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 Ultimate Discussion of ASNB (47457-V)发 8ight 发, Wholly owned subsidary of PNB (38218-X)

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samuraix79
post Oct 26 2017, 11:10 PM

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Managed to open my ASW at Maybank, the teller was actually talking to her colleagues that it's available. Then told me only can buy 100 units.
But ASM and AS1M not available.
Now gonna try go ASNB branch see can get ASM and AS1M or not. (Fingers crossed)
samuraix79
post Oct 27 2017, 09:07 AM

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QUOTE(MasBoleh! @ Oct 27 2017, 02:23 AM)

You what time went to maybank to open your ASW?
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It was after lunch time, 2pm something like that.
samuraix79
post Oct 27 2017, 09:08 AM

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QUOTE(nexona88 @ Oct 27 2017, 12:30 AM)
Why I got feeling they "keeping" for someone "special"..
I mean opening new account or topping up whistling.gif
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Really one ah? Hmmmm well at least still manage to open one biggrin.gif
samuraix79
post Oct 27 2017, 02:56 PM

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QUOTE(mushigen @ Oct 27 2017, 12:02 PM)
You are either very lucky or have a lovely face. A few months ago, I went to both post office and MBB branch to open account. I was straightaway advised to do so at PNB office, because "fund is always not available".
Ok kwa, maybe budget time ASW suddenly trickling down ha ha
samuraix79
post Oct 27 2017, 04:40 PM

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New Amanah Dana 1 Malaysia TN50 or ADAM announced in Budget 2018 hmmm....
samuraix79
post Oct 30 2017, 03:28 PM

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QUOTE(eastwest @ Oct 30 2017, 03:51 PM)
Thanks. I found the info under products prospectus, instead of under registration. smile.gif

I want to open asb account for my children's, better open at branch or post office or bank?
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Well this morning I tried going to ASNB branch, managed to open the ASM and AS1M, within 10mins I think.
Again really depends on luck on who serves you.

samuraix79
post Nov 1 2017, 05:20 PM

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Been reading the forum the past week, and thanks to the advise of the sifus managed to open the Trinity of Accounts ASW, ASM, AS1M and top up online
i) Open ASW in Maybank at min. RM100 (can't really recommend the branch as it's in the Sitiawan biggrin.gif)
ii) Top up at online portal can get up to 4 digits a day
iii) Open ASM and AS1M in ASNB branch within 10mins at min. RM100 (if you really must know which it's in Kuala Selangor ha ha) and top up at online portal again

So all is done per recommendations by the sifus here
Now to hibernate until my well fill up again tongue.gif
samuraix79
post Nov 9 2017, 10:46 AM

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QUOTE(nexona88 @ Nov 8 2017, 04:21 PM)
Yes. Someone here managed to open via asnb unit bergerak.. For location, please visit their website & see the date...

Or u can visit asnb branch too.. RM 100 for opening account

Btw which agent bank u went to??
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Eh? Got show in their website the unit bergerak location and dates?

Couldn't find cool2.gif
I only saw the Sure Heboh in JB
samuraix79
post Nov 10 2017, 09:40 AM

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QUOTE(veera77 @ Nov 10 2017, 12:36 AM)
A bit off-topic, but for your info..only for self-employed, home-makers, working overseas, or anyone who not getting caruman majikan every month.

In Budget 2018, under KWSP’s Skim Persaraan 1 Malaysia, from 2018-2022, govt will top-up 15% on top of your contribution..but there is cap (RM250/year).

If u do backward calculation, RM250/15% = RM1,667
Mean, contribute every year RM1,667 (monthly RM140)...u get RM250 (15%) + KWSP dividend (5-6%)..which is total return of 20% per annum, for next 5 yrs.

But u have to go to KWSP and register under Skim Persaraan 1Malaysia first. Only if u are eligible.

http://www.kwsp.gov.my/portal/en/general/1...-savings-scheme
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To quickly summarise 2 key eligibility
i) Must be Under 55
ii) Currently NOT contributing with fixed income

Ok back to topic biggrin.gif
samuraix79
post Dec 14 2017, 04:04 PM

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QUOTE(veera77 @ Dec 14 2017, 04:47 PM)
Sorry..no..as other forumers mentioned...investment nvr too late one...

Decided to invest at any point of our life...its already great thing...

The only thing we always stress here..pls invest after knowing/understanding all the risks involves...then u well prepared with possible consequences..

many Sifus here don’t want to see any newbies here ‘pay high cost in learning investment by mistakes’

Most Sifu here must have learned investing with some cost at sane time...but willing to share for free tongue.gif

Without this forum...i wont able to know that kids account can top up online..u can check google, asbn website..no where u can find on this...so save a lot of our time and cost travelling and wait in ASNB/ Bank.
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Totally agree, I have myself scoured through all 300 pages of this forum, and pick up things here and there.
And thanks to that, I have been quite lucky to be able to open the 3 ASx accounts, top up online all within 1 week. So read around, blogs, forums even Facebook Clubs can tell you a lot.

Next step, open account for the kids when my next one due next year ha ha, save the hassle of going so many times.
samuraix79
post Dec 15 2017, 04:22 PM

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Today AS1M can get, hmmm wondering who letting go biggrin.gif
samuraix79
post Dec 18 2017, 03:26 PM

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Ha ha really year end bonanza, many offloading
Already reach my limit for this year, so ASNB portal, 'click' you next year la biggrin.gif
samuraix79
post Jan 2 2018, 01:44 PM

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QUOTE(bluebay @ Jan 2 2018, 02:09 PM)
my case is.. my kid has ASM & AS1M, but in the portal shows ASW and without balance.. ended up i went to the ASNB branch and got the ASM & AS1M added manually by the branch officer.. but ASW is still in the portal...
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Hmmm, that is indeed puzzling.
For the MYASNB portal, once I make the online top up, I will screen shot and save a copy in my PC.
To each their own on how to keep track since no longer any physical passbooks.

But then again, when you withdraw, I wonder how is it shown on the portal.
samuraix79
post Jan 3 2018, 01:23 PM

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Some update on the ADAM50 incentive

"Jelasnya, had pelaburan tambahan yang dibenarkan melalui akaun ASB ialah RM200,000 manakala AS1M pula sehingga RM50,000."

Artikel Penuh: http://www.utusan.com.my/berita/nasional/s...0#ixzz53610Gr75

What does it mean by the limit RM200,000 and RM50,000?
samuraix79
post Jan 4 2018, 10:08 AM

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QUOTE(nexona88 @ Jan 3 2018, 07:54 PM)
Still..
Its not fair..
Agreed for ASB or ASB 2
But others, shouldn't have any limit.. Even for kids...
Don't tell me, 50k is enough
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Well, I guess the way they cap is if you top up to limit 50k now, the sum compounded once your child reach 18, should be double up twice, roughly up to 200k.
Oh well, I guess that's that.
samuraix79
post Jan 5 2018, 10:02 AM

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QUOTE(ikanbilis @ Jan 4 2018, 07:33 PM)
Really a lot ka? Okie okie, tonight i ask my wifey help me make one baby to qualify for this RM200 incentive.. blush.gif
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It's ok, no need rush, you have time for 4 babies by 2022 biggrin.gif
samuraix79
post Feb 14 2018, 10:29 AM

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QUOTE(nexona88 @ Feb 13 2018, 09:12 PM)
Want to say just pure bad luck..
But seems like the usage of flammable cladding panels thingy that cause the fire to spread.. Like the one in London 😥😴
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Well, you can say lucky too since they claim only the exterior got burnt. The London housing basically the whole tower burned down sad.gif

Ok back to topic of ASNB biggrin.gif
samuraix79
post Feb 20 2018, 11:27 AM

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QUOTE(wh0cares @ Feb 20 2018, 12:17 PM)
deposit rm10k to 15k monthly, it is difficult? Do you keep trying every hour , every day ?
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Can do in 1 day if lucky also, so good luck! thumbup.gif
Try different different amount, 1k, 5k, 10k also sometimes can
samuraix79
post Mar 29 2018, 10:00 AM

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Ha ha really live update both here and FB biggrin.gif

samuraix79
post Apr 5 2018, 04:37 PM

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QUOTE(dlttdltt @ Apr 5 2018, 05:21 PM)
Aiyo I'm not at home now. I need to top up asw hehe.
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You can do via mobile too, if you perceive mobile transaction as secure enough

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