hence the change in mandate which is good news. never understood why they were heavy in Malaysia when its an Asian ex jalan fund. brain in the knee

if that's so it doesn't explain why Ponzi 2 is doing far better. amirite?

In manage port, they seem like sell off Nikko Sg...

FSM Fund Choice: Amcumulative Growth [December 2017]

CONCLUSION

All in all, as we have maintained our preference for Asia Ex Japan relative to their developed marker peers, we believe that Asia equities remain the most preferred investment destination for investors. To those investors who share our long-term view, AmCumulative Growth would be an ideal candidate to tap into the investment opportunities via the aforementioned Asian ex-Japan equity fund.

While we still opine that the earnings growth in Technology sector will be sustained moving forward, investors should also aware that there is a concentration risk within the fund given with its concentration in China/Hong Kong (47%) and in the Technology sector (41. As such, investors should monitor this tactical call which rides on the current growth momentum in China and Techlogy sector more closely, and at the same time be mindful of their exposure, particularly their supplementary portfolio allocation (<10%) with respect to their risk profile.

URL: https://www.fundsupermart.com.my/main/resea...mber-2017--9147

If I change PRS fund within FSM, do I need to pay anything?

invested 20 months.... I know it's as short duration.....

so far earn 4 figures. today mark the day that this 4 figures turn in to 0........

why la u bear.....

please stop red and make the 0 into negative.....

Did a some tweaking with Algozen™ ver four recently.

Here are some salient points:

1) She is now in favour of Greater China and I used eastspring dinasti as the proxy for greater china exposure. If you like CIMB Greater China pun boleh jugak. 10% max exposure.

2) India is still a no - go. Zero exposure.

3) KGF versus IDS? Siapa menang? IDS menang @ max allocation = 15%

4) Reduce bond in favour of equities. What does this means? My personal interpretation is that you want higher return, you just have to take accept the  risk... the days of easy return with little risk is not there anymore. Initially my bond was at 40%, now I am reducing to 30%. Where does the 10% go to? To the reits.

5) I am increasing my exposure to Manureits. Why? I believe the Algozen™ ver four is telling me, reits is the new bond. Of course it is not as stable as bond, but remember this, she has to balance between stability and return. Hence reits is a good balance between the two. Manureits = will increase exposure to 25% from previously 15%.

6) TA Tech is still my alpha - maker. Was at 30%, now reduce to 20%. Where will the 10% go? It will go to Greater China.

7) Europe = still no buy signal!

8) Ponzi 1? Not under Algozen™ ver four radar. Risk to reward ratio does not reach threshold benchmark.

9) Ponzi 2? No corr-coeff data available from Morningstar. Missing data = unable to perform calculation, hence will omit this UTF from port consideration.

Xuzen

P/s to the newbies, the above is an extension to my previous crystal - ball reading. If you feel lost and blur - blur about it, it is normal. Ask specific questions and I will try my best to answer you with specific answers. Broad general questions, I try to avoid coz' wasting time.

do share your port for reference/study
my portfolio irr and roi both drop below 10%..
[attachmentid=9394813]

port composition:
[attachmentid=9394819]

my managed port(balanced) irr also dropped to just ~3%...but i just topped up a few weeks ago so maybe the xirr is skewed..

well at 10% per piece I don't stand to make alot out of these funds even if they netted me 20% roi.
well at 10% per piece I don't stand to loss alot out of these funds even if they netted me -20% roi.
I got plenty of years ahead so I'm ditching diversification for a hassle free mind.

PS switching here and there is kinda pointless if you get charged a whopping 1.5%x2 all the time for us plebs who don't have a wrap account. so meh

Okay meaning I already make a small profit.

I want to question Master Xuzen on exiting RHBEMBF right after it took a big tumble. What is the logic in that ?  On the surface it looks like a panic sell and we all know this fund is correlated with USD exchange rate. USD is not expected to slide out of control. Why not wait for it to stablize after this correction only to evaluate it ? Thoughts appreciated.

also seeing managed portfolio bought in AmCumulative Growth.....   And then it drops 

Not sure why they decided to quit Nikko SG...   Perhaps they also dont like fund which do income distribution every month 

sometimes, some people came here to says......
buy cheaper and hold long term,
buy when there is a discount.....

currently there are some funds having discount of about 10% since their last peak.....will they buy those now?
or they will just say again.....the discount is still not cheap enough....

I guess there is no right of wrong for their circumstances/needs/thinking/emotional appetite may change like the markets indexes too

how about you? are you thinking about buying IDS?
i noticed you don't have a malaysia-focused fund in your portfolio.
is the market PE on the high side based on your opinion?

i have KGF. i'm still thinking if i should add IDS or not...
any thoughts?

One fellow already 78 years old, also do PRS. Maybe his ic number got typo error...

You can get what funds Interpac invested in here...:

Interpac semi-annual report

You guys never read fund's report?? 

Try read page 33 in the report.....

But i think 3 months factsheet is good enough, many funds there also have quarterly factsheet update.

waiting for some poster to ask why cimb dynamic Asia ex Japan drop so much this coming week

[attachmentid=9419730]

I am new to this Forum (Just  started reading this Forum in Early 2017)

Started with FSM Managed Portfolio - Agressive Portfolio

Started in 31 May 2017
1. June Statement: -4.28% Loss
2. July Statement: 3.32% Profit
3. Sept Statement :3.16% Profit
4. October Statement: 6.86% Profit
5. November Statement: 3.67% Profit

So year to date so far averaging about 3.5% Profit... still less than FD ... IMHO ... maybe i should switch to Balanced Poftfolio ...