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Fixed Deposit Rates In Malaysia V. No.15, Strictly for FD Discussion Only
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GrumpyNooby
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 Jun 10 2020, 09:50 PM
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QUOTE(paramdav @ Jun 10 2020, 09:45 PM) hi does Public bank has any FD promo rates now?  Campaign link: https://www.pbebank.com/Personal-Banking/Pr...mpaign-(3).aspxT&C: https://www.pbebank.com/pdf/Promotions/efd-...0620-bm-tc.aspxPB Fixed Deposit / Term Deposit-i CampaignPlease be informed that the Campaign Period of “PB Fixed Deposit / Term Deposit-i” has been extended to 30 June 2020. The promotional interest / profit rate under the “PB Fixed Deposit / Term Deposit-i” Campaign has been revised with effect from 1 June 2020.  Click here for the revised Terms and Conditions in English. https://www.pbebank.com/pdf/Promotions/PB-F...Di-T-C_ENG.aspxThis post has been edited by GrumpyNooby: Jun 10 2020, 09:51 PM |
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GrumpyNooby
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Jun 12 2020, 01:55 PM
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QUOTE(okuribito @ Jun 12 2020, 01:45 PM) is this on their website yet? Tried calling my branch pic but can't get thru Given that image of plane, there's some relevant sharing in their FB: |
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GrumpyNooby
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Jun 15 2020, 09:41 AM
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QUOTE(Human Nature @ Jun 15 2020, 09:41 AM) Ah okay  Definitely a human Alien or ghost from the other world can place FD?  This post has been edited by GrumpyNooby: Jun 15 2020, 09:42 AM |
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GrumpyNooby
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Jun 16 2020, 01:08 PM
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QUOTE(Human Nature @ Jun 16 2020, 12:53 PM) I placed an FD last week before the campaign started. Although I brought in a cashier order >RM10k for new placement, I managed to renew my existing FD at promo rate on a separate cert. So my impression is that can renew at promo rate because usually top-up means have to be in the same cert. Did you ask if next month another OPR cut, will they refine the campaign rate? |
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GrumpyNooby
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Jun 16 2020, 03:08 PM
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QUOTE(MNet @ Jun 16 2020, 03:03 PM) Anything below 3% is not attractive now  |
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GrumpyNooby
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Jun 16 2020, 07:21 PM
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QUOTE(BoomChaCha @ Jun 16 2020, 07:19 PM) Hah..? Lagi 2 free towels? So worth RM 20 bonus..  RM 10 per towel? Premium quality towel? |
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GrumpyNooby
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Jun 17 2020, 10:34 AM
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QUOTE(batsashimi @ Jun 17 2020, 10:33 AM) Will there be any penalty for fd withdrawal? I don't mind losing any interest since my placement are recent anyway Penalty is the losing the incurred interest. |
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GrumpyNooby
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Jun 18 2020, 07:39 AM
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QUOTE(audionutter @ Jun 18 2020, 07:04 AM) Does RHB have any FD promotions? What is the best RHB FD rate?   Campaign link: https://www.rhbgroup.com/280/index.htmlCMD-i via OTC T&C: https://www.rhbgroup.com/280/files/CMD-i_TnC.pdfe-TD via FPX T&C: https://www.rhbgroup.com/280/files/TnC_e%20...280_12_mths.pdf |
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GrumpyNooby
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Jun 18 2020, 02:53 PM
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QUOTE(cwk1997 @ Jun 18 2020, 02:52 PM) In the RBH T&C, there's this term, *Should there be an Overnight Policy Rate (OPR) change; the Promotional Rate may be revised. Does this mean if the OPR drops in July, the 2.7% rate will also drop accordingly for existing depositors? No impact to placed FD. The promo rate could be revised and impacting on new placement. |
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GrumpyNooby
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Jun 22 2020, 09:55 PM
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QUOTE(rocketm @ Jun 22 2020, 09:54 PM) Anyone placed CIMB efd promo 3 mth- 2.45% 6 mth- 2.50% 12 mth- 2.55% min 5k Does the fund can be from existing CIMB saving account or need to do FPX transfer from other bank? No need FF. |
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GrumpyNooby
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Jun 22 2020, 10:04 PM
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QUOTE(rocketm @ Jun 22 2020, 10:01 PM) FF = fresh fund in fixed deposit world |
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GrumpyNooby
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Jun 23 2020, 04:14 PM
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QUOTE(eujin @ Jun 21 2020, 07:19 PM) Any promotion with Maybank fd since the last expired on 18 June 2020? #StayAtHome & Enjoy with higher Maybank Islamic Fixed Deposit-i (eIFD-i) profit rate via FPX. Directly deposit your funds from other banks to your eIFD-i with FPX to enjoy extra returns today. Campaign period: 19 June 2020 to 30 June 2020 on first come first served basis, valid until 30June 2020 or upon reaching the campaign limit, whichever is earlier. https://www.maybank2u.com.my/maybank2u/mala...Odw89sF94bP_Xu4This post has been edited by GrumpyNooby: Jun 23 2020, 04:15 PM |
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GrumpyNooby
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Jun 24 2020, 10:29 AM
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QUOTE(whycanot323 @ Jun 24 2020, 10:27 AM) https://www.sc.com/my/deposits/psa/whats the tricky part of this campaign? lets say minus the invest part , 5.6%-2%=3.6% Nothing tricky and it is as straight forward as stated in the PSA T&C. Discussion thread: https://forum.lowyat.net/topic/4892672/+660#entry97234433This post has been edited by GrumpyNooby: Jun 24 2020, 10:33 AM |
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GrumpyNooby
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Jun 24 2020, 08:41 PM
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QUOTE(batsashimi @ Jun 24 2020, 08:39 PM) guys.. efd through fpx got limit? lets say i want to place 200k in hlb.. and my cimb fpx per day is limit 30k.. i have to do it 7 days?? Normally whichever is lower. QUOTE 8. The maximum deposit amount per transaction via FPX transfer is Ringgit Malaysia Two Hundred Thousand (RM200,000) or is subject to such prescribed maximum amount/limit of transfer in the Customer’s individual internet banking maintained with the relevant bank, whichever is lower. https://www.hlb.com.my/content/dam/hlb/my/d...romo-tnc-en.pdf |
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GrumpyNooby
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Jun 24 2020, 09:23 PM
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QUOTE(batsashimi @ Jun 24 2020, 09:21 PM) the limit is differ from bank to bank right? i tried maybank it was like 50k, then the page goes error after another placement Yes, the FPX limit differs bank to bank From CIMBClicks>Services>Clicks Transaction Limit  |
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GrumpyNooby
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Jun 24 2020, 09:57 PM
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QUOTE(Human Nature @ Jun 24 2020, 10:38 AM) Yes, i foresee very likely to keep decreasing as that’s what everyone is saying. Will be making my UOB to BR routine again after lunch. To collect last week’s cert and make new placement. Already make a note to ask for free gift. Maybe no more cut? May's deflation not a reason for another OPR cut — economistshttps://www.theedgemarkets.com/article/mays...0%94-economists |
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GrumpyNooby
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Jun 25 2020, 09:11 PM
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QUOTE(dannyw @ Jun 25 2020, 09:04 PM) Ambank so strict? By right should be allowed. Term is fresh fund, not necessary from same account name. I did few from different account holder name FPX to HLB no issue at all. I thought to comply with AMLATFA, financial institutions including fund managers should not accept funds especially electronic transfer from third party accounts (e.g. an account with another person’s name, regardless of relationship). Correct me if I'm wrong. |
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GrumpyNooby
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Jun 26 2020, 04:57 PM
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QUOTE(cherriesberries @ Jun 26 2020, 04:54 PM) Hi all, would like to confirm if the effective rate for the following promo is 3%? I tried calculating myself, seems like the effective rate for the 5 months step up FD is 3%. Thank you.   https://www.alliancebank.com.my/Alliance/me...ign-TC_June.pdfThe bank has already advertised the EIR is 3% pa. |
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GrumpyNooby
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Jun 26 2020, 07:58 PM
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INTERACTIVE: Prudent M'sians drive jump in bank deposits amid Covid-19 uncertaintiesAccording to the central bank's monthly data, savings by individuals in ordinary savings accounts rose by RM6.37bil in March to RM170.03bil compared with February. The amount saved jumped further in April by RM9.57bil to RM179.6bil. https://www.thestar.com.my/news/nation/2020...9-uncertaintiesMaybe this could trigger BNM to consider another OPR cut next month.
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GrumpyNooby
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Jun 26 2020, 09:14 PM
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QUOTE(David_Yang @ Jun 26 2020, 09:10 PM) Yes, high possiblity. When is BNM next meeting? Need to finish "everything" until then  6/7/2020 & 7/7/2020 |
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