QUOTE(yix17 @ Sep 21 2020, 10:37 PM)
1. Annual Income: RM24-30K
2. Free Lifetime Annual Fee: Must
3. Card required: Petrol (Shell), E-wallet, Groceries, Online
Shopping, Cashback, 0% Interest Installment
4. Existing credit cards (if any): NIL
5. Interested in CC from: Any
6.Others:-
There is no 1 card perfectly cater for all you need. Your annual income is less than RM36000, you can't have credit cards from more than 2 issuers (including banks) as per Bank Negara's guideline.
Try the new Affin Duo, top up ewallets, then use ewallets for Groceries, Petrol (Shell accept TNG wallet, Boost).
Or try the bank which your monthly salary is credited, as it will be your first credit card, you need to build up financial profiles, more important than the benefits that you are looking for.