ya.. Learning Curve for me...
Is time to seat down and study prperly
I really found no one for proper guide. And I am from medical field too, learning investment from zero since 3 yrs ago.

OK, THis is my Investements
I know got lot of Overlapping
The last three was investement with affinhwang agent.
YA Learning Curve for me..
I need sometime to analysis it again.

As requested
Name of Fund Payment Method Profit (%)
1 Affin Hwang Select AUD Income Fund - MYR Cheque -0.74
2 Affin Hwang Select Asia (Ex Japan) Quantum Fund  Cheque -3.51
3 Affin Hwang Select SGD Income Fund - MYR Cheque 7.54
4 AmAsia Pacific REITs - Class B (MYR)Cheque -0.87
5 CIMB Islamic Asia Pacific Equity Fund - MYR Cheque -1.38
6 CIMB-Principal Asia Pacific Dynamic Income Fund - MYR Cheque 12.85
7 CIMB-Principal Global Titans Fund Cheque 20.44
8 Commodities Equity Cheque 15.78
9 Eastspring Investments Asia Pacific Equity MY FundCheque 20.12
10 Eastspring Investments Asia Pacific Ex-Japan Target Return Fund  Cheque -3.08
11 Eastspring Investments Bond Fund  EPF Account 1 -2.57
12 Eastspring Investments Dana Al-IlhamEPF Account 1 -1.40
13 Eastspring Investments Dynamic FundEPF Account 1 1.33
14 Eastspring Investments Global Leaders MY FundCheque 22.24
15 Eastspring Investments Japan Dynamic MY Fund - MYR HedgedCheque 21.06
16 Eastspring Investments MY Focus Fund EPF Account 1 -4.84
17 Eastspring Investments Small-Cap Fund  Cheque -6.15
Eastspring Investments Small-Cap Fund  EPF Account 1 -7.92
18 Kenanga Asia Pacific Total Return Fund Cheque 0.81
19 Kenanga Growth Fund EPF Account 1 -2.55
Kenanga Growth Fund Cheque 4.86
20 Kenanga Syariah Growth Fund EPF Account 1 -2.77
21 Maybank Bosera Greater China ASEAN Equity-I Fund - Class A (MYR) Cheque 9.35
22 Pacific Global Stars Fund Cheque 14.75 (left over Profit)
23 RHB Big Cap China Enterprise Fund  Cheque 7.41 (left over Profit)
24 TA European Equity Fund Cheque 15.90 (left over Profit)
25 RHB Cash Management Fund 2  Cheque 1.74
26 AffinHawang AIIMAN PRS GROWTH fund
27 AffinHawang AIIMAN PRS SHARIAH GROWTH fund 
28 AFFINHWANG AIIMAN GROWTH FUND 

Long list ya...
Those EPF one I admit, I didnt study properly just tembak... was inveested to aim total amount into reward programs

I'll hold you on to that buddy. anyways it's off to gym for me. see you guys around! oh yeah tomorrow is the penang event which is on the 7th kan? all funds at 0.5%.

anyone buying anything tomorrow?

I'm planning to do the following

top up

Ponzi 2.0 1k
Rhb AIF 1k
AmAsia Pacific. 1k
ES Global Emerging markets 1k

for my lady's portfolio
Ponzi 2.0 1k
esther bond 1k

still don't have any trust in Malaysia bond atm sorry adele123

How about China and India outlook?

any codes needed to enjoy 0.5% sales commission?

show at here the mitsubishi ang pow, i wanna see.....don't have , tengok tengok pun puas....
next time ask fsm taja ur ppl parking lo...
but parking fee RM7 is damn high lo....

haven't attend event like this , just wanna hear the "expert" talk...

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here you go bro. double layer.

also this is bigger than my palm. so yeah.

I personally don't invest in balance fund. when you chose to invest in balance fund, then there's an understanding that you made a trade off, return vs risk. and 5 months for 2% + inclusive of 1% sales charge, apa lu mau? It is about okay for a balance fund. disappointing to you maybe, but it is a balance fund.

few things to note...

1) withdrawing would mean you will lose the sales charge. since switching present a cost for RHB funds, same problem/issue.
2) 5 months is really not a timeframe to gauge the performance of a fund
3) diversifying doesn't have to happen overnight. doesn't mean you magically change your portfolio from A to B. you can slowly increase your top up to other funds.
4) you may want to sit down think through what you want, purely changing to a more aggressive portfolio without proper consideration doesn't guarantee high return...
5) don't simply switch, buy new funds incur new cost. like you said, if you bought it when the market was on a high, then reasonably the fund price doesn't always go up and up like ponzi numbers. there needs to be realistic expectation.

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CNY mood already... things have quiet down at work a bit. My staffs are eating keropok / mandarin oranges and biscuits liao.

Maybe not all bond funds on FSM MY have platform fees. FSM MY doesn't list any platform fee for RHB Islamic bond

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Looks like today is the last day of the 1% sales charge. anyone topping up?

no right or wrong,.....just individual preference....
but for me,...I think it is
TOO heavy on just his part of the world?
reduce some AIF and EMBF and go to India and US

it is a good start.....since the US and India are single country funds with higher volatility....just increase it to abt 6 ~ 8% each....
just wondering how long will it takes to reach that target?

Greetings, I am new to FSM.  What would the Sifu's here recommend in terms of fund allocation for an Agressive Portfolio with good diversification.
I have a long investment horizon.

Somewhere along the thread, I saw this :
40% CIMB Asia Pacific Dynamic Income Fund
30% CIMB Global Titans Fund
20% Kenanga Growth Fund
10% Manulife India Equities Fund

Is this good diversification and are they good funds for growth?

I would like to have some bond fund too in the mixed.  Any suggestions/recommendations are most welcomed.  Thank you.

Yea I did that. I void and make same purchase with same amount. But still have the message. Maybe need wait them to clear the order from system?

actually are HNW funds better at performing than the regular funds?

i mean if I have 100k would it be better to break it up into a portfolio rather than lump sum into one particular fund?

sad that I'm born poor. I have to start building my assets from the ground up.