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Credit Cards Credit Card v20, Post/Ask general questions here, Please read post 1-3 before posting, tq
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WinterDays
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Nov 8 2017, 02:39 PM
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Hi all, I want to apply credit card by pledging fd, can I pledge 1 fd for several card (share credit limit) or just 1 card for 1 fd pledged?
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WinterDays
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Dec 15 2017, 12:12 AM
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question about maybank pledge fd
i already got the offer letter and pledged my fd on stated branch last week, until now still no update, i checked m2u, the said rm10 stamp duty haven't deduct in my acc yet, is it normal? usually take how long to process after fd pledged?
thanks..
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WinterDays
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Dec 15 2017, 10:54 AM
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QUOTE(fruitie @ Dec 15 2017, 09:47 AM) My foreigner friend got her cards in the same day.  Letter from MV branch and cards were processed in The Gardens card centre. my ones already passed 6 working days still no update
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WinterDays
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Dec 16 2017, 12:53 AM
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QUOTE(judehow @ Dec 15 2017, 08:09 PM) m2card
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WinterDays
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Dec 22 2017, 12:38 PM
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QUOTE(WinterDays @ Dec 15 2017, 12:12 AM) question about maybank pledge fd i already got the offer letter and pledged my fd on stated branch last week, until now still no update, i checked m2u, the said rm10 stamp duty haven't deduct in my acc yet, is it normal? usually take how long to process after fd pledged? thanks.. stamp duty deducted on 15/12, but until now still no card update
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WinterDays
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Feb 16 2018, 04:26 PM
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i have 1 retail transaction and it voided on the same day.. the transaction will post and reflect in refund or won't post at all? thanks in advance
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WinterDays
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Feb 17 2018, 12:01 AM
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QUOTE(SzeMeng76 @ Feb 16 2018, 04:47 PM) Depend on bank. But normally still will post first. Because refund need take sometimes. ok.. it still not posted yet QUOTE(mamamia @ Feb 16 2018, 07:13 PM) Depend on how the merchant void the txn, normally retail shop won’t do settlement so fast, no settlement b4 refund, then it won’t show in ur statement.. if settlement d, then refund, mean will post n wait for refund posting too.. But, normally those shopping mall will only do settlement at night.. at digi store, not sure they did settlement or not thank ya
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WinterDays
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Jul 28 2018, 07:11 PM
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QUOTE(maria1221 @ Jul 28 2018, 04:45 PM) My situation is like this My current salary is 6.2k As blacklist for quite some time, but this week, I will be clearing major part of my debt Which left 2 cards that total is below 6k Do you think the banks will approve my credit card no..
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WinterDays
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Aug 31 2018, 11:12 PM
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QUOTE(liuyouken @ Aug 31 2018, 10:19 PM) No supporting doc is the issue 😓 can try pledge fd
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WinterDays
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Nov 5 2018, 03:12 PM
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QUOTE(H3artBreakKid @ Nov 5 2018, 02:44 PM) I recently applied Standard Chartered Credit Card through Compare Hero free Airpods offer and got rejected. I am earning more than their listed requirement which is >2k monthly income. However, I have a car loan and PTPTN in my CCRIS record, currently holding a Maybank Ikhwan card too. Any sifus here know what's the problem? I pay my PTPTN, loans and CC balance on time every month. I've been rejected many times on CC applications, even my Maybank Ikhwan CC was offered by Maybank themselves through my car loan records.  i also applied for this offer... u applied on when? so fast know the result already? u called to check status or received sms notification?
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WinterDays
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Nov 5 2018, 03:19 PM
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QUOTE(H3artBreakKid @ Nov 5 2018, 03:13 PM) Did the online application like 2 weeks ago, after that bank agent called for document, submitted last week. Today get notification liao  document just IC and EPF right? ur EPF deduct more than 220 per month? i still waiting result
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