I already said. When is cheap enough you buy. Right now still aren't cheap. You want to buy, be my guest. No one's stopping you from not buying if you think market is cheap. Don't need to listen to me when to buy. My level of tolerating down market can be higher or lower than you

I have my own level to judge when market is cheap as mentioned few post back (price before trump kena elected) is one parameter.

There is, as money won't be stuck in MMF. Money can finally be put to good use. I hate seeing money rot but I will put my money to rot if there's no good deal.

This post has been edited by Ramjade: Oct 19 2018, 11:12 AM

guys. think back when you are young working adult baru masuk working environment.

go so much free time see market and tok cok?

what is this job so nice sial. free time see see look look market but no buy.

wow.

odds still have chances of losing money wor...
why take risk when can have risk free wor

that is what you frequently preached most of the time wor

Now you are seeing my point why I can wait it out. Market good or bad, my dividends are coming in at that rate. That's why is very important for me to have a low price.
Bad market come, dividend drop to 4% + additional cash from salary means I can accumulate more.
Good market come, dividend increase + cash from salary means I can refill my chest and wait to deploy my cash.

Yes odds of losing money is there if you sell. But if S-reits are mandated to pay out 90% of their cash, come good or bad times, they still need to payout. Dividend decrease so what? You are still getting cash.
Then lets go to good dividend counters, come bad or good time, if the company have been paying ~50% cash only, you think they can't continue paying cash in bad times? Companies must be cashed rich and not gear up to too much.

Cash received from dividends can be used to buy more shares when price drop to generate more dividends or buy UT when market is attractive enough.

This post has been edited by Ramjade: Oct 19 2018, 11:20 AM

nothing to do with me. I just want you to stand up to your own words. Making a statement is the best way to stand up to what you been harping on for a good two three years. that's all. cheap market is a vague thing if you ask me. only thing i see in terms of numbers from u is 10% by which u said since trump. so it went up and went down 10% so meaning no change if you buy when trump came to power. did you buy back then? if not, then which level are you looking at? when obama came to power? or the afghan war? or the 2008 financial crisis?

you see, i respect some things you said and what any other forummers here said, but they are honest with themselves and when they post, they gave themselves a pedestal to back down from when their asssumptions come short. for you, i don't see that so since you are confident about all this, I would like to hear a statement or statements from you about your game plan. Nothign wrong with sharing a game plan right? You said yourself you are ok if we dont follow you so it should not be a problem if you just share with us.

but what is the use, when it is just looking, looking only....as the time is "not" yet here yet

thus, no need to jump jump jump so happily....unless start looking can have that kind of impact on you

So you think the major problem for that is about trade? Then you are equally as hypnotised as the media. Can I just ask you one question. Let's say IF US were to impose tax on ALL Chinese products to US, what would be the impact to China's GDP? And at what rate is China's economy growing?

yesterday US market drop averages 2% he no jump.

he mentioned...why jump when the odds is not there

also Why take the chances of losing money when he can have a safe risk free of 6%...wor

This post has been edited by MUM: Oct 19 2018, 11:23 AM

haha... btw I read the docs you shared here from Schroder's.

they mentioned in the report that inward yield curve and recession backed by historical data and analysing data for the event lately. Nicely done lol although abit hard to understand for a laymen like me. but a few point worth while to mentioned is that based on 2 factors, the recession is more likely to happen in 12 months. (15%)

hmm... but many already forsee this happen. The longest for the curve to inward until real recession is 15 months. This time around will it be longer duration?

Told ya my game plan already when reply to someone earlier. When price drop to prior to Trump election, buy.
Price drop to PRS entry price can consider buy.
Price drop way below my PRS entry price definitely buy but max RM3k
When price drop, have a look and see if dividend stocks are on sale. My sale definition is S-reits must give > ASNB FP returns.
Dividend stocks in 4-5% region should be added especially if payout ratio is say 50-60%. The more it drop, the better.

When price drop, have a look and see if dividend stocks are on sale. My sale definition is S-reits must give > ASNB FP returns.
Dividend stocks in 4-5% region should be added especially if payout ratio is say 50-60%. The more it drop, the better.

Sometimes such drop allow one to accumulate dividend stocks sold at discount. Sometimes price not attractive enough so just look.

Why do you think China so worried about US imposing trade war on them? Why do you think china is trying to spend just to push up the economy. They realised they are too reliant on selling things to US. When they can't sell things to US, their economy definitely will stall or slow down. Why do you think china impose capital control on their own citizen? They don't want their rich citizen to bring money out of the country. Who knows the economy better than the locals?

No jump cause nothing on offer?

keep drop drop, how to earn any money. haha. weird.

then this is contradictory to this right?
for no matter what the risk,.......

buy low then sell high?

no wor. some ppl mentality is, high already can still go higher, lagi happy. why sell?

I guess, only history will tell if this will come in the next 15 months and will also tell how long it lasted.....

You won't understand as you are not a dividend investor.
Keep going up how to make money? Buy high and sell higher? Good luck with that.

Nope. There's a difference in huge and slightly.
When the odds are hugely in your favour, buy.
When odds slightly in your favour, up to you to buy. I know want higher odds in my favour before I buy.

oh, which unit trust dividend is useful ya since we are in FSM thread? teach me oh sifu.

when people mentality is "high already can still go higher", lagi happy, they will buy again,....I think they will not sell

but you just mentioned "Yes odds of losing money is there if you sell"

so if no sell, then the odd does not matter, right?