Negative gearing is a poorperly guru favourite.

Gone viral..
Robert仔 gg

Thats why allways limit your property to 2x loans with 70% down.

This post has been edited by gld998: May 14 2019, 08:41 AM

What u mean by 2x loan?

70% dp???

30% down. typo

U almost sked die me 😅😅😅

Max 2x hse loan. I dont encourage more then 2x housing loan unless u can afford it,
I see alot of Msian frens, got 80% of their income into property, buying relying on cash rebate.

>30% DSR is financially stretched.

if u can afford 70% get loan and pay another 20%, then can buy what 3rd / 4th property also no problem

Its comes to affordability, pay hse installment is monthly for 30yrs or 5yrs before you flip is no joke.
Later buy susu for anak also got problem then how? Bini can tahan or not?
I have 4x property but all on loan and I have to eat karli with alot of rice like bangla everyday sounds good to you.

If u can afford, good for you but never buy above your affordability.

This post has been edited by gld998: May 14 2019, 11:19 AM

like everyone is doing it nowadays. dont join the negative gearing bandwagon will be perceive as loser dy

Why u want to earkarli with alot of rice?

your 4x property can rent out right? just play the rental game until u find the right buyer and sell out.

can sell out eat abalone also can

The herd is blinded by greed.

Greed is good... same with all money game, they know yet they get involved into it.

Most late buyers were blinded by the property market boom in 2008-2012. Even some experienced investors were caught.

Akin of call margin,loan compression is a high risk and high gain game.

I hear so many scary2 story here all mthly have to pay >rm5k per unit end up bankrupt and even suicide..but how about mthly rm500-800 per unit for small player..let say 2-3 unit only just to avoid the 70% margin for 3rd property. less risky, easier to hold and not bleeding much. for this case, compress loan is ok? well..asking for a friend

nowadays rental cannot cover la.. some need to topup alot. Thats why need to eat karli with alot of rice

This post has been edited by gld998: May 14 2019, 01:54 PM