QUOTE(whirlwind @ Jan 16 2021, 09:34 PM)
If I don’t have much confidence on this fund at the moment, I might as well reserved my limited funds for other better funds
Only 5% of my portfolio luckily
I’ll not sleep but continue to update myself with vaccine news but temporary hold on to any top up
Just hope the news might not be as bad as I thought
Looking forward to the rebound
just weird lo
If the fund NAV keep going up, many ppl will said now is All Time High (ATH), wait for the dip (or bubble pop) i baru in
when the fund NAV keep going down, many ppl will said now the fund seen not perform well , wait a moment or find others fund that perform better.
this two scenario keep rotating, sampai bila baru mahu in le....
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If the NAV keep going up, when u top up, the unit that u get become less n less....when NAV drop, u afraid n stop top up, at the end ur accumulate unit become lesser
compare to if NAV up i top up regularly as normal, if NAV starting drop, i top up again, dip again, i top up again, so the accumulate unit will become more. At that time just wait the fund perform well then u can harvest liao.....
that why must spare some $$$$ for u to top up
that why we select the fund that we forseen good in future , if not perform well u cant blame ppl ma bcoz is ur choice....
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if cant sleep well, try put ur money 50% in MMF, 30% in FI, 20% in EQ (select 4 regional + Tech fund with each 5% /Asia ex japan,Msia,Global,Tech)
like this combination, sure u every night happy
my opinion only......