Not the same Alliance eFD campaign that everybody is talking about?

This post has been edited by GrumpyNooby: Jun 3 2020, 06:55 PM

The promo code can only applied for once:

Sorry, I don't know.
I don't have account with Alliance.
Maybe you should ask ??!!

This post has been edited by GrumpyNooby: Jun 3 2020, 08:06 PM

According to the T&C:

3. This Campaign is open to selected existing individual customers of the Bank (“Eligible Customers’) who:
3.1 Received the promotional Short Message Service (“SMS”) from the Bank;
3.2 Received the promotional Electronic Direct Mailer (“EDM”) from the Bank; or
3.3 Received the secured mail message in the allianceonline mailbox.

7. In order to participate in this Campaign, the Eligible Customers who yet register for allianceonline mobile are required to register as allianceonline mobile customers during the Campaign Period. Upon successful registration at the allianceonline mobile, a Push notification will be sent by the Bank within three (3) weeks via the allianceonline mobile app.
8. A customised Promo Code will be provided for the Eligible Customers who are entitled for an e-FD placement which will be notified through a Push Notification within the Campaign Period. Upon receiving a Push Notification, the Eligible Customers are required to check the allianceonline secured mail message for the Promo Code.

If interest for CASA is insignificant/negligible, EIR of 2.97% for 12m is considerably good given there's a high chance of another 1 or 2 OPR cuts in the pipeline till end of year.

Effective interest rate since 10% is earmarked to CASA for 3m.
Assuming no return from CASA, min EIR is 3.3% pa x 0.9 = 2.97% pa

This post has been edited by GrumpyNooby: Jun 4 2020, 07:03 PM

Campaign link: https://www.pbebank.com/Personal-Banking/Pr...mpaign-(3).aspx
T&C: https://www.pbebank.com/pdf/Promotions/efd-...0620-bm-tc.aspx

Once you logged in go to Account>Fixed Deposit>PB eFD>Placement
A pop up will appear and once you click on "OK to Proceed", it'll force to you to use FPX to source the eFD.





This post has been edited by GrumpyNooby: Jun 5 2020, 10:34 AM

Campaign link: https://www.rhbgroup.com/280/index.html

CMD-i via OTC T&C: https://www.rhbgroup.com/280/files/CMD-i_TnC.pdf
e-TD via FPX T&C: https://www.rhbgroup.com/280/files/TnC_e%20...280_12_mths.pdf

This post has been edited by GrumpyNooby: Jun 5 2020, 02:15 PM

For 12m, the one I posted on top you should be the highest.

That's why I quoted min EIR of 2.97%.

Dropped to 2.65% pa starting 1/6/2020



https://www.ocbc.com.my/personal-banking/ac...ed-deposit.html



This post has been edited by GrumpyNooby: Jun 6 2020, 08:33 PM

How you get access or register for Affin Online without ATM/Debit card?
I thought First Time PIN for Affin Online needs to be setup/created using it.

This post has been edited by GrumpyNooby: Jun 8 2020, 07:33 PM

I have no problem with AffinSecure.
I have made 4 placements since May 2020.

Example is HLB



20. Subject to Clause 20 herein, for Conventional FD, partial withdrawal of FD Placement Amount is allowed in multiples of Ringgit Malaysia One Thousand (RM1,000) only. However, in the event the amount in Conventional FD is less than Ringgit Malaysia Five Thousand (RM5,000), no partial withdrawal is allowed for that particular account.
Notwithstanding the foregoing, the CASA Placement Amount must be maintained throughout the Earmark Period.

https://www.hlb.com.my/content/dam/hlb/my/d...omotion-tnc.pdf

This one?

Yes, it looks like down.
Page not loading anything.

It's back online!

So which internet banking portal is stupider?

Affin Online or MBSB Online?