After days of researching, it seems Maybank 2 Gold Cards is quite good to me. I still duno if:
1. CIMB Cash Rebate Platinum Credit Card
2. Maybank 2 Gold Cards
3. Alliance Bank You:nique Card
4. any better choices?
Suits me more

Any recent/active promotion for oversea spending especially for cash back? I'm currently holding Maybank Barcelona, HLB Wise, PB VS Signature and Stanchart Liverpool cards.

Appreciate your feedback. Thanks

any reason why should i apply at maybank card centre?

I am looking a card specifically for online spending (cash backs) already using mbb2cards and uob currently.

What are my options?

Better rebate in cash. Your suggestion is not enough for me. I spend around rm10k in gas station monthly.

Looking for suggestion for my first credit card.

1. Annual Income: RM60K to RM100k

2. Free Lifetime Annual Fee: Prefer to have, or maybe can be waived

3. Card required for: Mainly for petrol and makan, and maybe for car maintenance.

4. Existing credit cards (if any): nil

5. Interested in CC from: nil

6. Others: Use about RM200 for petrol(using petron only for now but can switch to other brands depending on CC) and RM600 for makan per month. And about RM1.5k for car maintenance annually.
Prefer cashback as i don't spent much so it will take me forever to collect points.

Thank you vey much.

1. Annual Income: 60k

2. Free Lifetime Annual Fee: Good to have

3. Card required for:
- Groceries purchase at AEON
- Utilities online payment for TNB, SYABAS, phone bills (Celcom, Maxis, Yoodo), home internet (Unifi, Maxis)
- Insurance online payment for Prudential and Takaful Ikhlas
- Petrol purchase at Petronas (not much around 200-300/month)
- sometimes travel overseas due to work-related
- probably my son’s stuffs (clothes, formula milk, toys) and usually buy at AEON too
- car maintenance and insurance

4. Existing credit cards (if any):
- CIMB Cash Rebate Platinum
- CIMB Petronas Platinum

5. Interested in CC from:
no specific preference

6. Others:
- Thinking of AEON Platinum Visa, would that be ok to cover up my groceries purchase?
- I dont think CIMB CR card is the best card for online payment and utilities. Or is it?
- Getting airmiles points (Big or Enrich) seems good too to save some money for my balik kampung ticket to Kuching or Alor Setar.
- might be spending on gadgets or house renovation/repairs
- Should I terminate my CIMB Petronas and apply Maybank Ikhwan Petronas?
- I’m open to suggestion of multiple cards

Thanks ClarenceT

So it’s more worth to use M2Amex and swipe for TPs for voucher exchange than AEON’s own card yeah?
Ah I think u meant the cashback is much more worth it ya?

If the online bill payment using standing instruction, what card would be the best?

Also, would PBB Quantum MC suits my requirement too?

Hi. May I get some idea which credit card is best to be used for overseas spending (Europe/UK/Ireland). Payment will still be done by Malaysian bank account because living overseas for only about a year ( work-related)

1. Annual Income: RM200k

2. Free Lifetime Annual Fee: A Must

3. Card required for:
Cashback rebate
Overseas transaction

4. Existing credit cards (if any):
Maybank Amex
Maybank Visa FC Barcelone

5. Interested in CC from:
Thanks

1. Annual Income: rm150000-rm200000 (working in Sg, hence this is after conversion)

2. Free Lifetime Annual Fee: Flexible on that

3. Card required for: Wedding expenditure (including banquet, photoshoot etc, budgeted for approximately rm100000 in the next one year)

4. Existing credit cards (if any): none

5. Interested in CC from: Cashback or mileage, best is if we get enough mileage/cashback to fund for our honeymoon

6. Others: N/A

1. Annual Income: RM66k

2. Free Lifetime Annual Fee: A Must or waive-able with swipes

3. Card required for: Petrol RM350, Cash Back/Rebate (shopping 1-2k), Points that can be converted back to money whichever is more, Free LCCT Lounge Access (desirable)

4. Existing credit cards (if any): plan to terminate less useful cards

5. Interested in CC from: heard people recommend amex and ambank bonuslink

6. Others: Please be specific. Example: I am a Sarawakian. Difficult to determine the cashback efficiency here. I pay bill thru top up Sarawak Pay and Boost e-wallet. How many cards to keep?

Based on your CC spending of around 1500 to 2000 each month, I would suggest the following.

PBE Visa signature. 6% earn rate capped at 38 with 2X lounge access annually. I think top up e-wallets online can be considered as online category spending - please check.

Then Maybank 2Card Platinum AMEX for 5% earn rate on weekends capped at 50. Pump petrol on weekends at places like Shell, BHP which accept AMEX.

Can you use your previous year form E as your proof of income?

What's the best CC having both cash back (at least 2%) on utility & eWallet in the market now?

looking for cards to dump in boost max 4,5k monthly

from reading got 2 option:
SCB JOP
UOB YOLO

prefer YOLO but got quota cash rebate monthly. does this quota easily exhausted every month?

Hi guys, is that possible buy a car with credit card and make 0% installment for 1-3years?

Will get charge handling fee?

. Annual Income: RM48k

2. Free Lifetime Annual Fee: any.

3. Card required for: cash back, mainly using on dining, groceries and maybe others

4. Existing credit cards (if any): pb quantum mastercard.

5. Interested in CC from: cimb or uob or maybe any other recommended

6. Others: previously, using pb quantum but seem pb already revise the cash T&C which doesn't suit me.

Out of 7 loans I have (2 houses, 3 cars, 2 cc), 2 loans with 1 (meaning delay 1 month in payment). Others are 0.

Yes, e-wallet is count as online transaction, however you may need to wary that some bank specified that e-wallet transaction won't earn points/cashback. For example, Maybank.

Then reload TnG with JOP is considered as Direct Debit & can be qualified for CB under Direct Debit Category, i.e. reload RM200 will earn RM30 CB?