Thank you  , beside the 2% capped, I believe BSN 1% without cap is the best option? Is there any other credit card offer higher cashback / rewards without cap limit?

Hi Sifu, hopefully can help me recommend good card for my use.

1. Annual Income: 52k, or 4.4k/month after deduct epf/socso & pcb. Can reach up to 5k+/month if outstation.

2. Free Lifetime Annual Fee: Free/with swipe/can waive

3. Card required for:
- Petrol (everyday cashback)
- Groceries
- Online Transaction (Bill, Insurance, Shopping)
- Instalment/emergency use

4. Existing credit cards (if any) : Maybank Ikhwan Gold

5. Interested in CC from: ANY

6. Others: Looking for best CC for cashback. Current CC only for friday/saturday petrol cashback.

Possible to only activate the Visa and cancel the MasterCard? Cause assuming I wasn't able to get SST rebate for any of the cards, paying 50 for another Duo card + 50 currently for the Quantums is kind of painful for me ...

can non muslim apply for it?

experts, can recommend which card is best to use to pay for lhdn tax in term of cash back and other benefit

thanks

Hi, any recommendation for the best cash back credit card for online insurance payment?
Around RM1k per month just for Insurance alone, is there any 5% CB which gives at least RM50 CB cap?

1. Annual Income: RM48k

2. Free Lifetime Annual Fee: preferable, I’m low spender.

3. Card required for:
Monthly spending estimate:
Insurance (Allianz & Prudential currently): 1.3k
Top-up to e-wallet (mainly shopeepay): RM200

Negligible expenses (eg occasionally):
Petrol - RM 100
Groceries - RM 100
Grabfood - RM 50
Eat outside - RM50
Looking for: card that gives best return value out of above.

4. Existing credit cards (if any): CIMB Cash Rebate Platinum

5. Interested in CC from: any,

Thanks in advance

Thanks, is there any other card with higher CB rate? Don't mind lower cap since i won't even hit the 1.5k mark per month..

Just started working and can now apply for CC, was looking for a good Maybank CC with minimum 30k annual salary.

I've look into petronas and 2 cards, petronas seems better in terms of points but having the 2 cards (AMEX and VISA/Master) could be great for stores and maybe travelling.

note: has to be Maybank, can recommend other banks that are better but would prefer Maybank

ok thanks willl look more into this..any justifications y u recommend affin duo over other cards?i see SC's JJOP offers higher cashback %..

Sifus, any recommendations for this please? How do I apply?

PBB VS or MBB VS

Visa infinite is better than visa signature right?

Anyway I have 1 month arrear appeared in my CCRIS record for the past 12 months, is the 1 month arrear will be affecting my chances of getting the credit card application approved?

1. Annual Income: RM35k

2. Free Lifetime Annual Fee: Yes please, but I'm okay with those come with conditions to waive it

3. Card required for: Online shopping, pay bills (Unifi, Celcom), Grab food, Physical retail (less often now due to covid)

4. Existing credit cards (if any): OCBC 365 Mastercard

5. Interested in CC from: Any

6. Others: I've 2 cards in mind: Affin Duo / PBB Quantum, in a dilemma which one to get. Nonetheless, I'm open to other options as well

No specific category.. Can be miscellaneous.

I already have PBB Quantum for online and wave, PBB Visa Signature and Affin bank Visa Signature... But all of these are mostly for online and wave transactions.

Anything more than 250 that requires PIN, I can't get any rebate.

1. Annual Income: RM70k

2. Free Lifetime Annual Fee: Preferable

3. Card required for: Cash Back - TNB / Utilities

4. Existing credit cards (if any): PBB Visa, MBB2 Card, Affin Duo

5. Interested in CC from:

6. Others: N/A

Would like to know which CC can give cash back for paying TNB or utilities

Thanks

How about by call in ?

Yup, annual salary exceed than 36k. Current total credit limit (2 cards) = 13k+7k= 20k.
- Good ccris report records (Clear off card bill before end of month (before 30th)).
- 1 card cancelation within same year (could this be the issue?)

Hi everyone,

Which cashback card would you recommend if I already have:
PBB VS, Q MC, Q V
Maybank Amex, Barcelona VS, and Ikhwan Gold
Ambank True
UOB YOLO
Affin Duo

Aiming for CB for reloads of e-wallets.

Thanks.

Hi
I would like to know which credit card got cash rebate + Malaysia airport lounge access?
So far I only found one, which is public bank visa signature.

Thanks

1. Annual Income: Around RM54k

2. Free Lifetime Annual Fee: A Must

3. Card required for: Petrol and Cash back

4. Existing credit cards (if any): Nil.

5. Interested in CC from: Maybank or Hong Leong Bank

6. Others: Have not had a credit card for years, been paying stuff with debit all my life. Just need this card for credit score that comes with good cash back as a bonus. Not looking to use it as a primary payment source.

Heya Clarence,

Thanks for the reply. I noticed that both cards are Islamic. I'm a non-Islam, does it still apply ?