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 Ultimate Discussion of ASNB (47457-V)发 8ight 发, Wholly owned subsidary of PNB (38218-X)

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guy3288
post Nov 8 2017, 06:03 PM

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QUOTE(Ancient-XinG- @ Nov 8 2017, 09:16 AM)
I got last year after I request for it lol. We can request for it haha.

And but we must know first when they distribute only then we can request.

I forgot for posted here 1st, is it guy3288? Only then William request and got it follow by others.
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Hello frens how is everybody doing in here? Sit back and collect big fat dividend or still trying to buy more?
nexona88
post Nov 8 2017, 07:00 PM

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QUOTE(KoYuKii @ Nov 8 2017, 04:10 PM)
yesterday i wen to affin bank but near 3pm the agent ask me to come back next day morning 930 since my mykad unreadable

so today went to renew mykad, then starigh go ASNB branch at 1pm, the guard terus told me no more fixed price unit. so i went to maybank agen.

So best luck, tml morning i go affin bank or straight go to ASNB unit bergerak?
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Wtf..
Guard nowadays so power meh!!
Over than the staff shakehead.gif

No wonder the previous short skirt issues came up...

Anyhow back to topic...

Go back to asnb.. Slow talk them.. Say just wanna try luck.. Dapat or Tak dapat belakang cerita... Tell them that. Belum Cuba belum tahu whistling.gif

This post has been edited by nexona88: Nov 8 2017, 07:01 PM
hown
post Nov 8 2017, 09:48 PM

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QUOTE(KoYuKii @ Nov 8 2017, 04:59 PM)
ya the 1 tekan no giliran 1..

me:(show him the application form that i've filled) hello, saya nak buka akaun
guard: tu tetap punya dah habis...tinggal turun naik
me:ooohh..yaka? sweat.gif  .....terima kasih
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go to asnb office
just talk to staff there
dlttdltt
post Nov 8 2017, 10:16 PM

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QUOTE(veera77 @ Nov 7 2017, 03:18 PM)
Guys, i received all quotation and indicative bank loan interest, for study option of re-finance property to invest in ASBN.

Below is the details Excel spreadsheet, for "300k re-finance loan @ 10 years repayment" vs "force saving the same amount of loan installment without re-finance"

I did not see much difference in earning...and the risk factors is higher...

i have cancel my re-finance application today, and decided to do force saving every month.

hope this could gives us some idea about "investing in ASBN by property re-financing"  icon_rolleyes.gif
if anyone could not understand the table below, feel free to ask  thumbsup.gif
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Thks for sharing. Will you still be selling your house and put the cash in asnb ?

leong321
post Nov 8 2017, 10:47 PM

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Hi guys, I'm interested to open account. Is it I just need to bring my IC go ASNB branch or agent bank? Do I need to prepare documents like IC photocopy or application form?
veera77
post Nov 9 2017, 12:20 AM

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Not selling now..still in the process of convincing my other 50% sharehoder (spouse) tongue.gif


QUOTE(dlttdltt @ Nov 8 2017, 10:16 PM)
Thks for sharing. Will you still be selling your house and put the cash in asnb ?
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Ramjade
post Nov 9 2017, 06:31 AM

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QUOTE(dlttdltt @ Nov 8 2017, 10:16 PM)
Thks for sharing. Will you still be selling your house and put the cash in asnb ?
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Even if I have money, I wouldn't put it into a house as house is super expensive now. Rm500k and above!!!

This post has been edited by Ramjade: Nov 9 2017, 07:50 AM
hown
post Nov 9 2017, 07:13 AM

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in myasb now ASM cannot top up anymore,saying pengagihan pendapatan
nexona88
post Nov 9 2017, 08:02 AM

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QUOTE(leong321 @ Nov 8 2017, 10:47 PM)
Hi guys, I'm interested to open account. Is it I just need to bring my IC go ASNB branch or agent bank? Do I need to prepare  documents like IC photocopy or application form?
*
Applications form can get from branch.. They have it..
IC photocopy can get there.. They shall do for u..

Make sure your IC is readable & thumbnail too.. That's important..
nexona88
post Nov 9 2017, 08:08 AM

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QUOTE(hown @ Nov 9 2017, 07:13 AM)
in myasb now ASM cannot top up anymore,saying pengagihan pendapatan
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Hmm weird..
As I know ASM pengagihan pendapatan is only end March.. Pays on 1 April..
Not now..
!@#$%^
post Nov 9 2017, 10:22 AM

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QUOTE(nexona88 @ Nov 9 2017, 08:02 AM)
Applications form can get from branch.. They have it..
IC photocopy can get there.. They shall do for u..

Make sure your IC is readable & thumbnail too.. That's important..
*
new technology ah? my area still using thumbprint instead of thumbnail. lol
samuraix79
post Nov 9 2017, 10:46 AM

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QUOTE(nexona88 @ Nov 8 2017, 04:21 PM)
Yes. Someone here managed to open via asnb unit bergerak.. For location, please visit their website & see the date...

Or u can visit asnb branch too.. RM 100 for opening account

Btw which agent bank u went to??
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Eh? Got show in their website the unit bergerak location and dates?

Couldn't find cool2.gif
I only saw the Sure Heboh in JB
veera77
post Nov 9 2017, 11:14 AM

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Yes, nowadays developers are struggling to sell houses especially semi-D and bungalows, and giving unbelievable discounts..
Its a bargain time for rich people...but for average people is big dream..

ASBN could give better return than property in long run if follow monthly force-saving method, assuming like u paying bank installment every month...eg. monthly RM3k in ASBN...after 10yrs, u r half millionaire.

QUOTE(Ramjade @ Nov 9 2017, 06:31 AM)
Even if I have money,  I wouldn't put it into a house as house is super expensive now. Rm500k and above!!!
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KoYuKii
post Nov 9 2017, 12:55 PM

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From: Coconut Tree. That's what my mum said
cukur..manage to open account with ASM, ASW and AS1M at affin bank this morning. the officer was friendly and willing to "cuba dulu" for me. thanks for the tips nexona88

QUOTE(nexona88 @ Nov 8 2017, 07:00 PM)
Wtf..
Guard nowadays so power meh!!
Over than the staff shakehead.gif

No wonder the previous short skirt issues came up...

Anyhow back to topic...

Go back to asnb.. Slow talk them.. Say just wanna try luck.. Dapat or Tak dapat belakang cerita... Tell them that. Belum Cuba belum tahu whistling.gif
*
unit gerakan u can check at thier FB. click photo u search for the VAN photo n see which zon r u belong to

QUOTE(samuraix79 @ Nov 9 2017, 10:46 AM)
Eh? Got show in their website the unit bergerak location and dates?

Couldn't find  cool2.gif
I only saw the Sure Heboh in JB
*
nexona88
post Nov 9 2017, 01:11 PM

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QUOTE(alexanderclz @ Nov 9 2017, 10:22 AM)
new technology ah? my area still using thumbprint instead of thumbnail. lol
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Ahh
Typo error 😹

Thumbprint
nexona88
post Nov 9 2017, 01:14 PM

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QUOTE(KoYuKii @ Nov 9 2017, 12:55 PM)
cukur..manage to open account with ASM, ASW and AS1M at affin bank this morning. the officer was friendly and willing to "cuba dulu" for me. thanks for the tips nexona88
*
No problems..
Wow u got all 3..
Very Lucky..
Many only get 1 or 2 only.. Rarely get all 3 once.
TS[Ancient]-XinG-
post Nov 9 2017, 02:51 PM

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QUOTE(veera77 @ Nov 9 2017, 11:14 AM)
Yes, nowadays developers are struggling to sell houses especially semi-D and bungalows, and giving unbelievable discounts..
Its a bargain time for rich people...but for average people is big dream..

ASBN could give better return than property in long run if follow monthly force-saving method, assuming like u paying bank installment every month...eg. monthly RM3k in ASBN...after 10yrs, u r half millionaire.
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not really. they just mark up their price. simple.
veera77
post Nov 9 2017, 03:10 PM

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Yes...u r right smile.gif

QUOTE(Ancient-XinG- @ Nov 9 2017, 02:51 PM)
not really. they just mark up their price. simple.
*
plumberly
post Nov 9 2017, 06:30 PM

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QUOTE(veera77 @ Nov 7 2017, 03:18 PM)
Guys, i received all quotation and indicative bank loan interest, for study option of re-finance property to invest in ASBN.

Below is the details Excel spreadsheet, for "300k re-finance loan @ 10 years repayment" vs "force saving the same amount of loan installment without re-finance"

I did not see much difference in earning...and the risk factors is higher...

i have cancel my re-finance application today, and decided to do force saving every month.

hope this could gives us some idea about "investing in ASBN by property re-financing"  icon_rolleyes.gif
if anyone could not understand the table below, feel free to ask  thumbsup.gif
*
Interesting comparison.

But ....

if the purpose is to decide which option to go for, then I feel that the comparison is not comparing apple with apple.

Why? Different basis for the 2 options, both should have the same amount of money at the start.

Say DTrump has RM30k in hand. Should he go for the:

a. ASX loan and keep the RM30k in FD or ASX or
b. invest that RM30K with monthly contributions?

This to me is a fair comparison, I think.

My 1.5 cents.

saitong09
post Nov 9 2017, 06:53 PM

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QUOTE(veera77 @ Nov 9 2017, 11:14 AM)
Yes, nowadays developers are struggling to sell houses especially semi-D and bungalows, and giving unbelievable discounts..
Its a bargain time for rich people...but for average people is big dream..

ASBN could give better return than property in long run if follow monthly force-saving method, assuming like u paying bank installment every month...eg. monthly RM3k in ASBN...after 10yrs, u r half millionaire.
*
3000 every month? 300 also susah to save now sweat.gif sweat.gif

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