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Credit Cards Recommendation for Credit Cards V4, Please post according to Format stated

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daniel2006
post Jun 13 2017, 02:31 PM

Getting Started
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Junior Member
173 posts

Joined: Feb 2013
Annual Income: RM80,000
2. Free Lifetime Annual Fee: A Must

3. Card required for: Balance Transfer (0% main purpose)

4. Existing credit cards (if any): MBB 2cards platinum

5. Interested in CC from: any...

6. Others:
( i just read MBB offer BT... eg: if my outstanding is 5k, and my limit is 13k. can request for BT to enjoy lower %interest within the same card?)

*any suggestion to pay less interest... monthly pay more than minimum payment.

This post has been edited by daniel2006: Jun 13 2017, 02:40 PM
daniel2006
post Mar 11 2018, 09:51 PM

Getting Started
**
Junior Member
173 posts

Joined: Feb 2013
1. Annual Income: RM80K

2. Free Lifetime Annual Fee: Yes or can be waived by swipes

3. Card required for: Utilities Bill/Dining/Shopping/ BT(if possible)

4. Existing credit cards (if any): Maybank 2 Gold Cards, UOB onecard

5. Interested in CC from: looking at PBB Visa Signature OR PBB Quantum2card (pls enlighten, which 1 of these 2 is better), + suggestion for other.

6. Others: Cashback, or Points... (better cash back) since i have mbb 2gold for points.
daniel2006
post Mar 12 2018, 01:57 AM

Getting Started
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Junior Member
173 posts

Joined: Feb 2013
QUOTE(fly126 @ Mar 12 2018, 01:17 AM)
PBB Visa Signature
6% Cash Back on Grocery, Dining and Online Transaction, 6% Cash Rebate is capped at RM38 per month per principal account equivalent to RM633.33 spend

PBB Quantum 2Cards (Free for Life)
Quantum MC -   5% Cash Back on Online & Dining transactions, capped at RM30 per monthly statement cycle equivalent to RM600 spend.
Quantum Visa - 5% Cash Back on Entertainment (movie) & Departmental Stores transactions, capped at RM30 per monthly statement cycle equivalent to RM600 spend.
You can Pay your (UTILITIES) billing thru Online to get Cash Back... icon_idea.gif

Take PBB Quantums better becos can get CB up to RM60/month from these Combo, if compare to PBB VS  You can earn Only CB RM38/month.
And, Since  You already have MBB 2Cards, You may ADD Maybank FC Barcelona Visa Signature to Your List to to earn more CB.  :thumbsup:
* Lifetime Fee Waiver
* 2% Cash back for all purchases all year long (except May and August) and capped at maximum of RM 50 per month.
* 10% Cash back for all purchases made in the month of May (football season ends) &, August (football season begins) and capped at max. of RM 100 during the specified month.
http://www.maybank2u.com.my/mbb_info/m2u/p...sonal/CRD-Cards
*
Mbb would offer combine limit with my existing cards if apply barcelona signature?
If yes, then 3cards with combine limit, abit urhhhhh...unless they double the limit right and combine.
daniel2006
post Apr 17 2018, 10:27 AM

Getting Started
**
Junior Member
173 posts

Joined: Feb 2013
my application with PBB rejected, not sure why....

thus, currently having MBB2cards, MBB FC barcelona, UOB..

applying SC justone plat...
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