I would select to take Ponzi 2.0 for
1) the 3 yrs volatility % is 20% lower
2) per calendar year performance is much more stable.
3) it is under "recommended fund list" for a number of years

but for those wanted to know more about AmCummulative can refer to this latest commentary by FSM....

https://www.fundsupermart.com.my/main/resea...mber-2017--9147

Yes, 2:1 split 

(2 units for every 1 unit held)

So how many here has hit the average of 15% ?

yes, if only if, the units can be easily and constantly available for non bumi 
i think, the time taken to try to get the number of units desired should be put to better use (like paying more attention to/spending the time with the family members)

btw,.....I made a simulation....
your original allocation of 35:65 having a ROI of 15%...(assuming FI has 4.6% ROI and 20.6% for EQ)
if the FI allocation were to be reduce by 20% to 15:85......the portfolio's ROI would just increase by 3.2%, from 15% to 18.2% (assuming FI has 4.6% ROI and 20.6 for EQ)
that is assuming one just add to the existing funds and not buy into another funds.....buying into another "may have" increased the risks of failures

from the simulation, moving the 20% of FI from the port to EQ will increase the ROI of this 20% from 4.6% to 20.6% = 16% increase will lead to an increase of 3.2% of the total port's ROI
ever wonder how much % of increase of the total port ROI, if moving 20% of the port from 4.6% ROI (FI ROI) to 6.2% ROI (ASNB ROI) an increase of 1.6%?

......... 0.32% ROI extra...... 

without increasing the risks + have more % of ROI 
so planning to move the 35% to ASNB FP?

btw,..just checking....what are the % of getting the units of let say 5000 units per top up?
I read from another thread...some said impossible yet some said easy.

Ya i didnt notice any email from FSM about code either... 

Eh, when do you register? How come I haven't got my campaign code...

Did you register for Penang or Petaling event?
maybe it's a perk for being platinum status?

Sorry, I was supposed to share this link.

https://www.bloomberg.com/news/articles/201...re-june-s-swoon

I guess they are covered.....

Higher bond yield is a bad thing meh. I thought if u invest in bond higher yield is better for u

Manulife dragon is having awesome performance so far compared to cimb greater China and Dinasti

Anyone can explain why RHB Emerging Market Bond Fund keeps dropping?
Due to MYR strengthening? Means past purchases become diluted due to stronger MYR?
Damn, I keep topping up and it keeps dropping

And I do not doubt that.
But, since when does CMF top-up require sales charge?  Look at the attached thumbnails.

0% sales charge with voucher codes - sure
troll - definite

Awww.. too bad then.

this TA GTF is really shit. BUt any other technology fund that can invest in?

hi guys, i sign up FSM to buy UT and currently still learning, not from finance background. can someone help me to understand this (except from reading the fund page in FSM)

"A 33.1% gain in 3 years works out to a 10% gain per year when annualized."
i was reading the "FUND PERFORMANCE (BID-TO-BID ANNUALIZED RETURNS)" table and there is a note which written as above.

Does it normally take T+4 days for you guys when you purchase an investment into a fund?

On Esther bond, she is behaving badly recently... like Aoi Sora on a bad flu day. I have identified a replacement for her. I have also identified the exit point, if and when she [ Esther Bond ] hits a certain threshold, she will be replaced.