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This post has been edited by X_hunter: Jun 30 2020, 02:44 PM
Fixed Deposit Rates In Malaysia V. No.15, Strictly for FD Discussion Only
Fixed Deposit Rates In Malaysia V. No.15, Strictly for FD Discussion Only
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May 6 2019, 05:48 PM
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This post has been edited by X_hunter: Jun 30 2020, 02:44 PM |
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May 6 2019, 05:53 PM
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This post has been edited by X_hunter: Jun 30 2020, 03:15 PM |
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May 7 2019, 01:55 PM
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This post has been edited by X_hunter: Jun 30 2020, 02:34 PM |
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May 8 2019, 09:46 AM
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#4
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This post has been edited by X_hunter: Jun 30 2020, 03:15 PM |
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May 16 2023, 06:15 PM
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QUOTE(nexona88 @ May 16 2023, 04:32 PM) cash or bankers cheque... Bro, do you know how much does banker cheque cost for UOB bank? All bank banker cheque cost the same or depends on bank? Rentas is Rm5, but for banker cheque I canโt seem to find the info on UOB website. Btw, anyone know how much is UOB FD rate now ya?because they want Fresh Funds only.... deduct directly from other bank savings account? how to do that?? never heard of this kind of services before.... unless u already have bank islam SA... then can ask the others bank to RENTAS or Transfer to bank Islam SA |
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May 16 2023, 07:51 PM
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QUOTE(SunBear1999 @ May 16 2023, 06:26 PM) ๐ฆ*LATEST MAY FD Promo* Thank you for the info.*(Effective 8 May 2023)* *Conventional FD ๐6 months : 3.80%pa ๐12 months : 4.00% pa *strictly for Fresh funds only* *min deposit amount: RM10k; max deposit amount: RM5mil QUOTE(nexona88 @ May 16 2023, 06:29 PM) Alright, thank you! |
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May 18 2023, 03:20 PM
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QUOTE(sirius2017 @ May 18 2023, 03:08 PM) I had just placed BI 12mth 4.5% fd. Hi, Placement date today, 18/5/2023 Maturity date is 20/5/2024 as 18/5/2024 which is a Saturday. Expected profit(int) is calculated as Placement Amount x 4.5% x 368/365 I had verified calculated profit/int amount printed on the FD cert to be exactly correct. Extra 3 days is because of Sat & Sun and the fact 2024 is a leap year (29Feb, so another additional day) Since, this is a OTC placement with certificate, I did asked the teller whether I can redeem this FD at another BI branch on maturity. She say can, redemption can be at another branch, need to bring along the cert. However, she did mentioned that I can redeem on maturity ONLINE if I choose to. May I know how long does it take for the whole process? |
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May 22 2023, 03:23 PM
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[quote=SunBear1999,May 22 2023, 02:58 PM]
[quote=nexona88,May 22 2023, 02:55 PM]Damn fast & efficient ๐ช Normally I heard Bank Islam slow.... Need at least 1 hours... Got some weird SOP too... Need some CS to double sign & certified something.... [/quot I place FD only, didnโt open saving account there. [/quote] You already have saving account there before you place FD? |
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May 22 2023, 04:26 PM
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May 22 2023, 04:38 PM
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QUOTE(Human Nature @ May 22 2023, 04:28 PM) Aiks. The staff never informed me also. I went there today, they told me system offline coz got problem. I thought whole BI system got problem. But seeing a few forummers here managed to place the FD today, seems like only that particular branch got problem. If no need open SA it's the best. I'll try walk in again tomorrow then |
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May 22 2023, 05:19 PM
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Jun 8 2023, 11:13 AM
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QUOTE(hedfi @ Jun 7 2023, 08:56 PM) Same with mine, opened SA online yesterday, everything ok until transfer $ and failed but money out from UOB.. Went to check with UOB, UOB said just cleared today but still haven't appear in BI yet, gotta go UOB again tomorrow. Not too worried as have such experience before, money in the air ๐ You transfer from UOB to BI saving account via instant transfer/duit now? My experience is, I went to BI to open saving account, then on the spot the officer asked me to transfer RM100 to deposit into the SA. I use the instant transfer and it was okay. |
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Jun 8 2023, 05:05 PM
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QUOTE(hedfi @ Jun 8 2023, 02:52 PM) I open account online and suppose to fund it, which I did but next day went BI, money elek, had to deposit another 100 for account opening. The 1k still hanging somewhere, UOB said paid to BI, BI said tadak - how? It can be found but leceh gotta keep checking Aiyo. Once my FD at UOB matured next week, I also plan to tranfer the fund to my BI saving account, then go BI to place the FD.Hopefully no issue la by then. |
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Jun 13 2023, 10:28 AM
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QUOTE(sirius2017 @ Jun 12 2023, 04:52 PM) After I opened basic SA with Bank Islam, the officer asked me to register internet banking and also their GO by Bank Islam app. I also received SMS twice to activate online banking and app. I have already registered the online banking. But for GO app, I didn't install it because I see the reviews is very bad. Did you use the GO app? |
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Jun 13 2023, 11:34 AM
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QUOTE(sirius2017 @ Jun 13 2023, 11:08 AM) I do have the Bank Islam Go mobile app. Hardly use as I prefer to use desktop to access the bank website for performing online transactions. Alright. In that case, I think I won't need it because Bank Islam is purely for me to place FD. Won't have transaction in and out. Thank you!However, I will need the GO app for the GO secure feature to approve transactions, maintenance such as change limits etc. Most bank now no longer use SMS OTP, need mobile device linked to the account for transaction signing such as approval for fund transfer etc. https://www.bankislam.com/personal-banking/...ices/go-secure/ |
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Jun 13 2023, 05:05 PM
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Jun 14 2023, 02:03 PM
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QUOTE(scorgio @ Jun 14 2023, 12:06 PM) The branch u went let u off with a basic saving a/c? Yup. I just informed the staff that I want to open a basic saving account just for FD purpose. Straight away helped me process already.The branch I went asked me to open a Al-Awfar, which is not protected by PIDM. |
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Jun 14 2023, 11:25 PM
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QUOTE(weidasdnbhd @ Jun 14 2023, 06:40 PM) Nope, no charges. I told the staff I want the most basic one, without charges. weidasdnbhd liked this post
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Jun 15 2023, 10:11 AM
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QUOTE(sweetpea123 @ Jun 15 2023, 05:59 AM) actually is it even COMPULSORY to open a savings acc for this promo? Sien, need to keep track of another account. Based on what some forumer here said, it is not compulsory. But in order to have internet banking, must open SA I guess. Plus, if you have SA, only you can Rentas/ transfer fund from another bank account. Unless you are using cheque, then I think can open FD without opening SA. sweetpea123 liked this post
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Jun 15 2023, 02:31 PM
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