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 FundSuperMart v18 (FSM) MY : Online UT Platform, UT DIY : Babystep to Investing :D

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Amanda85
post Sep 10 2020, 09:35 AM

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I remember the GrabPay ONLINEDEALS is only limited to 2 transaction per user. I already used up to buy themepark tickets.
mystycque
post Sep 10 2020, 10:13 AM

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dont worry .market will be ok now..gold is uptrend
CSW1990
post Sep 10 2020, 10:44 AM

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QUOTE(mystycque @ Sep 10 2020, 10:13 AM)
dont worry .market will be ok now..gold is uptrend
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this 2 weeks market crash had wiped out my July & August UT profit...


domng
post Sep 10 2020, 11:05 AM

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QUOTE(Zdes @ Sep 10 2020, 08:53 AM)
I wanna maintain all my unit trusts in a single platform (FSM). Your investing method is with FSM ? or Eastspring platform itself?. TBH if your method have no drawback, might as well just share it openly....
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Need to open Eastspring Investments account with a Unit Trust Consultant (UTC). That is the easiest way to invest into Eastspring using GrabPay currently. 😉

Bond Fund regardless invest via FSM platform or through UTC same 0% Sales Charge. But then FSM do not take Boost or GrabPay eWallets as payment mode right?

Also don't forget to use the following to maximize your extra benefits: 🤑
CreditCard/Bank transfer -> Top Up BigPay - > Top Up GrabPay -> Finally make Eastspring investments payment. 👏🏻

QUOTE(ericlaiys @ Sep 10 2020, 08:59 AM)
Why need to pm? Please share using which platform for using ewallet
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Now I believe got new GrabPay promo if use GrabPay from 1st to 20th September. Maybe randomly can get another GrabPay RM20 instant cash back from at least 2 online transactions minimum RM60. 🤑

QUOTE(CSW1990 @ Sep 10 2020, 10:44 AM)
this 2 weeks market crash had wiped out my July & August UT profit...
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Perhaps now is a good time to switch towards Eastspring Investments Bond Fund for lower volatility and higher capital protection from market downturn. 💪🏻

When market pick up again in future, switch back to higher risk high return fund lor. 🤑
ericlaiys
post Sep 10 2020, 12:11 PM

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QUOTE(domng @ Sep 10 2020, 11:05 AM)
Need to open Eastspring Investments account with a Unit Trust Consultant (UTC). That is the easiest way to invest into Eastspring using GrabPay currently. 😉

Bond Fund regardless invest via FSM platform or through UTC same 0% Sales Charge. But then FSM do not take Boost or GrabPay eWallets as payment mode right?

Also don't forget to use the following to maximize your extra benefits: 🤑
CreditCard/Bank transfer -> Top Up BigPay - > Top Up GrabPay -> Finally make Eastspring investments payment. 👏🏻
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what is fees when buy and sell? dont think cheaper like FSM.
Dont tell me it is same as PBB. So far found FSM is cheaper as almost reduce middleman
GrumpyNooby
post Sep 10 2020, 12:16 PM

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This post has been edited by GrumpyNooby: Jan 7 2021, 12:06 PM
whirlwind
post Sep 10 2020, 12:20 PM

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QUOTE(CSW1990 @ Sep 10 2020, 10:44 AM)
this 2 weeks market crash had wiped out my July & August UT profit...
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Same here, mine went down to negative 🙁

My principal greater China the worst
YoungMan
post Sep 10 2020, 12:21 PM

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QUOTE(domng @ Sep 10 2020, 12:05 PM)
Need to open Eastspring Investments account with a Unit Trust Consultant (UTC). That is the easiest way to invest into Eastspring using GrabPay currently. 😉

Bond Fund regardless invest via FSM platform or through UTC same 0% Sales Charge. But then FSM do not take Boost or GrabPay eWallets as payment mode right?

Also don't forget to use the following to maximize your extra benefits: 🤑
CreditCard/Bank transfer -> Top Up BigPay - > Top Up GrabPay -> Finally make Eastspring investments payment. 👏🏻
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Only if one intend to invest in the said bond fund, and with a small sum of investment because do remember that Grabpay has a limit of RM1500. For equity FSM still win in terms of sales charge.

QUOTE(GrumpyNooby @ Sep 10 2020, 01:16 PM)
He's only recommending to buy bond fund which is normally 0% sales fee:
The funny proposition is just to open an account with Eastspring to buy a bond fund to reap the Grab 31% discount without a proper investment plan (portfolio construction) over time horizon attached with proper risk profiling and measurable target goal (return).
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Very well said.
GrumpyNooby
post Sep 10 2020, 12:22 PM

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This post has been edited by GrumpyNooby: Jan 7 2021, 12:06 PM
domng
post Sep 10 2020, 12:23 PM

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QUOTE(ericlaiys @ Sep 10 2020, 12:11 PM)
what is fees when buy and sell? dont think cheaper like FSM.
Dont tell me it is same as PBB. So far found FSM is cheaper as almost reduce middleman
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Only recommended to sign up Eastspring Investments to buy Bond Fund as it is 0% Sales Charge which is similar from FSM platform. Only difference is able can GrabPay or Boost to make payment if via Eastspring App platform ya. 👍🏻

Else will need to use EPF Account 1 funds to invest into EPF approved funds at 0% sales charge until 30th April 2021.🤑

QUOTE(YoungMan @ Sep 10 2020, 12:21 PM)
Only if one intend to invest in the said bond fund, and with a small sum of investment because do remember that Grabpay has a limit of RM1500. For equity FSM still win in terms of sales charge.
Very well said.
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If need to invest more than a few thousand and lower sales charge. FSM via FPX is still the better choice I believe.

eWallet mostly have a limit of RM4,999 even for premium accounts. BigPay have credit card top up limit per month RM2,500, and limit RM10,000 per month if combined with FPX transfer. 😅
ericlaiys
post Sep 10 2020, 12:34 PM

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QUOTE(whirlwind @ Sep 10 2020, 12:20 PM)
Same here, mine went down to negative 🙁

My principal greater China the worst
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time to top up
no6
post Sep 10 2020, 02:22 PM

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QUOTE(GrumpyNooby @ Sep 10 2020, 12:22 PM)
Just top up Principal Greater China yesterday.

Today, Asian will be up. Good timing perhaps! laugh.gif
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just saw another platform having 0 sales charge again, contemplating to top up via fsm or there.
why are they having sales promo so often, any catch ?
GrumpyNooby
post Sep 10 2020, 02:24 PM

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This post has been edited by GrumpyNooby: Jan 7 2021, 12:06 PM
no6
post Sep 10 2020, 02:30 PM

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QUOTE(GrumpyNooby @ Sep 10 2020, 02:24 PM)
Not a big concern for me as I funded this particular fund using EPF-MIS.
But the competitor platform has no 0% sales charge for Principal funds in that campaign.
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yup just noticed principal is not available, perhaps eastspring dinasti is the alternative.
domng
post Sep 10 2020, 02:33 PM

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QUOTE(GrumpyNooby @ Sep 10 2020, 08:44 AM)
Payment with GrabPay is using which platform?
Eastspring owned platform?
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Yes, under Eastspring Investments direct own platform.
Have a dedicated smartphone apps called "myEastspring" to view your invested portfolio. 👍🏻


This post has been edited by domng: Sep 10 2020, 06:23 PM
teanu
post Sep 10 2020, 02:34 PM

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Hi guys, long time lurker over here.

How are you guys keeping track of each funds' monthly returns? Self calculated using the statements?
GrumpyNooby
post Sep 10 2020, 02:34 PM

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This post has been edited by GrumpyNooby: Jan 7 2021, 12:07 PM
xcxa23
post Sep 10 2020, 05:21 PM

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QUOTE(Kaka23 @ Sep 9 2020, 09:58 PM)
Us market rebounding? See green pulak
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seems like trap pulak tongue.gif

i am still not buying
but if its too emotional for you, just DCA whnever you feel like it
domng
post Sep 10 2020, 06:22 PM

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QUOTE(GrumpyNooby @ Sep 10 2020, 02:34 PM)
Are you a UTC from Eastspring Investments?
What with the heavily biased promotional and soliciting posts in several threads?
That's a good China fund from Eastspring.
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I only promote Bond Fund based on my observation that it is 0% Sales Charge in FSM platform and myeastspring platform, I am not biased in any way to sway investors to invest using GrabPay or Boost. Sorry if I have offended people here ya. 😔

Just sharing my personal experience that the GrabPay is now giving out free RM20 for online payment. In fact can use the ONLINEDEALS for Assessment Tax, Domino's Pizza, Online Shopping etc etc.

Perhaps I should have shared in the eWallet forum instead. Haha. 🤔
AnasM
post Sep 10 2020, 07:18 PM

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QUOTE(domng @ Sep 10 2020, 06:22 PM)
I only promote Bond Fund based on my observation that it is 0% Sales Charge in FSM platform and myeastspring platform, I am not biased in any way to sway investors to invest using GrabPay or Boost. Sorry if I have offended people here ya. 😔

Just sharing my personal experience that the GrabPay is now giving out free RM20 for online payment. In fact can use the ONLINEDEALS for Assessment Tax, Domino's Pizza, Online Shopping etc etc.

Perhaps I should have shared in the eWallet forum instead. Haha. 🤔
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Where to buy using grabpay?

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