Bank Islam

TDT - 12 months at 4%
Till 31/12/2024 or quota finish, whichever is earlier

Question on premature withdrawal of eFD

For Maybank:
I have 12-month FD from 1 June 2024 to 1 June 2025, and interest is credited monthly.
If I uplift on 1 Dec 2024, how much interest will Maybank claw back ?

All of it for immediate uplift

speaking from fact or hearsay ?

From MBB FAQ



This post has been edited by ronnie: Dec 1 2024, 09:30 PM

See under
Immediate Fixed Deposit Premature Withdrawal (Without 31 days’ Notice Period)
https://www.maybank2u.com.my/maybank2u/mala...ed_deposit.page?

They will clawback 100% without notice, and 50% with 31 days notice from the principal.

Question for all. From experience, is HLB inwards FPX more stable than MBB? MBB seems to have many cases money hilang on transit
Since HLB offer now is for Fresh Fund so wondering about this

HLB system is so far stable for me. MBB always down when want to do FD. Duitnow maintenance, etc

After my funds entered the MBB twilight zone a few times last year, I have boycotted placing FD in MBB via FPX. I have also heard from other sources that MBB will not invest to correct its system weaknesses in FPX as this transaction type is to be replaced gradually. Not so sure if this is correct.

For the past 3 years i had done many FPX trans to HLB for FD and almost never had any issues
MBB 9/10 will have issues - I only use MBB as a saving acct Only :-)

No issue from me, although my last FD was placed 6 months ago with HLB. Because the rates has not been attractive since then.

the current 3.85% 9m is sort of a decent rate IMO. although i think main priority for me is the BeU by Bank Islam, 4% for 12 months

but d BeU vry mafan. or issit mafan for those dun hav acc wit bank islam. everytime wanna put in TDT need scan ic n face. withdrawal, it went back to bank which we use for fpx.

BEU use app. register once and no need acc with bank islam. so far can withdraw and deposit

HLB eFD promo 3.85% p.a. 9 months from 2 December 2024 - 5 January 2025


https://www.hlb.com.my/en/personal-banking/...promo-efd-dec24

From Affin RM

Invikta Customer Special FD promotion rate, until 10 December 2024 only

Existing funds, top up 5% 12 months 4%

Fresh funds, 12 months 4%

Min RM50K

Salam folks, I put together a simple site for tracking promo fd rates recently, intended to be public benefit project. Lemme know what improvement you would like seeing

https://myfd.neocities.org/

This post has been edited by SamTheBoi: Dec 4 2024, 11:47 PM

Actually the bank Acc created is somehow Bank Islam also. I remember to transfer money to BEU from Maybank or something, i need to select Bank Islam. But yeah, just register and scan face one time only, much better than OTC at Bank Islam.

add an extra column , Interest crediting frequency

Monthly
Quarterly
6 Month
Upon Maturity

Put a column indicating placement whether is by way of "Over the counter" or "Online".

Some bank require the promotion rate FD only can be placed at the counter. Some bank require to be placed by online FPX.

The indication offer great help to people who primally choose bank for deposit base on the mode of placement FD.

Thank you.

received this from BI.. 4.15% no guarantee
but usually is paid as stated
any one wanna try?


Attached thumbnail(s)

The 1st monthly interest from Muamalat is credited to SA.