this is what they recommended .....

https://www.fundsupermart.com.my/main/resea...les-Charge-9919

what you think?

Come come baby.

Topping uo just means buying more. It does not necessary means it is DCA which is a plan which has regular purchases scheduled in.

Buying more units could also be due to market timing.

Topping up lesser when the market is up (and inversly more when the market is down) could either be a modified DCA plan - such as VA plan, which is also a scheduled plan. If there is no schedule and ad hod, it is market timing or trading.


No, I don't think it is spoken too much in this forum when people think it is fine to use DCA to mean whatever they think it means, as it is very confusing when everyone do that.

From what I read so far, some posters here - if not most - are market timers or traders.

Please don't get me wrong... there's nothing wrong being a market timer, and though I would advocate DCA to those just starting to invest in UT funds, it is not a must.

Personally speaking, I don't bash market timers. They are very welcome to share their timing tips. Or if they are asking for timing tips, they don't have to be coy and beat around the bush saying their ports are currently in red and asking whether to do this or that. Which would inadvertenly result a reply of "Don't know what to do? Try doing it slow and steady using a DCA plan."

===========

Lastly, Market Timing is very different from DCA. DCA is a regular purchse plan, and as in any plan, the purchase amount or purhase budget is predetermined. Market timing is ad hoc and a response to market sentiments, the purchase amount/budget to spend is not fixed, it can be anything from zero upwards (and also negative amount - as in selling).

Continuous market timing does not mean it is sort of a DCA plan... it is market or perfomance chasing.

This post has been edited by j.passing.by: Jul 11 2018, 03:22 PM

I think we shouldn't to be so hung out on what a certain word is define as. As long as each person understand it in their own way ok already. Even if their understanding doesn't 100% match your definition of the word. There is no need to argue it should be this n this... No point to it. At the end of the "discussion" u just win it for your own satisfaction.

It's going to be rocky for the next few years .

I have full confidence in china as they have the firepower to do it unlike US which is practically broke.

let's just hope we jump to the right ship

Doesn't matter if is a long fought out war. My money is ever ready. Like I said no rush to buy.

If you don't have money at this time then you will miss the boat.

This post has been edited by Ramjade: Jul 11 2018, 05:52 PM

so now u pump ad? or still waiting

you ah!
never give chance one....

reading from his last few posts, my guess is of course not yet.....
still waiting for them to fall until "desired" value.

also many feel that the last few days, most of the funds had their NAVs increased...thus today's falls is till not yet "spill blood"

thus many still practise control, tahan, patience......don't simply shoot...1 shot, 1 kill.......(sniper motto)

This post has been edited by MUM: Jul 11 2018, 06:25 PM

Awaiting to pump my PRS. For regular UT I can pump anytime I want as I always have access to zero percent service charge. So no hurry. For regular UT I would like it to fall a bit more for it to hit that sweet spot.

Planning to. Not yet hit the target price for my fund yet.

This post has been edited by Ramjade: Jul 11 2018, 06:40 PM

how is the return of the unit trust compared to FD especially the market is so bad now.

depending on which fund(s) ......
see this and make your own conclusion....
https://www.fundsupermart.com.my/main/fundi...formed=topFunds

LOL. I ask genuinely leh…. Since market on generalise down months 6 already.

But la. I predict major correct incoming august la.

And lately busy doing damage control for the previous bleed by avoid eq enter fi. Wait the trump got what card. Thn cont my port.

As the quote goes by stop the bleed when u bleed and not letting it bleed and make it more bleed. *bleedception*
aiya forgot u dump MY and FSM already.

Ramjade just curious.
Normally if u gain more, what do you do for those profit?
example, after 6 years u gained 12%. those proft u just keep it in the same fund or u switch to low risk fund?
or withdraw the cash to put in FD?

Woah, how to attain 0% service charge at all time? even Platinum level only have 1% off

Not FSM MY platform

Is there a discussion for FSM Singapore here ?

NOPE...
FSM Singapore are not usually or advised to be discussed here, for it has a dedicated thread in lowyat forum...

check this out..
https://forum.lowyat.net/topic/3757612/+760

Tqvm