nope...
1 hp leave 1 month , 2 cc with less then 1k out
1 mg not yet start pay ,monthly also rm200 only

all record with 0

no idea whats going on...

Could be DSR hitting upper threshold.

DSR below 30% ...

Been wonder that is that to apply M2C at card centre get easier to approve? Tried apply at treats fair and booth get rejected (with gap of half year plus). Walk in 1u card centre for cc application, get approved within 2 days. Is that their way of processing is different?

Then I really don't know.

Did you apply via online?

Instant reject ,then after few month walk in 1u apply
Rejected aftet 2 days

--off topic

anyone know, how much is the maybank atm limit per day?

ATM does not have limit but ur account / card have limit. Depends what type of card and limit u set, maximum up to 10k for mastercard.

Need clarification from sifus here,

Is it true that new application the interest rate is 18.% p.a? So what happens if I were to upgrade card from gold to platinum? Am I to be tier to 18% p.a still or maintain the 15% p.a? Reason asking i got a pre approved platinum and wandering should I activate it. So now i got 2 M2card.

Interest rate only matters if you don't pay in full but if you always pay in full, then I don't see why shouldn't upgrade to Plat.

Yes if you worry about the interest rate then you shouldn't be using CC at all since it will just put you into a bigger debt sooner or later. Keep a habit of always pay off before statement due date.

New card will become 18% and old card will still at 15%

I noticed that because I just add on 2 card premier, the new 2 card premier showed 18% in the statement while my old MAN U VI is 15%

But... all the sifu here all right, this doesn't matters when you pay full every month. If you unable to pay full, that also doesn't matter is 18% or 15%, both are also too high, should restructure the spending pattern.

True and true and true.. thanks for the feedback..

Hi. THE weekend 5% cash back is it based on transaction date or posting date?

M2 Amex Gold/Platinum only.
Transaction date must be on Saturday or Sunday only, eg 30/12/17 and 31/12/17.
If it is posted on or before 31/12/17, it will be calculated in your Dec17 cashback (max RM50)
But if it is posted on 1/1/18, it will be calculated in your Jan18 cashback (Max RM50).

This post has been edited by ClarenceT: Dec 31 2017, 12:30 PM

ATM Limit for withdrawal per day total is 5k (max of 1.5k per withdrawal.)

This post has been edited by Cookie101: Jan 1 2018, 06:37 AM

Hi guys. I had a situation whereby my credit card was rejected because of over limit. However my current outstanding balance is still far away from the credit limit. Anyway, here is the summary of my situation:

-Total credit card limit: RM5000
-Outstanding balance for Visa: RM200
-Outstanding balance for AMEX: RM800
-Installment using AMEX: 1)RM100x12months(9 months left) 2)RM100x24months(22 months left)
-Recent rejected attempt to purchase: Installment of RM110x24months.

Anybody can help me why does this happen? Do I have to increase my credit card limit first to make the purchase?

you should take account of the remaining installment whereby it reserved the available CL.

i roughly calculated 200+800+900+2200= 4100 used. the purchase attempt of 2640 would definitely fail.

to increase, either fill up form to get permanent increase (subject to approval), or CDM/IBG extra money into the card (defeating the purpose of doing installment at the first place). temporary CL increase may not work as this is not emergency need, but you can try.