For small time player like me, from the promo that is ongoing, PBB-i would be the best 3.95% for 12 mths...

Do take note that, if you withdraw any saving plan before maturity, you are going to lose your principal, which is kinda defeat the purpose of "saving"
Take your time, read through the proposal

Case study: in 2009, ASM Chinese quota of 999mil units was sold out before lunch time was over.
Given the time frame and decent rate of this promo, it shouldn't be that hard to be filled up, unless there is a better deal elsewhere


My bank allows me to transfer 30k a day, do it 17 times, and you are good.


Kinda regret not to take these "long term" FD

was surprised when i went topublic bank to take out my funds which matured on sunday. after everything was done, the teller handed me some cash & said this is the non-working day interest. small amount but felt good

Ya, I have reported the same experience with PBB here last year. The teller will calculate the non working day and give u cash straight away.

Other banks:
AmBank will calculate and bank in the interest
RHB ditto
OCBC ditto

UOB and BR best, adjust maturity date to next working day.

HL wise now 1 week still no news. Claim have to check with HQ. Going to kacao them today.

This post has been edited by bbgoat: Jan 10 2017, 09:13 AM

Managed to deposit more than 30K for the latest HLB promo using fpx transfer from maybank.
Happy depositing you all .😀

This post has been edited by drbone: Jan 10 2017, 09:58 AM

are you saying i am going to have 17 FD placements in hong leong bank if i were to take up this promotion?

and all the 17 placements in 17 consecutive days?

Sounds fun isnt it? I am making my 2nd placement today

Maybank daily limit is depend what you set, I managed to FPX Rm40K last night to HLB 4.18% FD promotion.

So you guys select the Interest 'add to principle' or 'credit to account'?

Based on previous experience, I would rather choose 'Credit into account', however wonder on the 'Extra Interest/Hibah of 0.18%'. Not sure back will decide at the end of the period or... ?

Will it affect when we choose different Interest type?

This post has been edited by dannyw: Jan 10 2017, 11:19 AM

I chose credit into account. On a separate note , the previous online fd promo had monthly credit of interest into savings however for the current promo, that option is not there.

Sorry, not really get you.

Is this what you meant?

I still can see this note.



Attached thumbnail(s)

Yup I chose credit into account.

Best rate ever from CIMB , walk in, 4% for 3 months ..



This post has been edited by ninjawin: Jan 10 2017, 12:27 PM

so maybank eGIA for 6 and 12 months no more.... so is eGIA for 1 or 2 or 3 months still available? Kind of confuse here ...

CIMB don't have standard for promotion..some branch totally board rate

I have called HLB and AMB rate now 3.8% Promotion

True..sometimes i get 3.95 . 3.80

which branch?

c180 cheras