QUOTE(redjol @ Sep 25 2017, 07:39 PM)
How much downpayment you guys usually put for big bike? And from which bank u guys usually apply loan?
QUOTE(ajaibman @ Sep 26 2017, 09:52 AM)
Usually starting from 20 to 30 % from Banks....
If from Finance company can go from 0% however, the interest rate will kill you (At the end you pay either double or triple of your bike price)
Banks providing loan for Big Bike.. (from my knowledge)
1. Maybank
2. Al Rahji
3. Bank Islam*
Finance company providing loan for Big Bike
1. Aeon Credit
2. BSNC
3. BMW Credit**
4. Some Koperasi out there***
*= You need at least a GLC employee or Govt Servant
**= Mostly for BMW Motorrad Bike however they did for other brand as well you can check with your sales.
***= Some of them are scam .. better avoid..
Sometime, personal loan is cheaper and less hassle. If from Finance company can go from 0% however, the interest rate will kill you (At the end you pay either double or triple of your bike price)
Banks providing loan for Big Bike.. (from my knowledge)
1. Maybank
2. Al Rahji
3. Bank Islam*
Finance company providing loan for Big Bike
1. Aeon Credit
2. BSNC
3. BMW Credit**
4. Some Koperasi out there***
*= You need at least a GLC employee or Govt Servant
**= Mostly for BMW Motorrad Bike however they did for other brand as well you can check with your sales.
***= Some of them are scam .. better avoid..
QUOTE(ciwi1166 @ Sep 26 2017, 10:10 AM)
cash is king. as with any loan, the more downpayment, the better.
nowadays got many finance institutions / tools to help apply for loan, but later cannot maintain monthly & maintenance.
that's why now got so many sambung bayar bikes, which is actually illegal.
Cash talks nowadays got many finance institutions / tools to help apply for loan, but later cannot maintain monthly & maintenance.
that's why now got so many sambung bayar bikes, which is actually illegal.
Sep 26 2017, 02:32 PM
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