Sorry if this is a repeated question, but may i know what is the difference between visa signature and visa infinite?

Signatures are 1 level below Infinite.

Basically features are unique to each cards but Infinite usually enjoy higher discounts and etc.

Let's say if my card chip spoilt can't read and wanna replacement card,is there any charges ? I know if lost definitely got charges not sure about damage.

Anyone here using RHB SMART VALUE Credit card ? Can the yearly annual waive off?

https://www.rhbgroup.com/products-and-servi...mart-value-card

I am think to apply this card and other card thinking cancel it .

what's so good about it?

for waiver, ask CS to find out. or check the T&C or PDS if there's min swipe condition to auto-waive.

Would like ask you guys got anyone using this card a not . Hopefully some one can share about this card .

Damaged no charges if I'm not mistaken.

nothng special about this card. other cards are still better with less condition.

have you read the features and benefits of the card? from the link you gave?

Yes , but I drop by just see if people got apply this card a not

Im using maybank ikhwan petronas card. Say i want to buy phone priced RM2,000.

Can I pay partially RM1,000 by cash, and the rest RM1,000 will be paid by the 12 months installment plan? Or it depends on the merchant?

Depend on merchant. But normally they will accept it.
They just accept the cash and swipe your card with remaining balance of RM 1,000, remember tell them you need to opt for installment.

thanks

i will be travelling in spain and portugal for about 3 weeks. will it be wiser (ie. save on charges/fees/forex) if i use credit cards whenever possible or to exchange and utilize cash exclusively?

Suggest to exchange RM to the state's currency that you are travelling to. Credit card is only for emergency use. Mastercard would be having a lower foreign exchange rate. Remember to call bank and update them you will be travelling overseas, just in case your credit card is blocked from swiping from oversea. They might as well offer you temporary increase in credit limit too.

Any recommendation credit card for ONLINE SHOPPING and provide higher cashback
return monthly ??

Prefer the card is free of annual fee ..

currently using pb quantum card only .

thank you .

Easier if you ask here at https://forum.lowyat.net/topic/4161836 and follow the standard template format in post #2.

question about maybank pledge fd

i already got the offer letter and pledged my fd on stated branch last week, until now still no update, i checked m2u, the said rm10 stamp duty haven't deduct in my acc yet, is it normal? usually take how long to process after fd pledged?

thanks..

Fastest is 3 days

Just call the branch or credit center to follow up.

My foreigner friend got her cards in the same day.
Letter from MV branch and cards were processed in The Gardens card centre.

FD pledge wor.

Impossible for the Credit Center at Tun Razak to issue the Letter of Offer on the same day one.

Fastest is the next day