourself.
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welp, what a bummer.
CIMB can show the CB earned for any eligible transaction.
cybpsych
post Oct 14 2017, 06:47 PM

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QUOTE(monoikhwan @ Oct 14 2017, 06:44 PM)
welp, what a bummer.
CIMB can show the CB earned for any eligible transaction.
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really? which card?
anakMY
post Oct 14 2017, 07:29 PM

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My credit card was being charged RM6.00 after I updated my billing info on my iphone. I updated my credit card number. Is this normal?
fruitie
post Oct 14 2017, 07:57 PM

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QUOTE(monoikhwan @ Oct 14 2017, 06:44 PM)
welp, what a bummer.
CIMB can show the CB earned for any eligible transaction.
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No such card.

QUOTE(anakMY @ Oct 14 2017, 07:29 PM)
My credit card was being charged RM6.00 after I updated my billing info on my iphone. I updated my credit card number. Is this normal?
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Just a pre-authorized amount, it will not be charged to your bill.
anakMY
post Oct 14 2017, 08:19 PM

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QUOTE(fruitie @ Oct 14 2017, 07:57 PM)
No such card.
Just a pre-authorized amount, it will not be charged to your bill.
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I remember long ago it was only rm2, seems like they hiked the amount.
fruitie
post Oct 14 2017, 08:30 PM

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QUOTE(anakMY @ Oct 14 2017, 08:19 PM)
I remember long ago it was only rm2, seems like they hiked the amount.
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Mine is always RM 4 for pre-authorized amount. Probably it uses RM 4 = USD 1.
klsooo
post Oct 14 2017, 08:49 PM

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Anyone tried to pay PTPTN vis FPX using AMEX card.

I have successfully paid using AMEX card just now.
SzeMeng76
post Oct 14 2017, 08:51 PM

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QUOTE(klsooo @ Oct 14 2017, 08:49 PM)
Anyone tried to pay PTPTN vis FPX using AMEX card.

I have successfully paid using AMEX card just now.
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Had been every month paying it. rclxms.gif
fruitie
post Oct 14 2017, 09:33 PM

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QUOTE(klsooo @ Oct 14 2017, 08:49 PM)
Anyone tried to pay PTPTN vis FPX using AMEX card.

I have successfully paid using AMEX card just now.
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Every month without fail since April after CIMB CR gave no cash back for PTPTN.
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