Not necessary. Take eg United Asian HY Bond Fund. In Malaysia you are suppose to be a sophiscated investor/HNWI. However, one can just buy the same fund from SG side without being a sophisticated investor/HNWI at SGD1k. In malaysia, you need min RM10k which is crap.

Being a doctor I guess you make pretty good money as all other doctors, compared to other cyclical professions/industries whereby they are market-sensitive, for example, an engineer or a construction worker.
Probably doctors prosper the most at bad markets when many investors are either having a cardiac arrest or hypertension or leap off a building looking at their margin accounts. It is a good business for healthcare to leverage on threats and emergencies, people simply have no choice but to pay to save someone's life.
Jokes aside what I'm trying to say is at least try to be content and carry on investing.

https://www.imoney.my/articles/survey-revea...oung-malaysians

Don't. let your daughter pick what she wants. also if I had a chance to turn back time I would have picked to be a Vet. I am beginning to hate people. they are the worst patients to have.

Off topic. I once went to a talk by a pathologist and remember that he chose to be a pathologist because he was so sick of dealing with human. So he end up dealing with the dead and was happy since then.

Well they are sick and uncomfortable.. so I guess that's pretty par for the course if you're a GP.. medicine isn't bad, I have friends who are surgeons and some doing research.. but GP is.. GP

I will be curious to know if none of those is your choice, which is then ?

Come on man, most investors are institutional - mutual funds, index funds, pension funds, insurance/annuity funds, EPF schemes etc.

Retail investors are dwindling.

But individuals do impact the stock market - tomorrow 1 million people withdraw their EPF savings mean, gone lah the Malaysian stock market. Also, EPF doesn't actually have all the money to pay back its holders. Because stock price, if EPF sell all their stake in a single stock, it will be worth so little. So EPF survives because it keeps getting younger people to contribute. If one day old>young, EPF will fail.

Can you keep your posts to what you want to present minus the high pitch seasoned vateran tone ?

LOL. It just does not match the rest of the posters here, no matter how seasoned they are. Are you trying to tell us you are indeed a vateran ? Yes we know that but you don't have to keep reminding us.

This post has been edited by puchongite: Feb 8 2017, 08:29 PM

We will turn into Singapore then, and may have to do what Singapore does. But here's hoping..

Tailgate xuzen on Manulife India. Suddenly ROI 9%.

LOL @ Mois, tailgating eh? Eat my dust, my friend! I am at 15% already!

Where got suddenly? Eight mths ago sudah kasi masuk sama dia liao!

Xuzen

This post has been edited by xuzen: Feb 8 2017, 11:12 PM

Huh? How to tailgate Xuzen?

By the way, I subscribed to FSM recommended portfolio. They sent me an email today :
"Actions have been performed on our recommended portfolio.
Click here to view the details.
Thank you."
Went to the page and checked. There's no changes to the allocation of portfolio at all. Am I missing something?

This post has been edited by skynode: Feb 8 2017, 11:25 PM

FSM portfolio? Apa itu? Saya tak kenal itu sapa FSM.

Gua cuma kenal itu Algozen™ aje!

This post has been edited by xuzen: Feb 8 2017, 11:29 PM

maybe it is just their way of telling you that there is a latest portfolio update article being published.

Since you seem to understand their strategy, do you know if this counts as a hedge fund? I always read that hedge funds on average underperform due to their high costs but the stated returns on the one FSM is promoting is very tempting and I keep asking myself what is the catch.

Also, I feel very silly about buying big into a new fund just after announcing here that I think there might be a big crisis this year and that I'm divesting some investments. Then again, I suppose that if anyone can properly take advantage of a crisis, it would be a hedge fund.

no one is topping up this month? or collecting ammo for the next big recalibration of the global economy?

Vanguard, did. Just few pages back

Hedge fund is like unit trust. However they are not UT. However both are expensive compare to ETFs. Malaysia does not have hedge fund unless you're HNWI then maybe banks will offer it to you.

Eh like that your car run alot faster. Cant remember when i put in. Still got top up that fund or just let it run? Still big upright potential ka? Seem apple also consider want go there. Growing smartphone industry there.

If you'd followed my previous conversation, I was talking specifically about AFFIN HWANG ABSOLUTE RETURN FUND II since I was invited to invest in it.

https://www.fundsupermart.com.my/main/fundi...number=MYAHARF2