1. Know how much U can take out from EPF A/C1
if U have EPF Online, log in and check - have function to check

2. KNOW which fund U want to invest in, then request form from FSM
They'll mail it to U, 2 copies summor - just in case
Each fund house's form is "specialized" - ie. they pre-print fund house's punye number/barcode into the form, thus U must be specific when requesting form from FSM.

3. Fill in - forms (EPF's +fund house own form) & send back
Black ink & block letters (capitalized)
Thumbprint - use Shiny brand if possible, clear & doesnt smudge. Popula Bookstore or online can get

4. FSM Online - place order as per (3.)

5. Wait lor - FSM will execute (4.) when receive (3.)

ya, same like the Vix index shown, suddenly shoot up after 6 months of flat lingering.




Ramjade are you ready? still not how you expect

This post has been edited by ehwee: Oct 11 2018, 01:41 PM

People lose money because they keep chasing things. Things so expensive also want to buy. Wait for sale first la. Want to buy when no sale available.

Yes I did lose some money but when things are cheap, no need to scared. Buy.

I have waited quite long for this. A little bit longer won't hurt.

I think can pull trigger and use up my PRS slot for this year tomorrow or the day after that.Some things are looking cheap but still not my definition of cheap yet. 20-30% cheap or same price with my entry price then consider cheap.

Buy Buy Buy

Thanks !!!

上海台湾香港日本

waaaaaaaaaaaaaaaaaaaaaaaaaaa

So you are the all knowing all wise? You know when not to chase and when to buy?
What if someone new to stock market bought shares last month? Would that be considered chasing?
Is there a formula that can tell when stocks are expensive or cheap?
If you have even an ounce of matter between your head, its hard to answer these questions. Many factors will have an effect.
Since this is a long term game, how can we say someone is "chasing" when they invest?

But I realise everytime the market drops, you are on here celebrating the drop because you will buy it "cheaper" but do remember unlike you, there are many others who are invested during this time who is hurting from the drop. Be little sensitive and not a know it all donkey all the time.

https://m.malaysiakini.com/news/446884

does it apply?

not sure about others...but i will wait for capital gain tax to be implemented first then thinking about it...
now, i will spend the time to prepare for the next year's portfolio composition and % of allocation

There are 2 ways of investing.
Buy whether it or down. That's your DCA.
Buy whenever something is considered cheap.

If one want to invest, one need to brace for such thing. 2% drop in one day and start panicing? Good luck then. Try 15% drop. Why 15%? Personal experience.

Second thing is know what you want to buy, why are you buying it.

Third like I said, what's the rush to buy? FOMO? Always, always be prepare means have cash ready to invest in such times.

If it goes cheaper, I will be happier as it means I can accumulate more.

These are things no one taught me so I doing a favour by sharing what I learnt.

my personal experience in life which is applicable in investing too....

some people are all the talk buy no action
some people don't talk but they did it
some people when they wanted something, they will gives all the reasons for it
some people when they does not want it, they will gives all the excuses for it
some people talk as if they are smarter than others, yet there are some smarter people that don't talk

so who is right or who is wrong,...no one...for they are they....

usually in office politic, the one that is always correct is the one that did nothing but talked about the possible negatives of the actions to be taken.....so in case there are really negatives happens...they will says...see i told you so.......i told you so

anyone here having exp of selling off their managed port?

is the price fixed on (T) or subject to change?

That's right. Set yourself a target. At this price xxx I will buy regardless what happen. Never feel regret if you pull the trigger too early as you are the one who pulled it. No one force you to pull it.

Have I buy and the price drop lower? Of course? Did I regret? Yes and no but what's done is done. Am I happy with my purchase? Yes. Why? It was the price I set. So let it go.

Always have guts to stick your principle.

EM fans:

Emerging stocks hit 17-month lows after Wall St sell-off

URL: http://www.theedgemarkets.com/article/emer...wall-st-selloff

Hello Yoda

You are missing the point. You are too wise to explain anything to.
Everyone should be like you and listen to your beliefs and way of life.
Thank you oh wise one.

this one must tag


FSMMalaysia

what you bought? until 15% 1day.

I tot you 365 days in MMF only wait till today come

Is about having read the right things written by the right person which I was lucky to read and lucky that the few person decided to continue writing.

ASG la. I keep in MMF. Once amount reach certain lvl, transfer over to SG when price is right.

If exchange rate not nice, continue monitoring. Again as mentioned why pay higher price when you can get it at lower price?

While waiting, my dividend stocks are slowly filling up my bank account combine that with salary + cashback from cc.

It's perfectly fine to seat on cash when there's nothing to buy.

This post has been edited by Ramjade: Oct 11 2018, 07:42 PM

Double post

This post has been edited by Ramjade: Oct 11 2018, 07:40 PM

All hail bro Ramjade. Continue being a ****