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Credit Cards Maybankard 2 Gold & Platinum Cards V19, 5% with M2 Amex on ALL WEEKEND spend
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hitamlegam
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 Jan 1 2018, 09:15 AM
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New Member
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QUOTE(cybpsych @ Jan 1 2018, 08:55 AM) you should take account of the remaining installment whereby it reserved the available CL. i roughly calculated 200+800+900+2200= 4100 used. the purchase attempt of 2640 would definitely fail. to increase, either fill up form to get permanent increase (subject to approval), or CDM/IBG extra money into the card (defeating the purpose of doing installment at the first place). temporary CL increase may not work as this is not emergency need, but you can try. I see.. So the remaining installment should be accounted into the credit limit as well? All this while I thought only the monthly payment should be taken into account when considering the credit limit. Thank you for your explanation  . Well then I guess the only solution is to increase my credit limit, I hope it will get approved. By the way, what is the allowable total credit limit for these credit cards? |
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cybpsych
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Jan 1 2018, 09:22 AM
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QUOTE(hitamlegam @ Jan 1 2018, 09:15 AM) I see.. So the remaining installment should be accounted into the credit limit as well? All this while I thought only the monthly payment should be taken into account when considering the credit limit. Thank you for your explanation . Well then I guess the only solution is to increase my credit limit, I hope it will get approved. By the way, what is the allowable total credit limit for these credit cards? the moment you purchase, it will reserved the whole amount from CL. when monthly installment is posted to your statement, it increases back to available CL. call CS to find out actual available CL. |
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alex_leo
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Jan 1 2018, 01:31 PM
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Getting Started
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When is the next Maybank Fair? It has been such a long time seen I saw one
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cybpsych
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Jan 1 2018, 05:31 PM
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QUOTE(alex_leo @ Jan 1 2018, 01:31 PM) When is the next Maybank Fair? It has been such a long time seen I saw one mbb skipped this year's treatsfair. usually around June-July timeframe. for the past 8 years, 2x in June and 6x in July. |
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saitong09
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Jan 1 2018, 08:22 PM
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QUOTE(cybpsych @ Jan 1 2018, 05:31 PM) mbb skipped this year's treatsfair. usually around June-July timeframe. for the past 8 years, 2x in June and 6x in July. This year is 2018, should be last year treatsfair  |
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GoogleSearch
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Jan 2 2018, 10:03 AM
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New Member
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Hi guys,
Want to ask anyone have receive their cashback for December 2017?
I wonder why i didn't receive cashback for last month
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cybpsych
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Jan 2 2018, 10:10 AM
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QUOTE(GoogleSearch @ Jan 2 2018, 10:03 AM) Hi guys, Want to ask anyone have receive their cashback for December 2017? I wonder why i didn't receive cashback for last month again same question each month  QUOTE(cybpsych @ Nov 2 2017, 07:45 AM) mbb credit the cashback on 1st of each month. however, to "see" the cashback, it will take +1 day to reflect in M2U (refresh midnight), which is on 2nd of each month. in the morning, the cb is shown as "Last Payment" (refer below), then updated in "Transaction History" roughly before noon.  |
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GoogleSearch
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Jan 2 2018, 10:47 AM
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New Member
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QUOTE(cybpsych @ Jan 2 2018, 10:10 AM) again same question each month Ok, thanks for your guiding,  usually i check cashback based on statement, Cause now still havent update on statement, but i saw it from last payment amount already. |
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chiahau
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Jan 2 2018, 11:27 AM
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QUOTE(cybpsych @ Jan 2 2018, 10:10 AM) again same question each month Paste at front page and next time link it there. Ask them to sendiri see Maxed out FCB / 2 cards / VS for December. Total cash back of 50 + 50 + 88 Time to start swiping away for January 2018. |
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#Victor
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Jan 2 2018, 12:29 PM
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QUOTE(hitamlegam @ Jan 1 2018, 08:44 AM) Hi guys. I had a situation whereby my credit card was rejected because of over limit. However my current outstanding balance is still far away from the credit limit. Anyway, here is the summary of my situation: -Total credit card limit: RM5000 -Outstanding balance for Visa: RM200 -Outstanding balance for AMEX: RM800 -Installment using AMEX: 1)RM100x12months(9 months left) 2)RM100x24months(22 months left) -Recent rejected attempt to purchase: Installment of RM110x24months. Anybody can help me why does this happen? Do I have to increase my credit card limit first to make the purchase? I have an installment (~RM7000) in M2C Visa which over my current credit limit (RM6000) before my temporary limit (RM8000) expired, when I called Maybank CS regarding this issue, I was told I am not able to use my card until my outstanding is less my credit limit but surprisingly I when I try to use AMEX for petrol and other transactions, nevertheless existing Auto PayBills still able to go thru. |
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dragonteoh
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Jan 2 2018, 10:12 PM
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Hi Guys, wanna ask, did you guys experience that the Cash Back for AMEX for Weekend usage was missing few cents ?
Example like Nov month my CB suppose to be RM10.54 but system give RM10.53,
Dec month CB suppose to be RM50 but system give RM49.96 ??
i found out each month also like that
sometimes missing 1 cent, sometimes 4 cent .... wired calculation.
Unless i use above RM1000 then sure get full RM50 CB.
This post has been edited by dragonteoh: Jan 2 2018, 11:09 PM
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facktura
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Jan 2 2018, 10:40 PM
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If we received cashback due to our purchases and let say we get a refund, will the cashback be deducted later?
Or bende sudah lepas usah di kenang? Lol
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dragonteoh
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Jan 2 2018, 10:44 PM
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QUOTE(facktura @ Jan 2 2018, 10:40 PM) If we received cashback due to our purchases and let say we get a refund, will the cashback be deducted later? Or bende sudah lepas usah di kenang? Lol Refund sure deduct back... bank wont let you go that easily. |
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CART@@N
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Jan 3 2018, 04:47 AM
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Getting Started
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If purchase during weekend and refund during weekday..then u can get cashback..
If purchase during weekday and refund during weekend then it will offset total spending in weekend..need to file complaint to manually credit the cashback..
This is my experience..
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ClarenceT
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Jan 3 2018, 07:37 AM
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QUOTE(dragonteoh @ Jan 2 2018, 10:12 PM) Hi Guys, wanna ask, did you guys experience that the Cash Back for AMEX for Weekend usage was missing few cents ? Example like Nov month my CB suppose to be RM10.54 but system give RM10.53, Dec month CB suppose to be RM50 but system give RM49.96 ?? i found out each month also like that sometimes missing 1 cent, sometimes 4 cent .... wired calculation. Unless i use above RM1000 then sure get full RM50 CB. Round down for each transaction. |
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ziniowong
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Jan 3 2018, 10:22 AM
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QUOTE(facktura @ Jan 2 2018, 10:40 PM) If we received cashback due to our purchases and let say we get a refund, will the cashback be deducted later? Or bende sudah lepas usah di kenang? Lol sometimes they didnt deduct my cashback |
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mycolumn
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Jan 3 2018, 11:37 AM
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How do i upgrade from maybank 2 Gold to Platinum card? Can I apply online or i must go to maybank itself?
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siawyent
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Jan 3 2018, 12:28 PM
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Wondering want to get Maybank 2 cards (aim to get 5% CB on Amex card-weekend) or Barcelona FC card (2% all purchase).
Amex card not so convenient as some shops may not accept and only CB on weekends.
Barcelona FC is good as no restriction, but the CB is less.
Any point I missed out to compare these 2 cards?
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donhue
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Jan 3 2018, 12:41 PM
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QUOTE(siawyent @ Jan 3 2018, 12:28 PM) Wondering want to get Maybank 2 cards (aim to get 5% CB on Amex card-weekend) or Barcelona FC card (2% all purchase). Amex card not so convenient as some shops may not accept and only CB on weekends. Barcelona FC is good as no restriction, but the CB is less. Any point I missed out to compare these 2 cards? Both cards are free for life. Why not get both? Most of us here has both. |
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Smurfs
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Jan 3 2018, 01:08 PM
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QUOTE(mycolumn @ Jan 3 2018, 11:37 AM) How do i upgrade from maybank 2 Gold to Platinum card? Can I apply online or i must go to maybank itself? From my experience, I went to MBB Branch at KLCC, provide necessary documents like latest 3 month's payslip and epf statement and got approved in 2 working days. I not sure about online application though. |
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