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Credit Cards Credit Card v20, Post/Ask general questions here, Please read post 1-3 before posting, tq

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WinterDays
post Nov 8 2017, 02:39 PM

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Hi all, I want to apply credit card by pledging fd, can I pledge 1 fd for several card (share credit limit) or just 1 card for 1 fd pledged?
WinterDays
post Dec 15 2017, 12:12 AM

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question about maybank pledge fd

i already got the offer letter and pledged my fd on stated branch last week, until now still no update, i checked m2u, the said rm10 stamp duty haven't deduct in my acc yet, is it normal? usually take how long to process after fd pledged?

thanks..
WinterDays
post Dec 15 2017, 10:54 AM

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QUOTE(fruitie @ Dec 15 2017, 09:47 AM)
My foreigner friend got her cards in the same day. blink.gif
Letter from MV branch and cards were processed in The Gardens card centre.
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my ones already passed 6 working days still no update sad.gif sad.gif
WinterDays
post Dec 16 2017, 12:53 AM

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QUOTE(judehow @ Dec 15 2017, 08:09 PM)
Which card you apply?
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m2card
WinterDays
post Dec 22 2017, 12:38 PM

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QUOTE(WinterDays @ Dec 15 2017, 12:12 AM)
question about maybank pledge fd

i already got the offer letter and pledged my fd on stated branch last week, until now still no update, i checked m2u, the said rm10 stamp duty haven't deduct in my acc yet, is it normal? usually take how long to process after fd pledged?

thanks..
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stamp duty deducted on 15/12, but until now still no card update sad.gif
WinterDays
post Feb 16 2018, 04:26 PM

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i have 1 retail transaction and it voided on the same day..

the transaction will post and reflect in refund or won't post at all?

thanks in advance icon_question.gif icon_question.gif
WinterDays
post Feb 17 2018, 12:01 AM

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QUOTE(SzeMeng76 @ Feb 16 2018, 04:47 PM)
Depend on bank. But normally still will post first. Because refund need take sometimes.
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ok.. it still not posted yet

QUOTE(mamamia @ Feb 16 2018, 07:13 PM)
Depend on how the merchant void the txn, normally retail shop won’t do settlement so fast, no settlement b4 refund, then it won’t show in ur statement.. if settlement d, then refund, mean will post n wait for refund posting too..
But, normally those shopping mall will only do settlement at night..
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at digi store, not sure they did settlement or not

thank ya
WinterDays
post Jul 28 2018, 07:11 PM

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QUOTE(maria1221 @ Jul 28 2018, 04:45 PM)
My situation is like this
My current salary is 6.2k

As blacklist for quite some time, but this week, I will be clearing major part of my debt

Which left 2 cards that total is below 6k

Do you think the banks will approve my credit card
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no..
WinterDays
post Aug 31 2018, 11:12 PM

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QUOTE(liuyouken @ Aug 31 2018, 10:19 PM)
No supporting doc is the issue 😓
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can try pledge fd
WinterDays
post Nov 5 2018, 03:12 PM

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QUOTE(H3artBreakKid @ Nov 5 2018, 02:44 PM)
I recently applied Standard Chartered Credit Card through Compare Hero free Airpods offer and got rejected.

I am earning more than their listed requirement which is >2k monthly income.

However, I have a car loan and PTPTN in my CCRIS record, currently holding a Maybank Ikhwan card too.

Any sifus here know what's the problem? I pay my PTPTN, loans and CC balance on time every month.  icon_question.gif 

I've been rejected many times on CC applications, even my Maybank Ikhwan CC was offered by Maybank themselves through my car loan records.  sweat.gif
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i also applied for this offer...

u applied on when? so fast know the result already?

u called to check status or received sms notification?
WinterDays
post Nov 5 2018, 03:19 PM

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QUOTE(H3artBreakKid @ Nov 5 2018, 03:13 PM)
Did the online application like 2 weeks ago, after that bank agent called for document, submitted last week. Today get notification liao  mega_shok.gif
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document just IC and EPF right? ur EPF deduct more than 220 per month?

i still waiting result cry.gif

 

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