Fixed Deposit Rates In Malaysia V. No.15, Strictly for FD Discussion Only
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 Feb 23 2017, 09:09 PM
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Junior Member
40 posts Joined: Jan 2009  
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QUOTE(cclim2011 @ Feb 23 2017, 04:29 PM) bong bong give you some of my preference... For your information, AmBank promotion - 9 months ( 4% ) already closed.If age over 40, can go alliance (1 year) 4.05 If not, OCBC (1 year) or AMbank (9 month) 4 If Internet Savvy, Hong Leong (8 month). 4  |
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Feb 23 2017, 09:46 PM
Show posts by this member only | IPv6 | Post
#922
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Senior Member
1,701 posts Joined: Feb 2011
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QUOTE(TANjb @ Feb 23 2017, 09:09 PM) For your information, AmBank promotion - 9 months ( 4% ) already closed. ok thank you.QUOTE(Cookie101 @ Feb 23 2017, 07:18 PM) LMAO!!!!!!!!!!!! Haha. Thanks for the compliments. I hoped I (or we? Just had dinner and thought of coming back to check for updates... This made my evening... Come...  And seriously you have good patience.  ........................... On side note: that's how we derive the total interest we earn, so technically not wrong what...   I'll give you one piece of cookie. With chocolate chip toppings. 🍪  ) made your evening well then It just bewildered me people could not understand the meaning of "rate" and "per annum" and mixed it up with absolute value.  QUOTE(carentan @ Feb 23 2017, 07:38 PM) really? Yeah, HSBC will give you 4.88%pa for three months if you're new to them. Max at 200k.i am not aware of this........ |
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Feb 24 2017, 03:30 AM
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Senior Member
1,624 posts Joined: Apr 2011
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QUOTE(Deal Hunter @ Feb 21 2017, 11:25 PM) Thanks for the photo of the Ambank FD offers. You do not need to have 200k first before qualification. You can top up existing money (FD) in Am bank to qualify the priority rate of 4.08%I finished off my survey walk around with another visit to another Ambank branch to confirm on the actual nitty gritty before deciding. For both offers, the interest is paid on maturity into a CASA account. It is an Islamic TD-i FD and there is no payment of monthly interest. There is no exception, not even for senior depositor. The 4.08% for 8 months with minimum of 50k is not for everybody but only for Ambank Signature Priority customer. Meaning place 200k plus into CASA first before can qualify. |
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Feb 24 2017, 06:39 AM
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Senior Member
667 posts Joined: Jan 2005
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QUOTE(TOMEI-R @ Feb 23 2017, 05:26 PM) Welcome. Your Rm800k will sure help achieve the Rm888,888,888.88 target for 4.18% interest for sure. Only issue is, you have to ibg tranfer Rm30k daily over from another bank to your HLBB which I think is stupid and troublesome. Using M2U, you can do multiple FPX payments of 30k within a day |
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Feb 24 2017, 08:51 AM
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Senior Member
1,311 posts Joined: Oct 2012
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Glad Affin used OMG instead of LOL
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Feb 24 2017, 09:48 AM
Show posts by this member only | IPv6 | Post
#926
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Senior Member
2,181 posts Joined: Oct 2007
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Fyi..pbbank 3.95 12-months islamic FD still available....been updating my expired FD by topping up like 2k...hence no need fresh fund
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Feb 24 2017, 09:58 AM
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Junior Member
146 posts Joined: Dec 2005
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Is it only for islamic FD? Conventional non islamic account got FD @ 3.95% for 12 months or not?
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Feb 24 2017, 10:15 AM
Show posts by this member only | IPv6 | Post
#928
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Senior Member
2,181 posts Joined: Oct 2007
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QUOTE(audionutter @ Feb 24 2017, 09:58 AM) Is it only for islamic FD? Conventional non islamic account got FD @ 3.95% for 12 months or not? conventional 3.88% i think....actually any difference between the two  |
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Feb 24 2017, 10:43 AM
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Junior Member
83 posts Joined: Dec 2008
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yesterday just went to Affin bank,get 4% for normal FD 12month (not the OMG package)
This post has been edited by liamlain: Feb 24 2017, 10:44 AM |
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Feb 24 2017, 11:00 AM
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Junior Member
376 posts Joined: Dec 2013
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QUOTE(liamlain @ Feb 24 2017, 10:43 AM) yesterday just went to Affin bank,get 4% for normal FD 12month (not the OMG package) are you required to open a saving or current a/c? TQ |
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Feb 24 2017, 11:40 AM
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Junior Member
83 posts Joined: Dec 2008
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QUOTE(giko @ Feb 24 2017, 11:00 AM) are you required to open a saving or current a/c? TQ nope,i just went ther withdraw my FD,they offer me again 4% |
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Feb 24 2017, 11:54 AM
Show posts by this member only | IPv6 | Post
#932
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All Stars
24,219 posts Joined: Mar 2007 From: Kuala Lumpur
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QUOTE(carentan @ Feb 23 2017, 07:34 PM) u mean i got to transfer all the fund to HLB within 5 days via internet? Refer to below statement.i am not najib cant do that. QUOTE(gilabola @ Feb 24 2017, 06:39 AM) Using M2U, you can do multiple FPX payments of 30k within a day If carentan has a Maybank ac that is. |
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Feb 24 2017, 11:56 AM
Show posts by this member only | IPv6 | Post
#933
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All Stars
24,219 posts Joined: Mar 2007 From: Kuala Lumpur
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QUOTE(carentan @ Feb 23 2017, 07:38 PM) really? Just hang around this thread and see whats the best offer is for you. A lot of people update the latest rates here. Which bank to place will also depend on how long your placement will be, not just the interests rates.i am not aware of this........ |
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Feb 24 2017, 12:04 PM
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Senior Member
1,064 posts Joined: May 2016
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QUOTE(lowdensity @ Feb 23 2017, 08:10 PM) 3.83% for Islamic 12 months. Thanks for the update on Hong Leong from previous 3.75% p.a increased to 3.83% for Islamic 12 months.  But my fengshui b1mbo thinks must be a typo or bad printout. According to her, the second decimal place should be 0, 5 or 8 but not 3 for her 3D numbers. She says macam Hong Leong 4.18, Affin 3.58, 3.68, 3.78, 3.88, 3.98, 4.00, 4.05 and 4.10, Bank Rakyat 4.08 and etc etc. Like dat, then it should be not be 3.83 but 3.80, 3.85 or 3.88 instead.  This post has been edited by Deal Hunter: Feb 24 2017, 01:31 PM |
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Feb 24 2017, 12:43 PM
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Junior Member
14 posts Joined: Dec 2015
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HLBank straight FD 6 months @ 3.8% PA.
interest credited to HLB savings account. promo ends 28 Feb. good for old timers who hve no online accounts. ++++++++ |
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Feb 24 2017, 02:53 PM
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Senior Member
6,779 posts Joined: Dec 2005 From: Kuala Lumpur
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Which FD is good and flexible (means interest is by day)? HL Mach?
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Feb 24 2017, 04:22 PM
Show posts by this member only | IPv6 | Post
#937
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Junior Member
132 posts Joined: Aug 2013
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walk in to few bank, seems OCBC is the best.
as long as ur saving account have 200K, they pay 3.8% PA. kindly remind this is not FD you can withdraw or deposit money anytime, so no lock in period. the saving account is link to to current account, mean basically u can use the cheque facility. once u issue a cheque, the subject amount will transfer from saving account to current account automatically. very convenience. |
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Feb 24 2017, 04:43 PM
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Newbie
6 posts Joined: Jan 2017 
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What is the criteria for the Affin 12 months 4% fixed d? I check their rates, it's still 3++ only
This post has been edited by 1dot12: Feb 24 2017, 04:45 PM |
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Feb 24 2017, 06:39 PM
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Senior Member
667 posts Joined: Jan 2005
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Any views whether the hong leong e-FD will make it to 888 mil...its currently at 552 mil with only 5 days left
Extra 0.18% interest if it reaches 888 mil This post has been edited by gilabola: Feb 24 2017, 06:40 PM |
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Feb 24 2017, 07:24 PM
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Senior Member
1,064 posts Joined: May 2016
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QUOTE(1dot12 @ Feb 24 2017, 04:43 PM) What is the criteria for the Affin 12 months 4% fixed d? I check their rates, it's still 3++ only Affin Bank special offer to keep FD customer who wanted to take out FD and cabut to other bank. Nothing to do with promo or normal rates.  |
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