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FundSuperMart v18 (FSM) MY : Online UT Platform, UT DIY : Babystep to Investing :D
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ironman16
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 Jan 25 2021, 01:07 PM
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QUOTE(jj_jz @ Jan 25 2021, 12:51 PM) I roughly compare the affin hwang opportunity fund & the dividend fund la, correct me if i am wrong, the portfolio and allocation is quite similar right? if in this case, what makes you prefer the dividend fund more Ya, almost same. Actually either one oso OK. I like Dividend punya Sharpe ratio, recently punya performance especially lately 3 year that overcome Opportunities. But I read the Affin PRS fund facsheet, they increase exposure to opportunities n reduce dividend. π
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ironman16
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Jan 25 2021, 03:46 PM
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QUOTE(MUM @ Jan 25 2021, 03:42 PM) i just want to "kacau" you guys.... What is this fund? Hope I didn't choose it πππ |
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ironman16
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Jan 25 2021, 04:01 PM
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QUOTE(MUM @ Jan 25 2021, 03:54 PM) since you did not see that performance in your port then you sure did not choose it  RHB AI? I didn't buy, I go with United global tech since last year. I did purchase AI but from public. |
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ironman16
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Jan 25 2021, 10:21 PM
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QUOTE(lovingforyou @ Jan 25 2021, 10:14 PM) I just create FSM account last month for PRS Any chance i got red packet at Sarawak too  Hopefully, last time i first year oledi get it.... Bro from which division? Malu boleh pm aje....  |
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ironman16
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Jan 25 2021, 10:41 PM
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QUOTE(lovingforyou @ Jan 25 2021, 10:14 PM) I just create FSM account last month for PRS Any chance i got red packet at Sarawak too Got geng from same state liao, although far a bit ππ |
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ironman16
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Jan 25 2021, 11:33 PM
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QUOTE(kabal82 @ Jan 25 2021, 11:08 PM) Sarawakian here also... I think only last year no received my red packets... usually will received mine before CNY I received but always after cny, πππ Saw ur number behind, should b young man category. This post has been edited by ironman16: Jan 25 2021, 11:34 PM |
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ironman16
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Jan 25 2021, 11:34 PM
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QUOTE(virgoguy @ Jan 25 2021, 11:33 PM) same sarawak here. macam I didnt receive any ang pao packet for the past 4 years  U chinese? Mana mungkin πππ |
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ironman16
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Jan 25 2021, 11:43 PM
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QUOTE(virgoguy @ Jan 25 2021, 11:39 PM) that is what I wonder also ....but for sure this year I haven't see the ang pao lembu yet I oso no, I still remember last yeat after cny the ang pao packet come, my wife ask me for what purpose u receive it after cny, I speechless πππ. Later we can form Sarawakian FSM unity π€£π€£π€£ This post has been edited by ironman16: Jan 25 2021, 11:43 PM |
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ironman16
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Jan 26 2021, 09:02 AM
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QUOTE(YoungMan @ Jan 26 2021, 08:55 AM) Which part of Sarawak you guys from. Me from Kuching and already receive but looks like many of you still didn't receive. Hopefully by today or this week all of you will get. i just beside u not yet receive....hopefully later go back receive This post has been edited by ironman16: Jan 26 2021, 09:04 AM |
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ironman16
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Jan 26 2021, 12:22 PM
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QUOTE(kazekage_09 @ Jan 26 2021, 12:15 PM) Guys sorry if im asking a very dumb question. How can i start invest in UT? Let say i am a moderate risk taker. So the next step is look up how much allocation in asset class should balanced portfolio look like right? Then I decide/allocate % on which area i want to diversify and lastly choose funds. But how to validate that my final tailor made portfolio is indeed balanced portfolio? Or just for newbie I just follow the recommended portfolio from FM or PM? Or for more easy way, invest tru agent? Try go fsm website download balanced managed portfolio fund facsheet. Go through it. Decide the ratio bond fund to equity fund u want. Set ur fund for each geographical asset allocation, Come here ask opinion. FSM 0% sales charge end on 29 January. Good luck |
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ironman16
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Jan 26 2021, 01:34 PM
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QUOTE(kabal82 @ Jan 26 2021, 01:02 PM) What u mean by young man category? π€ Though u born on year 1982 |
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ironman16
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Jan 26 2021, 02:56 PM
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after receiving the email from my friendly FSM CS, Poh Ling,  i straight go to purchase fund.  Can't use FPX make payment ....  Luckily only stuck at the beginning...... ##At last use manual style, instant transfer n upload the receipt....  Just check my receipt, late 2 min......   This post has been edited by ironman16: Jan 26 2021, 03:25 PM |
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ironman16
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Jan 26 2021, 03:42 PM
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ironman16
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Jan 26 2021, 03:51 PM
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QUOTE(lee82gx @ Jan 26 2021, 03:49 PM) This is nbtd by fund manager.... I know, But good fund after that will up up lagi πππ After split cheap ma..... |
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ironman16
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Jan 26 2021, 04:01 PM
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QUOTE(lee82gx @ Jan 26 2021, 03:59 PM) If not good, i kick aside |
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ironman16
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Jan 26 2021, 04:41 PM
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QUOTE(ganesh1696 @ Jan 26 2021, 04:39 PM) Hi, Will there be any unit split for UNITED MALAYSIA FUND ? U gonna email uob, I'm just ikan bilis investor π
π
π
I oso hold this. Sure post here if got πππ This post has been edited by ironman16: Jan 26 2021, 04:44 PM |
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ironman16
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Jan 26 2021, 04:58 PM
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QUOTE(T231H @ Jan 26 2021, 04:49 PM) goto that fund info page.... Sui la, mari lai lai mari lau. Semua United fund kasi exercise sikit, bila gold punya pun mahu? Tangan itchy liao, mahu korek duit sudah. Today banyak ung datang πππ |
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ironman16
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Jan 26 2021, 06:16 PM
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QUOTE(WhitE LighteR @ Jan 26 2021, 05:22 PM) Lolz. I hope u r kidding about this.  what i mean is good fund split i lagi suka bcoz unit that i hold become many (i know u ppl always said unit more or less is the same, i understand) Just bcoz United fund minimum holding is 1000 unit or minimum redeem is 1000 unit , with the split mean i can easily switch it (just my strategy only)..... |
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ironman16
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Jan 26 2021, 08:30 PM
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QUOTE(CSW1990 @ Jan 26 2021, 08:27 PM) How will the UT fund split affect the fund price up and down? UT fund price affected by the stocks it invested. The investor buy more UT fund will not push up the fund price isnβt it? Assume u got 1000 unit n NAV is 1.000. Bcoz 1000 x 1.000 = 1000 Let say 1 unit split to 2, u will get 2000 but NAV now is 0.500. Bcoz 2000 x 0.500 = 1000. Still the same. That why ppl said unit split or distribution actually meanless in unit trust. |
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