So, in summary, the MY market will be flat pending the outcome of the General Election next year. I hope I am proven wrong. I wish the Malaysian stock market and economy well.

Sekian, terima kasih.

Sis, you are stirring up trouble. 

As usual, investors will lose money from constantly shifting from one fund to another, trying to find the next "hot" fund. This has always been the danger highlighted by any investment books.

What to do? Blame it on internet investing where everything can be done with the click of a mouse!

But my Ponzi 2 have less loss than Ponzi 1 woh.    During trump massacre, My ponzi 2 became positive while my ponzi 1 never become positive (blame it on the malaysian part ).

Guys, does anyone know anything about Amara Investment Management Sdn Bhd? How come I search online can't find any of their funds? Supposedly they have three funds. How to buy it?

Well how would we know he's not making 400K a year

I switched everything in Affin Hwang Select Asia (Ex Japan) Opportunity Fund to Ponzi 1.0

I just asked FSM about the 0.5% SC

It turns out that regardless of your attendance to either event in penang or kl, as long as on 7th and 14th Jan 830 am to 6pm, you place your order and pay within the time frame, you are entitled the promo SC even if they only process it on next working day

Same practice as per previous years.

Sorry din exactly get what u're saying.

U're saying 0.5% for
(a) Only event attendees? Or for all?
(b) Only for purchase submit on 7th and 14th?

Guys, can someone tell me which fund site carries the "Advantage BRIC" fund (by AmInvestment Bhd)? I can't find it on FSM, CIMB_Clicks, nor M2U.

Long time no see Pink Spider. Let me stir up some s**t. 

Fixed deposits is protected by PIDM up to a maximum limit of RM250K per bank. For e.g. if I deposit RM300K FD into Maybank, only RM250K will be covered by PIDM. If Maybank close shop tomorrow, I will lose RM50K.

CMF has about RM300 million. What are the chances of the money being distributed among all the banks up to a limit of RM250K only per bank. Not likely rite? So IF a bank close shop tomorrow, the Fund Manager of CMF will not get back the entire FD from PIDM.

Therefore CMF is not capital guaranteed because the underlying assets, i.e. Fixed Deposits is only guaranteed up to RM250K per bank. 

Uh, Brazil and Russia are coming out of recession. At least for 6 months it should have a double digit return. Plus diversify.

And sorry if I was rude to ask about it

Btw guys CIMB Clicks processed my UTs today. However on their site it is very lagged, still showing Dec27 prices for my holdings.

Specially for those a little thick in the skull:

Dividend from stocks are specifically from profits. Anything else are called capital repayment.

Dsitribution don't give a Jack Sh1t, it can come from profit / surplus or from pool of capital. Hence it is called distribution and not dividend.

Can some bean counter verify this? Hint hint to auntie dasecret. 

Just some questions here, I am actually looking into a fixed income funds that could provide me around 6% annual return. But upon clicking the recommended fund list, "RHB Emerging Markets Bond Fund" seems to have a nice chart that provides an average 10% PA with a balanced risk rating of 5.

While "RHB Asian Income Fund" provides a 7.93% projected annual return at a risk rating of 6.

Does that means taking "RHB Emerging Markets Bond Fund" is a better choice since it has lower risk with better returns? And they don't seems to implement any sales charge for it as well.

Hi guys, i have been a silent reader in this thread and am interested to start investing in UT by myself via FSM. Before i begin, i just want to thank all of you who have been constantly contributing ideas, thoughts, and valuable opinion in this forum.

My situation;

1. I have about rm 60k FD maturing soon, will have another rm 100k from a property sale recently.

2. Plan to invest all of this amount into UT.

3. I considered myself a newbie, and im looking for a balanced and diversified portfolio as investor.

4. Im very busy working with high mobility (travelling to remote places for work), so I am not looking to switch funds left and right, prefer to hold funds once i have invested in at least >2 months at a time.

5. Aiming for a 7-8% annual returns.

So guys, with the above points, would like to know your portfolios for me to have a start investing in FSM.

Thanks guys!

also I would suggest you place 150k into money market first and get your silver where you get a permanent discount for your investment in any EQ fund

from there build up your portfolio as you see fit

why must max stick to 6-7 fund only?
I had near 20 funds now, it balanced my profolio, single fund drop wont cause much chabge for me, still averange I have positive profit. It earn slowed but it diversified.

ya.. Learning Curve for me...
Is time to seat down and study prperly
I really found no one for proper guide. And I am from medical field too, learning investment from zero since 3 yrs ago.

OK, THis is my Investements
I know got lot of Overlapping
The last three was investement with affinhwang agent.
YA Learning Curve for me..
I need sometime to analysis it again.

As requested
Name of Fund Payment Method Profit (%)
1 Affin Hwang Select AUD Income Fund - MYR Cheque -0.74
2 Affin Hwang Select Asia (Ex Japan) Quantum Fund  Cheque -3.51
3 Affin Hwang Select SGD Income Fund - MYR Cheque 7.54
4 AmAsia Pacific REITs - Class B (MYR)Cheque -0.87
5 CIMB Islamic Asia Pacific Equity Fund - MYR Cheque -1.38
6 CIMB-Principal Asia Pacific Dynamic Income Fund - MYR Cheque 12.85
7 CIMB-Principal Global Titans Fund Cheque 20.44
8 Commodities Equity Cheque 15.78
9 Eastspring Investments Asia Pacific Equity MY FundCheque 20.12
10 Eastspring Investments Asia Pacific Ex-Japan Target Return Fund  Cheque -3.08
11 Eastspring Investments Bond Fund  EPF Account 1 -2.57
12 Eastspring Investments Dana Al-IlhamEPF Account 1 -1.40
13 Eastspring Investments Dynamic FundEPF Account 1 1.33
14 Eastspring Investments Global Leaders MY FundCheque 22.24
15 Eastspring Investments Japan Dynamic MY Fund - MYR HedgedCheque 21.06
16 Eastspring Investments MY Focus Fund EPF Account 1 -4.84
17 Eastspring Investments Small-Cap Fund  Cheque -6.15
Eastspring Investments Small-Cap Fund  EPF Account 1 -7.92
18 Kenanga Asia Pacific Total Return Fund Cheque 0.81
19 Kenanga Growth Fund EPF Account 1 -2.55
Kenanga Growth Fund Cheque 4.86
20 Kenanga Syariah Growth Fund EPF Account 1 -2.77
21 Maybank Bosera Greater China ASEAN Equity-I Fund - Class A (MYR) Cheque 9.35
22 Pacific Global Stars Fund Cheque 14.75 (left over Profit)
23 RHB Big Cap China Enterprise Fund  Cheque 7.41 (left over Profit)
24 TA European Equity Fund Cheque 15.90 (left over Profit)
25 RHB Cash Management Fund 2  Cheque 1.74
26 AffinHawang AIIMAN PRS GROWTH fund
27 AffinHawang AIIMAN PRS SHARIAH GROWTH fund 
28 AFFINHWANG AIIMAN GROWTH FUND 

Long list ya...
Those EPF one I admit, I didnt study properly just tembak... was inveested to aim total amount into reward programs

And I am aiming selling off these

10 Eastspring Investments Asia Pacific Ex-Japan Target Return Fund 
12 Eastspring Investments Dana Al-Ilham
13 Eastspring Investments Dynamic Fund
16 Eastspring Investments MY Focus Fund
20 Kenanga Syariah Growth Fund
22 Pacific Global Stars Fund
23 RHB Big Cap China Enterprise Fund
24 TA European Equity Fund
27 AffinHawang AIIMAN PRS SHARIAH GROWTH fund
28 AFFINHWANG AIIMAN GROWTH FUND

Maybe next week or later..
I am waiting affihwang agent give me a greenl iefe to transfer out into Fundsupermart. Now they are still busy with the last year things, no time entertain my request yet..

Just browse through Malaysia funds, see that Eastspring investment Equity Income Fund, which has very similar performance trend with KLCI

Wanted to know anyone invest in this fund and comments?

Also seeing that this fund and eastspring investment my focus fund are both Malaysia general equity fund

JUST that the former is equity income and equity captial growth, what are thebdifference between this two and how much they differ in the kind of stock selection?

Thinking to only keep one Malaysia fund, should I keep kgf or kapchai?

Anything is possible. I'm just going to stay away from investing in a fund that solely invest in the local market for at least the 1st quarter to see what happens.
On the other hand, is there any funds in Malaysia that only invest in Blue Chip stocks ?

But I remember last month when FSM reintroduce this fund along with esther bond, they were all in 0% SC because in FSM, all of them were fixed income fund

Apparently FSM had reclassified esther income to mixed asset and charged 1% SC 

Wanted to ask, had anyone received the esther bond distribution?

FSM, yes, x date 12/12, reinvestment 21/12, yet one year gone still havent receive distribution 
Thats why I ask, ponzi 1 received, why esther bond take longer

Very lazy to recalculate

By any chance you are confusing Affin Hwang with Kenanga ? I don't know why Kenanga is suddenly in the picture. 

the lady haven't had her coffee yet or either that we haven't had our coffee yet to get what she meant. either waydasecret I would ask you out for breakfast or most of you if I'm in West malaysia. =)

No one update 2016 ROI one? Lol