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 FundSuperMart v18 (FSM) MY : Online UT Platform, UT DIY : Babystep to Investing :D

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ironman16
post Jan 16 2021, 04:14 PM

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QUOTE(whirlwind @ Jan 16 2021, 03:40 PM)
Cautious trading on Bursa expected ahead of OPR announcement next week
https://www.theedgemarkets.com/article/caut...ement-next-week

This gonna impact FI and financial sector right?
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doh.gif doh.gif doh.gif
OPR mahu cut lagi........... shocking.gif
ironman16
post Jan 16 2021, 07:53 PM

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QUOTE(whirlwind @ Jan 16 2021, 07:47 PM)
If compare this news to the OPR reduction, this news seems to give a greater impact if its true. I started the healthcare fund because I see good potential in the vaccines especially Pfizer. Anyway, since I’ve just started, i can always on hold and continue to wait and hope for better future news
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if u foreseen in future this fund will perform better, why dun now u start accumulate it (units) when it dip..... hmm.gif hmm.gif

This post has been edited by ironman16: Jan 16 2021, 07:54 PM
ironman16
post Jan 16 2021, 07:57 PM

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QUOTE(ganesh1696 @ Jan 16 2021, 06:33 PM)
Hi,
Based on the news, can this give any impact or minor downfall on "CHINA" based funds.
Because I own AM CHINA A-SHARES fund.
Whats your thoughts?

user posted image
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drool.gif drool.gif drool.gif
i see the oppurnities
ironman16
post Jan 16 2021, 08:46 PM

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QUOTE(ganesh1696 @ Jan 16 2021, 08:27 PM)
Affin Hwang World Series-Next Generation Technology Fund (NGTF)
wherelse can i buy this fund apart from FSMONE and eunittrust , as they dont have it yet ?
I am quite interested in this fund since they launch .
Any idea on when FSMONE will have this fund?
thanks
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try email FSM n ask them

or the straight forward method is register with Affin Hwang n purchase .... thumbsup.gif thumbsup.gif thumbsup.gif
ironman16
post Jan 16 2021, 10:15 PM

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QUOTE(whirlwind @ Jan 16 2021, 09:34 PM)
If I don’t have much confidence on this fund at the moment, I might as well reserved my limited funds for other better funds
Only 5% of my portfolio luckily
I’ll not sleep but continue to update myself with vaccine news but temporary hold on to any top up

Just hope the news might not be as bad as I thought
Looking forward to the rebound
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sweat.gif sweat.gif sweat.gif

just weird lo

If the fund NAV keep going up, many ppl will said now is All Time High (ATH), wait for the dip (or bubble pop) i baru in

when the fund NAV keep going down, many ppl will said now the fund seen not perform well , wait a moment or find others fund that perform better.

this two scenario keep rotating, sampai bila baru mahu in le.... hmm.gif

.........................................................................................................................................

If the NAV keep going up, when u top up, the unit that u get become less n less....when NAV drop, u afraid n stop top up, at the end ur accumulate unit become lesser compare to if NAV up i top up regularly as normal, if NAV starting drop, i top up again, dip again, i top up again, so the accumulate unit will become more. At that time just wait the fund perform well then u can harvest liao..... drool.gif
that why must spare some $$$$ for u to top up brows.gif

that why we select the fund that we forseen good in future , if not perform well u cant blame ppl ma bcoz is ur choice.... whistling.gif

.........................................................................................................................................

if cant sleep well, try put ur money 50% in MMF, 30% in FI, 20% in EQ (select 4 regional + Tech fund with each 5% /Asia ex japan,Msia,Global,Tech)
like this combination, sure u every night happy thumbup.gif

my opinion only......
brows.gif

ironman16
post Jan 16 2021, 10:32 PM

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QUOTE(WhitE LighteR @ Jan 16 2021, 10:18 PM)
LOL

the ageless conundrum of a UT investor. agree with all that you said.
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thats my scenario 2 year b4.....
when 2020 i come back again, i really really really really regret cry.gif cry.gif

why that time i cabut n x top my TA Global Tech + Dinasti................

if not now i drool.gif

go see Dinasti NAV during year 2018/2019 (that time i cabut bcoz NAV like shit), see what happen year 2020..... shocking.gif
See the slope of TA Tech at year 2018/2019, after that see the slope in year 2020... shocking.gif

i budget x cukup only, if not, i lagi aggresive top up sekarang ..... bruce.gif bruce.gif

This post has been edited by ironman16: Jan 16 2021, 10:40 PM
ironman16
post Jan 16 2021, 10:44 PM

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QUOTE(WhitE LighteR @ Jan 16 2021, 10:38 PM)
no point to regret. time only move forward.

since i have no idea what the future holds, i am diversify to almost all sectors. Downside is that i wont be able to get crazy returen like 100%-200% a year like those ppl all in into some hyped funds (dont shoot me plz) laugh.gif
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ya lo, thats why now i major in regional fund (at least x mati)
take few single country/sector fund (even Gold UT i oso go, although ppl always said dun play play with the Gold UT, cant sleep well)

i top monthly, dip come , i in lagi, come lagi , i in lagi until my spare money habis (thats why my FI + MMF fund always become almost 0) sweat.gif
ironman16
post Jan 16 2021, 10:52 PM

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QUOTE(lee82gx @ Jan 16 2021, 10:45 PM)
some people can't sleep if their money is not working hard enough, some can't sleep if volatility is a bit too high.

I always say follow your risk appetite. But keep some powder dry. A little bit of cash will never hurt. Maybe even 20% cash is fine.
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thumbup.gif thumbup.gif thumbup.gif

last time i cant sleep well if volatility is high, now i cant sleep well when i got some spare money (bcoz tengah bimbang bila dip mahu dtg or why so long no dip) bruce.gif
ironman16
post Jan 17 2021, 05:01 PM

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QUOTE(ganesh1696 @ Jan 17 2021, 01:52 PM)
Hi,
Is the newly launched fund will be feeding into "target fund"(blackrock global funds - next generation technology fund)
as the =(Affin Hwang World Series-Next Generation Technology Fund) does?
Thanks.
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Principal Next-G Connectivity Fund is wholesale feeder fund issued by Principal Malaysia. The Fund aims to achieve capital appreciation through investments in one (1) collective investment scheme, which invests in mobile internet and connectivity related securities. The Fund is established with a multi-class structure and is allowed to establish new Class(es) from time to time without your prior consent.

The Fund is a feeder fund and it invests in a single CIS, i.e. Neuberger Berman 5G Connectivity Fund (“Target Fund”). The Fund may also invest in liquid assets for liquidity purpose.

In order to achieve its investment objective, the Fund will invest at least 95% of its NAV in the Target Fund and may also invest up to 5% of its NAV in liquid assets for liquidity purpose.

The Target Fund was established on 8 April 2020 under the Neuberger Berman Investment Funds Plc; an investment company with variable capital and segregated liability between sub-funds incorporated in Ireland.

https://www.principal.com.my/en/ngc-myr-h
ironman16
post Jan 17 2021, 05:49 PM

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QUOTE(tbgreen @ Jan 17 2021, 05:39 PM)
Hi,
Why fsm Sg can do it with offer zero sales charge?
Why can't fsm My do the same by offering zero sales charge?
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1) Sales charge for fund purchases or switching: 0% for all unit trusts permanently

2) Platform fee: Units trusts paid by cash and SRS (IA)
0.05% per quarter (FI)
0.0875% per quarter(On your Equity fund holdings - first S$300,000 )
0.05% per quarter (On your Equity fund holdings – next S$300,000 and above)

https://secure.fundsupermart.com/fsm/advice...vices/faq/3747/


brows.gif brows.gif brows.gif u wan?

This post has been edited by ironman16: Jan 17 2021, 05:50 PM
ironman16
post Jan 17 2021, 08:06 PM

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QUOTE(ky33li @ Jan 17 2021, 07:31 PM)
Even with platform fees i still think it is worth it. Max in total 0.35% a year, negligible if let say u buy nikko ark fund >130% already. If you want total zero percent sales charge, you can go for Eunittrust Singapore but not a very user friendly platform. I still think the zero sales charge win FSM Malaysia by so many times!! Imagine everytime you top up you are charged 1.5%. Plus FSM Malaysia charge platform fees too when you buy Managed Funds or Retail bonds.

Those feeder funds how sure are you local fund houses didnt charge extra by buying through them? There is no free lunch in this world, only cheaper cost.
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hold within 4 year ok la.....if long term ..... sweat.gif sweat.gif
ironman16
post Jan 19 2021, 10:19 AM

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We would really like to see you at the virtual event (on 23 january 2021), but do you know what else we would also like for you to have?



Don't miss this chance to enjoy 0% Sales Charge Promotion for ALL Participating Fund House Unit Trusts.

This promotion expires on 29th January 2021 - so you have ample time to research and choose your favourite funds to purchase from.

Yes!!!
Is 0% sales charge but until 29 January only, too short 😂😂😂

This post has been edited by ironman16: Jan 19 2021, 10:58 AM
ironman16
post Jan 19 2021, 10:59 AM

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QUOTE(dopp @ Jan 19 2021, 10:30 AM)
Just received red packet from FSM.

Very nice and quality design smile.gif
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i almost every year receive after CNY rclxub.gif rclxub.gif rclxub.gif

FSM !!!!! if u see this msg, boleh start post my red packet to sarawak liao......
FSM !!!!! if u see this msg, boleh start post my red packet to sarawak liao......
FSM !!!!! if u see this msg, boleh start post my red packet to sarawak liao......
FSM !!!!! if u see this msg, boleh start post my red packet to sarawak liao......
FSM !!!!! if u see this msg, boleh start post my red packet to sarawak liao......

like oso cant see, no word liao doh.gif

This post has been edited by ironman16: Jan 19 2021, 11:00 AM
ironman16
post Jan 19 2021, 11:06 AM

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QUOTE(T231H @ Jan 19 2021, 11:01 AM)
can contact your Sarawak neigbour?

Kota Kinabalu Office
iFAST Capital Sdn. Bhd.

Unit No. K-62-3, Block K, Level 3,
KK Times Square,
Signature Office,
Off Coastal Highway,
88100 Kota Kinabalu, Sabah.

Monday to Friday
8.30am to 5.30pm

Phone Call Icon
+6088-335 060

brows.gif  bruce.gif
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tidak mahu......go there open, dont open at sarawak.... bangwall.gif

FSM !!! if u feel that ur red packet design is beauty/good, pls send more to me....
FSM !!! if u feel that ur red packet design is beauty/good, pls send more to me....
FSM !!! if u feel that ur red packet design is beauty/good, pls send more to me....
FSM !!! if u feel that ur red packet design is beauty/good, pls send more to me....


This post has been edited by ironman16: Jan 19 2021, 11:07 AM
ironman16
post Jan 19 2021, 11:47 AM

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QUOTE(MUM @ Jan 19 2021, 11:22 AM)
laugh.gif then i think they will not want to feel that their red packet design is beauty/good  biggrin.gif
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😂😂😂🤣🤣🤣
ironman16
post Jan 19 2021, 11:56 AM

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QUOTE(Mr.Beanster @ Jan 19 2021, 11:54 AM)
Where do you get this news  hmm.gif ? Is the promotion starting on 23rd-29th Jan?
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Email from fsm
I do register for the 23 event.
I think should b start 23 until 29 January.
Just stand by bullet, mana tahu ada yg berminat. 😁😁😁

Just finished construct my portfolio.
If ok, top top top aje.

Event info just an add on

This post has been edited by ironman16: Jan 19 2021, 11:58 AM
ironman16
post Jan 19 2021, 12:12 PM

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QUOTE(Mr.Beanster @ Jan 19 2021, 12:10 PM)
Thanks for the info bro. Will prepare some bullet and probably going to enter China A-Share.
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W r in the same boat 👍👍👍
ironman16
post Jan 19 2021, 12:25 PM

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QUOTE(monkey9926 @ Jan 19 2021, 12:19 PM)
even with the US blacklist? any reason why?
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If NAV drop bcoz blacklisted, i see opportunities.
I dca monthly n top up when dip.
I see futures, not now 😁😁😁
ironman16
post Jan 19 2021, 02:02 PM

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QUOTE(ganesh1696 @ Jan 19 2021, 01:38 PM)
Hi,
0% sales charges promo looks interesting.
But do I need to register for virtual event to be eligible for 0% sales charge?
Or the promo is entitled to all investors from 23 to 29 JAN ?
Thanks.
*
I oso dun know,
Just for play safe, register aje even. Free ma.

Or if FSM undercover spy see this, kindly respond to ur investor. 😁😁😁😁

Pm me oso can, i help u ppl post. My mouth is tight punya, dun worry 🤣🤣🤣
ironman16
post Jan 19 2021, 10:03 PM

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user posted image

Digital Economy: Downgrade to neutral, but long-term growth story remains intact

Since our last update, the share prices of digital economy stocks have risen by close to 40%. With valuations near an all-time high, we have decided to downgrade the sector’s star ratings from 3.0 Stars “Attractive” to 2.5 Stars “Neutral”, although we remain extremely positive on its long-term growth prospects.

In line with our star rating methodology, we have decided to downgrade the digital economy from 3.0 Stars “Attractive” to 2.5 Stars “Neutral”. Having said that, we would like to reassure investors that this does not mean that the digital economy is out of favour. Even though valuations might not be as attractive as they were before, the long-term growth story of this sector remains intact.

Investors who have bought into the tech sector during the better part of 2020 would have likely made decent profits already, and we recommend that they consider taking some profits off the table but continue to retain some exposure to this sector.

It is our belief that asset allocation should always reflect economic reality, and the reality is this: the world that we live in is increasingly digitalised. Not only has digital technologies penetrated our everyday lives, they have also disrupted whole industries.

Going forward, we believe the digital economy is here to stay, and that Internet companies will make up a larger part of the global economy. It is for this reason we recommend investors to include the digital economy as part of their core allocation.

bruce.gif bruce.gif bruce.gif

jangan panic, jangan panic.......top up aje

my public AI tengah potong steam, top up aje, top up aje..... icon_rolleyes.gif

This post has been edited by ironman16: Jan 19 2021, 10:04 PM

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