how long does it usually get a response after submit the application? i applied via ringgitplusand has been few weeks....

hi guys, this is my first cc and just wan to make some clarification.

i made an cc installment payment for 3k + 319 on 10th and today when i check my m2u, there is no update on the 3k installment transaction, only 319 appear as outstanding balance to settle by 26th.

Q1 : is it because the 3k has yet to be updated i need to wait a little longer or what?? also there is no statement for me to view, is it because since im new i need to wait till month end then only they will send me?

Q2 : regarding the date to make payment, how to know the cut off date of the payment as is it will fall to this month or next month? if i make a transaction on 29th it will fall into next month?

I just want to make sure i dont pay late and kena interest thanks

Hi guys, I am new to cc and recently have swiped for a 3k EzyPay (12 month) last week but the monthly installment due has yet be reflected when I check on m2u ?

Thanks for the info. I have opt for e-statement option and my current first outstanding balance is on 26 Oct. When will i be receiving my first statement then? Or i will be safe as long as i pay according to whatever outstanding balance i have as shown in m2u page?

thanks!!!

hi guys i am confused with a few stuffs here. appreciate if anyone could clear up.

I was told by another member here that as long as I pay the amount on "Statement Balance" by the "Payment Due Date" I will be safe from any extra charges? I dont understand how this works ?

My statement date is 6th and since then I have spent 1k+ (total Outstanding Balance ) how come only need to pay a few hundred?

Then i realize the amount shown on my "Statement Balance" is in regards to all the transactions i made from my last month's payment to 6th of this month. so means all the remaining transaction i made from 6th onwards will be going in to due by 26th december?

and since my payment due date is 26th, if i swipe on 26th does it mean I would need to settle the amount also by that day? I am worry that sometimes the amount has not been reflected on that day when I check M2U and i miss the payment?

This post has been edited by squidsquid: Nov 21 2017, 11:51 AM

Hi thanks for the reply. However the more i read or research about it i still get very confused. My payment due date is 26th, and i jus swipe rm150 on 24th. Now my m2u show 150 balance outstanding and payment due date 26th november 2017. So i will need to settle my payment by today 26th? Or 26th december?

Or is it all my transaction made between 7th nov and 6th December will only due 26th december right?

This post has been edited by squidsquid: Nov 26 2017, 04:53 PM

Thanks alot guys. I just find it confusing as it still shows 26th nov as my payment due date altot i jus swipe it 2 days ago in m2u and i have cleared all my monthly outstanding in advance as such for months...=.=

Wonder if anyone made complain to mmb regarding this confusion that might arise for others.

Hi guys, I have been using my card to pay for funds for my trading account in usd and according to my trading platform, the funds will go back to my credit card account when i make my withdrawal.

credit card can hold my funds for me and i will transfer back to my other saving accounts?
it will also first offset my whatever outstanding balance first? anyone has experience with this? Thanks!

any1 having issue with their credit card payment?
yesterday my visa pay cannot go thru and amex trying to top up credit also fail.

then today still cannot

Can any1 enlighten me? I jus spoken to a representative at maybank she kept telling me i overspent my credit limit. My current outstanding credit usage is way below the limit of my card based on maybank2u app and therefore i cant perform any transaction. So how can that happen?

But isnt as long my current outstanding is below the limit, i shld be able to continue using the card? This doesnt make sense to me..

I spoken to her and she just say the few transaction i made made my outstanding above my limit. But the thing is my current outstanding is below the limit. Cant brain this

I check via the link, my outstanding credit limit was -5.5k

So i jus cleared off and pay everything, where my m2u app currently show almost outstanding balance of 0. But when i visit the link again, my credit limit is only 1k? Lol what is happening.

I make funds transfer via m2u app from savings account. Yes so now the m2u web show my cl is 1k. But my outstanding js almost 0

Thanks for all the reply. I dont have any balance transfer and stuff. I have an outstanding installment and i think only left few hundred to pay off .

My total credit limit is 10k. Recently i purchase air ticket about 8k in total. But long story short, i cleared off almost all outstanding debt (ive even paid in advance of my statement date!) . I also dont have any transaction floating/not reflected in my m2u app. I paid off most of the transaction i swiped (to be exact around rm300 outstanding till next month)

But the thing is my credit limit is only about 1k when i check m2u web. I guess i just need to call them again. This is quite stupid..

Just to add, previously my card cant transact; my m2u app show 6.8k outstanding in total eventot my limit is 10k. So i called them, and they told me i overspent my limit. I check new m2u site my credit limit was -5k+
I dont understand why but anyway i jus paid off 6.5k. Then my credit limit bcome now 1k.

Just to update, called them again. They told me mas airline there still holding my credit limit altot ive paid.

This post has been edited by squidsquid: Aug 4 2018, 04:02 PM