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 FundSuperMart v18 (FSM) MY : Online UT Platform, UT DIY : Babystep to Investing :D

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ironman16
post Jan 21 2021, 12:33 PM

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QUOTE(chichabom @ Jan 21 2021, 12:26 PM)
just called up fsm cs to clarify and sharing info i got below:-

1) 0% sales charge is applicable to all existing fsm investors even if you dont register/attend the upcoming webinar event (but attendees may get to participate in lucky draw and some other special offers)

2) 0% sales charge only applicable for the 10 participating fund houses in the upcoming event. from the website i can see the 10 fund houses are
kenanga, principal, affinhwang, aminvest, eastspring, manulife, maybank, nikko, nomura, and rhb

disclaimer: above is exactly whats shared by fsm cs. i'm not responsible if the info changes or some info turns out to be not accurate lol

btw, since uob is not listed, so those looking fwd to buy great dragon may not be entitled for 0%? mmm...
*
😑😑😑
ironman16
post Jan 21 2021, 07:01 PM

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QUOTE(MUM @ Jan 21 2021, 06:52 PM)
by now at 0%SC then switch it to FI to get some credit points...switch them to EQ when the mkts are more comfortable?
*
Jgn pecah rahsia,
Fsm later know oledi 🤣🤣🤣
ironman16
post Jan 21 2021, 07:57 PM

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QUOTE(WhitE LighteR @ Jan 21 2021, 07:05 PM)
there is a risk however that after u buy the value drop before u manage to make that switch.

so its a double edge sword in a way.
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ya, thats the risk we have to bear if play like this..... sweat.gif
ironman16
post Jan 22 2021, 06:13 AM

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QUOTE(ang1222 @ Jan 21 2021, 11:59 PM)
Hi all, just purchase few funds tdy and realized there is upcoming promo zero sales charges. Would it be better to exercise cooling off, and purchase when 0% sales charges ?

And the promo iszit start at Saturday ?
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Just like MUM mention, if the sales charge is small, anggap aje kasi fsm minun kopi lo. Mana tahu, the day u purchase is low NAV, later Saturday dia makan steroid n pick up on Monday 😝😝😝
ironman16
post Jan 22 2021, 11:07 AM

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QUOTE(JimK @ Jan 22 2021, 11:01 AM)
do you guys still DCA RHB AI funds?
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Why? U wanna stop dca?
Already reach u target allocation?

Dca mean no timing, if timing u better lump sum in.

If u afraid all time high, u just reduce ur amount dca n spare some for top up in case there is a dip, just put ur spare in CMF2 or else that u think convenient for u.
ironman16
post Jan 22 2021, 11:19 AM

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QUOTE(monkey9926 @ Jan 22 2021, 11:04 AM)
i personally plan to stop buying until after cny when all the bullish/festive mood die down.

but i may be wrong. i dunno. please discuss.
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QUOTE(JimK @ Jan 22 2021, 11:15 AM)
I also thought that..same view
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If the mood die down is ok, u predict is right.

How about it continues to rally until year end? U wait year end?

No body know, 😝😝😝
Honestly i hope it dip. 😛😛😛
ironman16
post Jan 22 2021, 11:51 AM

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QUOTE(monkey9926 @ Jan 22 2021, 11:35 AM)
sit at one corner and cry, just cry.
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🤣🤣🤣
ironman16
post Jan 22 2021, 12:26 PM

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QUOTE(sohailili @ Jan 22 2021, 12:08 PM)
How about this? https://www.fsmone.com.my/funds/tools/facts...?fund=MYAHWCOMH
Subsequent at RM1k is more 'affordable' compare to amchina 5k
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Bg big shark like u ppl, i ikan bilis.
Initially 5k, subsequently 1k, for sophisticated investor.
ironman16
post Jan 23 2021, 11:14 AM

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Attached Image
Resumption of Growth - Different path, different drivers for Asia's Two Giants
ironman16
post Jan 23 2021, 11:28 AM

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QUOTE(virgoguy @ Jan 23 2021, 11:25 AM)
mind to share where do you see the 0% SC? I randomly clicked in the funds it still shows 1.5%
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https://www.fsmone.com.my/funds/research/ar...ouses?src=funds

In conjunction with FSMOne's flagship event, What & Where to Invest in 2021, we are offering 0% sales charge for unit trusts from 10 participating fund houses from 23 January 2021 till 29 January 2021!

Don't miss this opportunity to grow your portfolio!
Participating Fund Houses:

Affin Hwang Asset Management Berhad (exclude Affin Hwang Select Income Fund)
AmFunds Management Berhad
Eastspring Investments Berhad
Kenanga Investors Berhad
Manulife Investment Management (M) Berhad
Maybank Asset Management Sdn Bhd
Nikko Asset Management Asia Limited
Nomura Asset Management Malaysia Sdn Bhd
Principal Asset Management Berhad (formerly known as CIMB-Principal Asset Management Berhad)
RHB Asset Management Sdn Bhd
FSMOne Recommended Unit Trusts

*Terms and Conditions:

This promotion is valid from 23 January 2021 till 29 January 2021.
This promotion is valid for unit trusts from participating fund houses, excluding Affin Hwang Select Income Fund.
To be eligible for this promotion, all cash payments (Cheque and Internet payments) and EPF payment (through your i-Akaun) must reach us by 29 January 2021, 3pm.
For paperless EPF transactions and without thumbprints, please proceed to purchase EPF-Approved unit trusts through your i-Akaun (EPF’s i-Invest).
This promotion does not apply to transactions involving Intra Switch Buy (same fund house) and Regular Savings Plan (RSP).

This post has been edited by ironman16: Jan 23 2021, 11:33 AM
ironman16
post Jan 23 2021, 11:51 AM

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The Next Phase of the New Norm
ironman16
post Jan 23 2021, 11:57 AM

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QUOTE(chichabom @ Jan 23 2021, 11:54 AM)
For curiosity i tried topping up my dana makmur pheim which is not part of the 10 fund houses entitled for the 0% promo.

to my surprise the checkout page shows 0% sales charge haha. even if your fund is not part of the 10, no harm trying i guess..
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shocking.gif shocking.gif shocking.gif
sure?
i try buy United Great Dragon Fund - MYR Hedged, but show me 1.5% sales charge.... blink.gif blink.gif

but i only add to the cart, havent pay it...

This post has been edited by ironman16: Jan 23 2021, 11:57 AM
ironman16
post Jan 23 2021, 11:59 AM

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QUOTE(eenong89 @ Jan 23 2021, 11:58 AM)
UOB not in the list.
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but chichabom said "For curiosity i tried topping up my dana makmur pheim which is not part of the 10 fund houses entitled for the 0% promo.

to my surprise the checkout page shows 0% sales charge haha. even if your fund is not part of the 10, no harm trying i guess.."

that why i try.... sweat.gif
ironman16
post Jan 23 2021, 12:02 PM

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QUOTE(eenong89 @ Jan 23 2021, 12:00 PM)
Dana makmur phiem is a FSMOne Recommended Unit Trusts if not mistaken.
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oh, ya....so oso entitle 0% thumbsup.gif thumbsup.gif thumbsup.gif

my United makan rumput sudah sweat.gif

both not include..... doh.gif

This post has been edited by ironman16: Jan 23 2021, 12:05 PM
ironman16
post Jan 23 2021, 12:37 PM

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QUOTE(onthefly @ Jan 23 2021, 12:29 PM)
how should i decide on these China UT?
I looked into factsheet but still cant decide which to invest. from stats amchina is the winner and there is new UT like United Great Dragon

Any points?. Goal is for medium-long term investment -3-5 years. this is extra fund and to diversify my portfolio as majority in local

AmChina A-Shares - MYR
Eastspring Investments Dinasti Equity Fund
Principal Greater China Equity Fund - MYR
like United Great Dragon Fund - USD

btw the current fsmone event with 0% sales charge not applicable for these china UT as i see already 0% sales charge to begin with.

can share what fund are you aiming ? I think sales charge is just one time off so would not really matter if your going for long term. So 0% sales charge from event is just to entice
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if wanna follow big cruise, just go with Am China A share and Dinasti/Greater China.........

my opinion......

i ikan bilis aje whistling.gif

ironman16
post Jan 23 2021, 03:20 PM

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QUOTE(xuzen @ Jan 23 2021, 03:12 PM)
My move in Jan 2021:

1) Add RM 5K into AMChina-A
2) Switched all from Franklin US to United Tech
3) Reduce Gold exposure
4) Add RM 3K into KAF Tactical ( Bolehland exposure )
5) Further add RM 5K into United Tech

Bonus 2021 lai liao.

Xuzen
*
almost same with boss, only one aje x sama, increase my gold.... sweat.gif
ironman16
post Jan 23 2021, 04:02 PM

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QUOTE(onthefly @ Jan 23 2021, 03:51 PM)
is there any poll on fsmone event? so far i joined a few session dont see any poll.
how to join lucky draw
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2 times i see......my line suxk??? doh.gif doh.gif
ironman16
post Jan 24 2021, 08:35 AM

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QUOTE(Kaka23 @ Jan 23 2021, 11:00 PM)
My allocation is as below, plan to go up to 90% EQ during this promo period..

Should I up my tech or greater china/china?

MALAYSIA                           3%
ASIA EX JAPAN                 28%
GREATER CHINA / CHINA 22%
TECHNOLOGY                 15%
GOLD                          2%
BONDS / FIXED INCOME     30%
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Why dun up tech fund with more fund like disruption /sustainable /ESG /AI.

Can try add some ASEAN, mostly in msia, indon n Singapore.

Opinion nia.

If dun wan, just up the current fund. Slowly in tech n Asia ex japan/China

This post has been edited by ironman16: Jan 24 2021, 08:36 AM
ironman16
post Jan 24 2021, 06:09 PM

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QUOTE(ganesh1696 @ Jan 24 2021, 05:00 PM)
Hi guys,
My allocation based in MALAYSIA is nearly 75%.
If there's a complete lockdown like how was implemented back in March 2020, hope there's a major pullback/downfall in unit trust prices.
Thinking of withdrawing all MALAYSIA based UT this week and buy back after MCO implemented OR hold and top up once there's a major drawback in prices.
I didn't make use of last MCO as I worried my funds are all about crash to worse, but in weeks prices of almost all UT rebound to normal level.

HOLDINGS.
1) Affin Hwang World Series - Global Disruptive Innovation Fund
    MYR Hedged = 12.5%
2)United malaysia fund=19.25%
3)amdynamic bond=16.635%
4)amanahraya syariah trust fund=14.45%
5)am china a shares myr-hedged=12.5%
6)principal islamic lifetime enhanced sukuk fund=16.41%
7)interpac dana safi =7.5%

What's your thoughts guys?
Thank you.
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i think u heavily in Msia just due to ur bond fund......if exclude bond fund, ur msia eq wont that much... sweat.gif
why dun just add some asia ex japan/asia fund ? oso can spread some Reits fund/Asean/Singapore/Indon....see which one suit u......just dun too high (around 5% each is ok.....)

just opinion whistling.gif

This post has been edited by ironman16: Jan 24 2021, 06:11 PM
ironman16
post Jan 25 2021, 12:45 PM

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QUOTE(jj_jz @ Jan 25 2021, 12:38 PM)
Hi all,

Anyone have any samsui fund for asia?
other than Principal Asia Pacific Dynamic Income Fund - MYR and Actions
Affin Hwang Select Asia (Ex Japan) Opportunity Fund - MYR

thanks in advance
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i choose Affin Hwang Select Asia Pacific (Ex Japan) Dividend Fund - MYR whistling.gif

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