It doesn't have to be binary, all this way or all that way. I have been in equities, either directly or indirectly through funds all this time. All I'm saying that the risk of global crisis seems more elevated than normal right now. Doesn't it make sense to divest some and hold more cash in anticipation? If we reach June and FN doesn't win the French elections, we can consider the risk to have fallen somewhat. If we reach the end of the year and Trump still hasn't put up his promised border taxes, we can consider the risk to be diminished even more. So I lose some equity gains for approximately a year and earn FD-equivalent interest instead. Is that so bad?

FD is a short term parking place. For short term tactical reason is ok lar. If for long term as a wealth preserver, FD suxs big time!

I am not smart wor.....I want my latte and chinnoes every breakie, lunch & supper. I want it to be serve in fine china too. Not some cheapo polystyrene foam cup. I need to look good all the time! 

Only Mdm Kwan's MYR 21.90 nasi lemak for me. The rest of you peasants can eat the cheapo 70cts nasi lemak. I don't care!  Go eat cake!
I don't wanna live like a king... I wanna live like Jib Gor!     
Xuzen

FD is a short term parking place. For short term tactical reason is ok lar. If for long term as a wealth preserver, FD suxs big time!
I am not smart wor.....I want my latte and chinnoes every breakie, lunch & supper. I want it to be serve in fine china too. Not some cheapo polystyrene foam cup. I need to look good all the time! 
Only Mdm Kwan's MYR 21.90 nasi lemak for me. The rest of you peasants can eat the cheapo 70cts nasi lemak. I don't care!  Go eat cake!
I don't wanna live like a king... I wanna live like Jib Gor!     
One year = short term ok lar. See my earlier response.

he he he... they have seen the folly of their ways!

Xuzen

Agreed.

HNWI spotted.   
Well what to do. If want to live that life, need to take risk.

For me, I just want to outrun the increase of price in Malaysia + still got extra money left over.

You don't have to invest the exact amount. If you invest less, you don't fully make use of your 0% SC benefit. If you invest more, pay the additional with normal SC. Right ?

Hi,

Sorry chipped in with fundamental Q:

The stated profit in our statement is net profit after deducting the SC (and all others charges) right?

Thanks.

FD is a short term parking place. For short term tactical reason is ok lar. If for long term as a wealth preserver, FD suxs big time!

http://www.tradingeconomics.com/malaysia/inflation-cpi

Inflation has gone up a lot

Do not believe official no. Count yourself how much your nasi lemak, your nomal kuih increase. That's the inflation number. That's what your return must return.

My nasi lemak has gone down. Kuih also.

hi all sifu, ponzi 1.0 apparently go up alot since this few week, any reason behind this?

hi all sifu, ponzi 1.0 apparently go up alot since this few week, any reason behind this?

My nasi lemak has gone down. Kuih also.

hi all sifu, ponzi 1.0 apparently go up alot since this few week, any reason behind this?

The Malaysian GE will most probably be held in the 3Q of this year after the Hari Raya holidays.

BN will be returned to power and then the market sentiments should improve.