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 Fixed Deposit Rates In Malaysia V. No.15, Strictly for FD Discussion Only

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nkhong
post Jan 9 2017, 02:25 PM

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Hi guys, for hong leong fpx transfer, if i want to transfer the money from maybank, do you know under which category i should the limit transaction? There are four categories i can set the limit, third party transfer, giro transfer, instant bank transfer or foreign telegraphic transfer? My guess should be instant bank transfer limit. Just want to confirm here if any forummer know the answer.
drbone
post Jan 9 2017, 02:45 PM

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QUOTE(nkhong @ Jan 9 2017, 02:25 PM)
Hi guys, for hong leong fpx transfer, if i want to transfer the money from maybank, do you know under which category i should the limit transaction? There are four categories i can set the limit, third party transfer, giro transfer, instant bank transfer or foreign telegraphic transfer? My guess should be instant bank transfer limit. Just want to confirm here if any forummer know the answer.
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You have to click on the promo link for the FD in your HLB connect account and it will direct you accordingly.
SUSgsem984
post Jan 9 2017, 02:55 PM

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QUOTE(tedtarg @ Jan 9 2017, 02:10 PM)
full description of the promo is at : https://www.hlb.com.my/main/promotion/20170109-001-efd

terms and conditions are up and available at : https://www.hlb.com.my/main/assets/files/pr...inal-170103.pdf

the relevant bit about the bonus 0.18% is :

8. The Eligible Customers is entitled for an Extra Interest/Hibah of 0.18% p.a., subject to the following conditions:
1) The Bank achieve the fund size of RM888,888,888; and
2) No premature withdrawal of the eFD/eFD-i placement; or
3) the Bank may at its discretion, award Eligible Customers with the Extra Interest / Hibah rates even if the
targeted fund size is not met

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hi, am i entitled to this prom if i just bring a cheque to bank into the FD?
Omgf
post Jan 9 2017, 02:56 PM

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For the FPX, is it maximum transaction 30k from CIMB per day?
Second placement failed.
sendohz
post Jan 9 2017, 02:57 PM

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QUOTE(gsem984 @ Jan 9 2017, 02:55 PM)
hi, am i entitled to this prom if i just bring a cheque to bank into the FD?
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Nope. It's e-FD using FPX to transfer money.
okuribito
post Jan 9 2017, 03:02 PM

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QUOTE(tbheng @ Jan 9 2017, 02:22 PM)
Got into AmBank 4.1% today for 3years. Rollover from my last FD and backdated to start from last Saturday, no need to ask for weekend interest. (My last FD matured on last Saturday.)
Took 3 years, too tired to run around. So slow doing FD over the counter.
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Is there a minimum amount?
owodog91
post Jan 9 2017, 03:04 PM

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QUOTE(Omgf @ Jan 9 2017, 03:56 PM)
For the FPX, is it maximum transaction 30k from CIMB per day?
Second placement failed.
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I think only maybank can go through multiple placement in one day
SUSgsem984
post Jan 9 2017, 03:05 PM

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QUOTE(sendohz @ Jan 9 2017, 02:57 PM)
Nope. It's e-FD using FPX to transfer money.
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OK, but do you know whether there is a limit for FPX transfer? I have 500k to transfer.
bbgoat
post Jan 9 2017, 03:30 PM

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QUOTE(okuribito @ Jan 9 2017, 12:40 PM)
I called MBSB & they say max 4.1% for 12m & min 50k. Maybe those who got 4.2% is because principal is 6-digits.

I asked if interest is paid monthly & they told me only on maturity.

Anyone else got monthly interest from MBSB for 5digit placement?
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Ya, for 4.2%, 6 digits level. Interest still on maturity. Nego but still unable to get monthly interest for 4.2% either 9 mth or 12 mth FD. biggrin.gif
drbone
post Jan 9 2017, 03:40 PM

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QUOTE(owodog91 @ Jan 9 2017, 03:04 PM)
I think only maybank can go through multiple placement in one day
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Yes so far maybank allows >100K transactions for HLB FD promo via fpx
yclai118
post Jan 9 2017, 04:35 PM

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QUOTE(whojen @ Jan 9 2017, 12:57 PM)
[attachmentid=8377807]
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here's the link
https://www.publicislamicbank.com.my/pdf/Te...1oct-30nov.aspx smile.gif
familyfirst
post Jan 9 2017, 05:08 PM

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QUOTE(tbheng @ Jan 9 2017, 02:22 PM)
Got into AmBank 4.1% today for 3years. Rollover from my last FD and backdated to start from last Saturday, no need to ask for weekend interest. (My last FD matured on last Saturday.)
Took 3 years, too tired to run around. So slow doing FD over the counter.
*
I understand when you say you are "tired". I too moved it to 3 yrs but into fixed income bond funds. Really tiring after several years hunting for FD. Haha.
tbheng
post Jan 9 2017, 05:17 PM

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QUOTE(okuribito @ Jan 9 2017, 03:02 PM)
Is there a minimum amount?
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Din ask for min. But it is not advertised rate. Need to ask from branch. Btw, it is also monthly interest crediting to SA. Great!
filage
post Jan 9 2017, 05:24 PM

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Anyone knows what is this RHB savings product that has smth like 4% on certain balances..etc..

Some marketing staff were promoting to me. But I didn't study the thing in detail yet.
Even forgot the name of that product.


bbgoat
post Jan 9 2017, 05:43 PM

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QUOTE(tbheng @ Jan 9 2017, 02:22 PM)
Got into AmBank 4.1% today for 3years. Rollover from my last FD and backdated to start from last Saturday, no need to ask for weekend interest. (My last FD matured on last Saturday.)
Took 3 years, too tired to run around. So slow doing FD over the counter.
*
Talking about AmBank, this made me really "treasure" the 2/3/5 years FD promo with AmBank at 4.6/4.5/4.55% rates that were still running. rclxms.gif Last one till Oct 2020 ! thumbup.gif
tbheng
post Jan 9 2017, 05:51 PM

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QUOTE(bbgoat @ Jan 9 2017, 05:43 PM)
Talking about AmBank, this made me really "treasure" the 2/3/5 years FD promo with AmBank at 4.6/4.5/4.55% rates that were still running.  rclxms.gif Last one till Oct 2020 ! thumbup.gif
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True.. I still hv one more @ 4.5% ending 2018.
I asked, nothing this year? Branch Manager responded only one: 4% for 9mth, min 500k.
bbgoat
post Jan 9 2017, 05:57 PM

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QUOTE(tbheng @ Jan 9 2017, 05:51 PM)
True.. I still hv one more @ 4.5% ending 2018.
I asked, nothing this year? Branch Manager responded only one: 4% for 9mth, min 500k.
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In 2015, AmBank has been quite aggressive in FD promo. Then in 2016, not much going on. I recently went for MBSB 9 mth 4.2% which net RM200 for every 100k that I put in, compared with AmBank 4%. For 500k, it would have been RM1k more. biggrin.gif

Oh sorry I was using p.a. yield to calculate. Actual should be 9/12X1k for the add'l gain. biggrin.gif

This post has been edited by bbgoat: Jan 9 2017, 06:00 PM
Bonescythe
post Jan 9 2017, 06:20 PM

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QUOTE(bbgoat @ Jan 9 2017, 05:43 PM)
Talking about AmBank, this made me really "treasure" the 2/3/5 years FD promo with AmBank at 4.6/4.5/4.55% rates that were still running.  rclxms.gif Last one till Oct 2020 ! thumbup.gif
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Salute u.. u really win on this!
filage
post Jan 9 2017, 06:29 PM

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QUOTE(filage @ Jan 9 2017, 05:24 PM)
Anyone knows what is this RHB savings product that has smth like 4% on certain balances..etc..

Some marketing staff were promoting to me. But I didn't study the thing in detail yet.
Even forgot the name of that product.
*
Guys i think this called Essential Elite Cashsaver, some kind insurance kind of plan.

Anyone have more detail?
tbheng
post Jan 9 2017, 08:19 PM

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QUOTE(familyfirst @ Jan 9 2017, 05:08 PM)
I understand when you say you are "tired".    I too moved it to 3 yrs but into fixed income bond funds.    Really tiring after several years hunting for FD. Haha.
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Yeah, I also moved some to bond funds, but still diversify some in FD.

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