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Credit Cards Public Bank Credit Cards, PB Visa Sig 6% & Quantum 5% Cash Back

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taipan22
post May 14 2017, 10:08 AM

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QUOTE(janson_kaniaz @ May 14 2017, 09:14 AM)
I just noticed my SYABAS payment with HLB Wise via UOBpayonline is now shown under the description as:

TINGKAT 1 KUALA LUMPUR MY

instead of the usual:

PAYONLINE-SYABAS KUALA LUMPUR MYS

Same thing when I wanted to pay for Telekom last month with PBB Quantum and my online description shows

TELEKOM MALAYSIA BHD KL(HD) MYS

instead of

PAYONLINE-TELEKOM KL(HD) MY

I have called HLB CS to find out if "TINGKAT 1 KUALA LUMPUR MY" is still considered under utility or not. Will revert.

Seems like all transactions via UOBpayonline will directly go to the merchant instead of being paid to UOBpayonline first.
*
Oh !! i am also having same problem for syabas payment made on thursday.. it also shows Tingkat 1 Kuala Lumpur !!!

I have called HLB CS and they inform that the MCC code for Tingkat 1 is 4814 which is Not under utility !!! So No CB for this payment.

Previously was under PAYONLINE-SYABAS KUALA LUMPUR MYS and the MCC is 4900 !!!


janson_kaniaz
post May 14 2017, 10:10 AM

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QUOTE(taipan22 @ May 14 2017, 10:08 AM)
Oh !! i am also having same problem for syabas payment made on thursday.. it also shows Tingkat 1 Kuala Lumpur !!!

I have called HLB CS and they inform that the MCC code for Tingkat 1 is 4814 which is Not under utility !!! So No CB for this payment.

Previously was under  PAYONLINE-SYABAS KUALA LUMPUR MYS and the MCC is 4900 !!!
*
OK. This can be actually a good thing you know. I will try to pay with PBB tomorrow to test if I can receive the 5x/8x promo tongue.gif

I guess that's the end for WISE then? I don't see the point of keeping this card if I can't pay utilities with UOBPayonline anymore...

This post has been edited by janson_kaniaz: May 14 2017, 10:12 AM
pvateme
post May 14 2017, 10:20 AM

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QUOTE(janson_kaniaz @ May 14 2017, 09:14 AM)
I just noticed my SYABAS payment with HLB Wise via UOBpayonline is now shown under the description as:

TINGKAT 1 KUALA LUMPUR MY

instead of the usual:

PAYONLINE-SYABAS KUALA LUMPUR MYS

Same thing when I wanted to pay for Telekom last month with PBB Quantum and my online description shows

TELEKOM MALAYSIA BHD KL(HD) MYS

instead of

PAYONLINE-TELEKOM KL(HD) MY

I have called HLB CS to find out if "TINGKAT 1 KUALA LUMPUR MY" is still considered under utility or not. Will revert.

Seems like all transactions via UOBpayonline will directly go to the merchant instead of being paid to UOBpayonline first.
*
i paid my unifi on 9th May using pb vs:
PAYONLINE-TELEKOM KL(HD) MY
it seems ok...

This post has been edited by pvateme: May 14 2017, 10:21 AM
taipan22
post May 14 2017, 10:26 AM

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QUOTE(janson_kaniaz @ May 14 2017, 10:10 AM)
OK. This can be actually a good thing you know. I will try to pay with PBB tomorrow to test if I can receive the 5x/8x promo tongue.gif

I guess that's the end for WISE then? I don't see the point of keeping this card if I can't pay utilities with UOBPayonline anymore...
*
Luckily the payment for TNB remain as previously PAYONLINE-TNB PETALING JAYAMY !!!

I can still made up to 1K per month with TNB and Petrol ..otherwise really can discard this WISE and i have just pay the AF in April...
janson_kaniaz
post May 14 2017, 10:27 AM

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QUOTE(pvateme @ May 14 2017, 10:20 AM)
i paid my unifi on 9th May using pb vs:
PAYONLINE-TELEKOM KL(HD) MY
it seems ok...
*
QUOTE(taipan22 @ May 14 2017, 10:26 AM)
Luckily the payment for TNB remain as previously PAYONLINE-TNB PETALING JAYAMY !!!

I can still made up to 1K per month with TNB and Petrol ..otherwise really can discard this WISE and i have just pay the AF in April...
*
then i really duno wtf is wrong with the site... rclxub.gif

called HLB to check on my RM10 paid this morning to TNB via UOBPayonline and it says MCC 4814 rclxub.gif

HLB CS also added my previous month's transaction with UOBPayonline MCC code was 4814 but with a description of PAYONLINE - SYABAS, therefore entitled for CB but because TINGKAT 1... does not tell the story where the payment goes, it won't be entitled for cb.

This post has been edited by janson_kaniaz: May 14 2017, 10:44 AM
cybpsych
post May 14 2017, 12:03 PM

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QUOTE(pvateme @ May 14 2017, 10:20 AM)
i paid my unifi on 9th May using pb vs:
PAYONLINE-TELEKOM KL(HD) MY
it seems ok...
*
the description is different between quantum n vs. he was using quantum.

QUOTE(janson_kaniaz @ May 14 2017, 10:27 AM)
then i really duno wtf is wrong with the site...  rclxub.gif

called HLB to check on my RM10 paid this morning to TNB via UOBPayonline and it says MCC 4814  rclxub.gif

HLB CS also added my previous month's transaction with UOBPayonline MCC code was 4814 but with a description of PAYONLINE - SYABAS, therefore entitled for CB but because TINGKAT 1... does not tell the story where the payment goes, it won't be entitled for cb.
*
uobpayonline always been MCC 4814. for HLB wise, the utilities cb is based on specific description name, so for your syabas trx, the word doesn't appear hence no cb
janson_kaniaz
post May 14 2017, 12:10 PM

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QUOTE(cybpsych @ May 14 2017, 12:03 PM)
the description is different between quantum n vs. he was using quantum.
uobpayonline always been MCC 4814. for HLB wise, the utilities cb is based on specific description name, so for your syabas trx, the word doesn't appear hence no cb
*
i just paid RM5 for syabas with PB VS via uobpayonline. let's see what my description says...

so far syabas seems to be the only culprit since myself and taipan22 encounter the same thing, although i have one off case for TM which pvateme reported differently.
cybpsych
post May 14 2017, 12:13 PM

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QUOTE(janson_kaniaz @ May 3 2017, 08:40 PM)
I paid Unifi with my quantum on Monday afternoon via uobpayonline.

transaction was captured on tuesday and not monday. and details are also very different.

previous payment using VS:
PAYONLINE-TELEKOM KL(HD) MY

new payment with quantum:
TELEKOM MALAYSIA BHD KL(HD) MYS
*
QUOTE(janson_kaniaz @ May 14 2017, 12:10 PM)
i just paid RM5 for syabas with PB VS via uobpayonline. let's see what my description says...

so far syabas seems to be the only culprit since myself and taipan22 encounter the same thing, although i have one off case for TM which pvateme reported differently.
*
she was using vs mah. even u urself said the description is different between vs and quantum.

janson_kaniaz
post May 14 2017, 12:18 PM

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QUOTE(cybpsych @ May 14 2017, 12:13 PM)
she was using vs mah. even u urself said the description is different between vs and quantum.
*
i didnt know different card for same bank will give different description? blink.gif

anyway i'm only suspecting it's UOBpayonline/SYABAS side that has changed because for my WISE transactions, last month was still OK, until this month when my SYABAS payment is showing different description.

pvateme
post May 14 2017, 12:29 PM

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QUOTE(cybpsych @ May 14 2017, 12:03 PM)
uobpayonline always been MCC 4814. for HLB wise, the utilities cb is based on specific description name, so for your syabas trx, the word doesn't appear hence no cb
*
Is MCC 4814 classified as online transaction? dont see this MCC in first page.
and, is the wording "PAYONLINE" on the transaction important for the cashback entitlement under pb card ?

This post has been edited by pvateme: May 14 2017, 12:32 PM
rhodon
post May 14 2017, 12:43 PM

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anyone tried starbucks got 5% dining discount not?
pvateme
post May 14 2017, 12:53 PM

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QUOTE(rhodon @ May 14 2017, 12:43 PM)
anyone tried starbucks got 5% dining discount not?
*
not every starbucks under dining.
saitong09
post May 14 2017, 12:54 PM

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QUOTE(rhodon @ May 14 2017, 12:43 PM)
anyone tried starbucks got 5% dining discount not?
*
Refer post #4
https://forum.lowyat.net/topic/4251865#

This post has been edited by saitong09: May 14 2017, 12:54 PM
cybpsych
post May 14 2017, 01:05 PM

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QUOTE(cybpsych @ Apr 24 2017, 06:47 PM)
"online" is the mode of transaction, NOT the MCC for the transaction.

most cashback rules based on few logics:

1) mode of transaction
2) MCC
3) description

most of the eligible transactions under "Online" is because uob detected it as online/CNP and nothing further to filter.

for other instances, even if you pay TNB/TM at uobpayonline, it is detected as "online" but it also excluded them based on description too.

so far, uob havent excludedthose with "majlis *" descriptions, hence very likely your MBPJ @ uobpayonline already is under "Online" category.
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QUOTE(pvateme @ May 14 2017, 12:29 PM)
Is MCC 4814 classified as online transaction? dont see this MCC in first page.
and, is the wording "PAYONLINE" on the transaction important for the cashback entitlement under pb card ?
*
u need to be clear between MCC and mode of transaction.

above was posted in uob thread​...
pvateme
post May 14 2017, 01:28 PM

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QUOTE(cybpsych @ May 14 2017, 01:05 PM)
u need to be clear between MCC and mode of transaction.

above was posted in uob thread​...
*
en thanks for the explanation. i thought online has its own MCC code. blink.gif
SzeMeng76
post May 14 2017, 03:55 PM

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My first statement out, below eligible for 5% cash rebate

Quantum Visa
28 APR 27 APR TANGS-ONE UTAMA PETALING JAYA
02 MAY 01 MAY PARKSON 1 UTAMA KUALA LUMPUR MY

Quantum Master
21 APR 20 APR ALIPAY*TAOBAO.COM SHANGHAI CHN
66.95 YUAN RENMINBIS
24 APR 24 APR COFFEEMANIA-SELAYANG BATU CAVES
25 APR 23 APR PAT KIN PAT SUN CAFE KUALA LUMPUR MYS
27 APR 25 APR EZBUY cheras MYS
28 APR 27 APR LHDN - EC CYBERJAYA MYS

26 APR 23 APR POPULAR BOOK CO (M) SB KUALA LUMPUR MYS > this is pay under popularonline website, but not eligible. think because of MCC code.

02 MAY 01 MAY NEWAY-ONE UTAMA-T1 PETALING JAYA MY > i thought this under entertainment MCC, but no, its doesnt have cash back for this.

This post has been edited by SzeMeng76: May 14 2017, 04:06 PM
life27
post May 14 2017, 04:00 PM

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QUOTE(SzeMeng76 @ May 14 2017, 03:55 PM)
My first statement out, below eligible for 5% cash rebate

Quantum Visa
28 APR 27 APR TANGS-ONE UTAMA PETALING JAYA
02 MAY 01 MAY PARKSON 1 UTAMA KUALA LUMPUR MY

Quantum Master
21 APR 20 APR ALIPAY*TAOBAO.COM SHANGHAI CHN
66.95 YUAN RENMINBIS
24 APR 24 APR COFFEEMANIA-SELAYANG BATU CAVES
25 APR 23 APR PAT KIN PAT SUN CAFE KUALA LUMPUR MYS
27 APR 25 APR EZBUY cheras MYS
28 APR 27 APR LHDN - EC CYBERJAYA MYS

26 APR 23 APR POPULAR BOOK CO (M) SB KUALA LUMPUR MYS > this is pay under popularonline website, but not eligible. think because of MCC code.
*
Hi ,
I want to ask you a question .

So ...
Did you get your JBL speaker for free ?

Dear another forumemer , how we going to get the JBL speaker , my new pb quantum cc had spent more than rm1k this month .


rhodon
post May 14 2017, 04:04 PM

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QUOTE(pvateme @ May 14 2017, 12:53 PM)
not every starbucks under dining.
*
so need to try each shops biggrin.gif
life27
post May 14 2017, 04:06 PM

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Hi .

I bought a smartphone using my pb quantum card .

Is that mean I am not eligible to get my cashbak ?

I am wondering and seriously wondering about it .

It is a must to use public bank master card in order to get my online transaction cash back ?
SzeMeng76
post May 14 2017, 04:07 PM

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QUOTE(life27 @ May 14 2017, 04:00 PM)
Hi ,
I want to ask you a question .

So ...
Did you get your JBL speaker for free ?

Dear another forumemer , how we going to get the JBL speaker , my new pb quantum cc had spent more than rm1k this month .
*
60 days from approval date.
mine still havent, me 9/4 approved.

QUOTE(life27 @ May 14 2017, 04:06 PM)
Hi .

I bought a smartphone using my pb quantum card .

Is that mean I am not eligible to get my cashbak ?

I am wondering and seriously wondering about it .

It is a must to use public bank master card in order to get my online transaction cash back ?
*
you swipe your smartphone from where? you must swipe for online merchant only can get cash back, like lazada, 11 street, etc..

This post has been edited by SzeMeng76: May 14 2017, 04:08 PM

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