QUOTE(yhsiau @ Oct 21 2018, 09:25 AM)
From a retired bank officer last week..
Is it true?
not that we know ofIs it true?
if this is "true", ppl here already jumping!
Fixed Deposit Rates In Malaysia V. No.15, Strictly for FD Discussion Only
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 Oct 21 2018, 09:27 AM
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#241
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All Stars
65,364 posts Joined: Jan 2003 
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if this is "true", ppl here already jumping! |
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Oct 21 2018, 09:30 AM
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#242
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All Stars
65,364 posts Joined: Jan 2003
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[quote=alexanderclz,Oct 21 2018, 09:29 AM]
we will know in a week and a half [/quote doesnt matter, wait until something official no point speculate |
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Oct 22 2018, 07:48 PM
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#243
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All Stars
65,364 posts Joined: Jan 2003
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QUOTE(cybpsych @ Oct 9 2018, 09:46 PM) MAYBANK: Important Notice: New Premature Withdrawal Rules for Fixed Deposit, Term Deposit and Term Fund-i [ Maybank? ] 9 OCTOBER 2018 Dear Valued Customers, New Premature Withdrawal Rule for CONVENTIONAL FIXED DEPOSIT Please be informed that with effect from 1 January 2019 (“Effective Date”), the new premature withdrawal rule for all existing, renewed and new placements of Conventional Fixed Deposit are as follows :-  For premature withdrawals performed prior to 1 January 2019, the previous FD premature withdrawal rule will still be applicable. Click here for more information on the New Premature Withdrawal Rule for Conventional Fixed Deposit Click here for Conventional Frequently Asked Questions (FAQ) Click here for Terms and Conditions Governing Banking Accounts Click here for Sample Notice for FD Premature Withdrawal with 31 days' Notice Period New Premature Withdrawal Rule for ISLAMIC TERM DEPOSIT AND TERM FUND-i Please be informed that with effect from 1 January 2019 (“Effective Date”), the new premature withdrawal rule for Islamic Fixed Deposit-i (IFD-i), Prosperous Now! Account-i (PNA-i) and General Investment Account-i (GIA-i) that are renewed or placed from 1 November 2018 (“Placement Date”) are as follows:-  The above conditions does not apply for 1 month GIA-i placement. Customers may withdraw the Fund at any time and will receive the accrued profit (if any) based on the number of days of the investment. For placement or renewal of IFD-i and PNA-i prior to 1 November 2018, the existing premature withdrawal rule is applicable. Click here for more information on the New Premature Withdrawal Rule for Islamic Term Deposit and Term Fund-i Click here for Islamic Frequently Asked Questions (FAQ) Click here for Terms and Conditions Governing Deposit Accounts for Islamic Banking Click here for Terms and Conditions Governing Mudarabah Investment Account (s) for Islamic Banking Click here for Sample 31 days’ Notice Period for Deposit and Term Fund-i Premature Withdrawal QUOTE(fairylord @ Oct 22 2018, 06:28 PM) already posted above |
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Oct 23 2018, 09:00 AM
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#244
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All Stars
65,364 posts Joined: Jan 2003
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QUOTE(gin&tonic @ Oct 23 2018, 08:32 AM) Looking for 6mths placement. HLB 4% good? cimb 4.4%? |
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Oct 23 2018, 11:26 AM
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#245
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All Stars
65,364 posts Joined: Jan 2003
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QUOTE(limking @ Oct 23 2018, 11:16 AM) Yes , unfixed deposit for 6 months .Minimum 10K .Promo till end of December i'm aware of this. i've placed 3 placements for it.my reply was a suggestion to another user, alternative to hlb 4% |
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Oct 24 2018, 05:36 PM
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#246
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All Stars
65,364 posts Joined: Jan 2003
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QUOTE(lowya @ Oct 24 2018, 05:31 PM) does anyone know where can i find the link please? please share... popup in cimbclicks if you're invited. not published elsewhere . |
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Oct 26 2018, 11:08 AM
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#247
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All Stars
65,364 posts Joined: Jan 2003
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QUOTE(idoblu @ Oct 26 2018, 10:58 AM) sifu, promo rate always valid for 1 cycle. next cycle/renewal would be to board rate.if say normal rate for 1 month is 3.00% but bank gave special rate say 3.25% after 1 month when it automatic renew every month, will the rate be 3.00% or stay at 3.25%? thanks if renewal rate always get promo rate, then no points banks keeps changing rate lor. ask the bank for the t&c on renewal to be sure. |
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Oct 26 2018, 11:26 AM
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#248
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All Stars
65,364 posts Joined: Jan 2003
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QUOTE(idoblu @ Oct 26 2018, 11:24 AM) thanks....looks like too much work for one month. i thought they would only give promo rates for more than 1 month find other promo rate with longer period, subject to your cashflow and future needs.sometimes short promo period is useful too, for short-term placement la. |
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Oct 26 2018, 04:31 PM
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#249
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All Stars
65,364 posts Joined: Jan 2003
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QUOTE(lowya @ Oct 26 2018, 09:27 AM) later share here with u guys. QUOTE(unknown_2 @ Oct 26 2018, 02:32 PM) can share the link here? if u can quote that, then you should know he responded already, right? |
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Oct 26 2018, 10:25 PM
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#250
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All Stars
65,364 posts Joined: Jan 2003
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QUOTE(lowya @ Oct 26 2018, 08:44 PM) here you go thanks for sharing! https://www.cimbclicks.com.my/clicks/#/wps/...FdPlacement?r=1 https://www.cimbclicks.com.my/rccpweb/#/  seems to be working on my current login. briefly entered RM10,000 amount to see the 6mth 4.5% rate. didnt proceed as i dont have enough fund yet. would definitely KIV this until fund reached the min placement! |
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Oct 27 2018, 07:23 PM
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#251
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All Stars
65,364 posts Joined: Jan 2003
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QUOTE(lowya @ Oct 26 2018, 08:44 PM) here you go https://www.cimbclicks.com.my/clicks/#/wps/...FdPlacement?r=1 https://www.cimbclicks.com.my/rccpweb/#/ QUOTE(HMMaster @ Oct 27 2018, 03:59 PM) Where it appears? try direct link. |
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Oct 29 2018, 03:32 PM
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#252
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All Stars
65,364 posts Joined: Jan 2003
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QUOTE(lyzxs @ Oct 10 2018, 07:40 PM)  QUOTE(The Chauvinist @ Oct 29 2018, 03:22 PM) When does this CIMB 4.5% eFD promo end please? |
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Oct 29 2018, 08:13 PM
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#253
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All Stars
65,364 posts Joined: Jan 2003
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QUOTE(cybpsych @ Oct 15 2018, 08:05 PM) IMPORTANT NOTICE ON THE CHANGE OF EXPIRY DATE FOR “CIMB PREFERRED 6% FD/FRIA-i BUNDLE WITH PCA/-i CAMPAIGN” https://www.cimbbank.com.my/en/personal/pre...i-campaign.html Dear Valued Customers, Please be informed that the CIMB Preferred 6% FD/FRIA-i Bundle with PCA/-i Campaign organised by CIMB Bank Berhad and CIMB Islamic Bank Berhad will end after fourteen (14) calendar days from the date of this notice i.e. 1 November 2018. For further clarification, you may contact our Call Centre at +603 6204 7788, or visit any CIMB Bank and CIMB Islamic Bank branch. CIMB Islamic Bank branches are co-located at CIMB Bank branches nationwide. The Management CIMB Bank Berhad and CIMB Islamic Bank Berhad QUOTE(prophetjul @ Oct 29 2018, 04:45 PM) Effective rate is 5.16% for 50k+200k and 5.25% for 100k +400k What ends on Wed? |
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Oct 30 2018, 11:39 AM
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#254
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All Stars
65,364 posts Joined: Jan 2003
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Banks to report cash transactions above RM25k as at Jan 1, 2019
https://www.thestar.com.my/business/busines...-at-jan-1-2019/ sure gonna impact those prefer to withdraw cash then place/topup for FD placement, either same or diff bank  |
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Oct 30 2018, 01:50 PM
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#255
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All Stars
65,364 posts Joined: Jan 2003
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QUOTE(cybpsych @ Oct 9 2018, 09:46 PM) MAYBANK: Important Notice: New Premature Withdrawal Rules for Fixed Deposit, Term Deposit and Term Fund-i [ Maybank? ] 9 OCTOBER 2018 Dear Valued Customers, New Premature Withdrawal Rule for CONVENTIONAL FIXED DEPOSIT Please be informed that with effect from 1 January 2019 (“Effective Date”), the new premature withdrawal rule for all existing, renewed and new placements of Conventional Fixed Deposit are as follows :- For premature withdrawals performed prior to 1 January 2019, the previous FD premature withdrawal rule will still be applicable. Click here for more information on the New Premature Withdrawal Rule for Conventional Fixed Deposit Click here for Conventional Frequently Asked Questions (FAQ) Click here for Terms and Conditions Governing Banking Accounts Click here for Sample Notice for FD Premature Withdrawal with 31 days' Notice Period New Premature Withdrawal Rule for ISLAMIC TERM DEPOSIT AND TERM FUND-i Please be informed that with effect from 1 January 2019 (“Effective Date”), the new premature withdrawal rule for Islamic Fixed Deposit-i (IFD-i), Prosperous Now! Account-i (PNA-i) and General Investment Account-i (GIA-i) that are renewed or placed from 1 November 2018 (“Placement Date”) are as follows:- The above conditions does not apply for 1 month GIA-i placement. Customers may withdraw the Fund at any time and will receive the accrued profit (if any) based on the number of days of the investment. For placement or renewal of IFD-i and PNA-i prior to 1 November 2018, the existing premature withdrawal rule is applicable. Click here for more information on the New Premature Withdrawal Rule for Islamic Term Deposit and Term Fund-i Click here for Islamic Frequently Asked Questions (FAQ) Click here for Terms and Conditions Governing Deposit Accounts for Islamic Banking Click here for Terms and Conditions Governing Mudarabah Investment Account (s) for Islamic Banking Click here for Sample 31 days’ Notice Period for Deposit and Term Fund-i Premature Withdrawal QUOTE(cybpsych @ Oct 10 2018, 09:02 PM) CIMB: Important Notice on Zero Interest/Profit for Early Withdrawal and Amendment of Terms and Conditions for Fixed Deposit and Fixed Return Income Account-i https://www.cimbbank.com.my/content/dam/cim...-fria-i-eng.pdf QUOTE(aqilsyafi @ Oct 30 2018, 12:40 PM) Anyone aware about Liquidity Coverage Ratio (LCR) that expected to be implemented by next year? dont know about LCR, but banks seems to have changes coming Jan 2019.Under that guideline if customer do the premature withdrawal, customer will only get the principal amount and not entitled for any profit from their term deposit Any info on this to be shared? |
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Oct 30 2018, 02:10 PM
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#256
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All Stars
65,364 posts Joined: Jan 2003
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QUOTE(ahpaul82 @ Oct 30 2018, 02:08 PM) I wish I'm a Preferred customer. u dont need to be preferred customer. The 4.4% @ 6months require you do it OTC. open the link and login to your cimb clicks. |
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Oct 30 2018, 04:13 PM
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#257
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All Stars
65,364 posts Joined: Jan 2003
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QUOTE(fairylord @ Oct 30 2018, 04:09 PM) unsure why it difficult to log in, the loading icon keep turning only login just fine. anyone mind to help to try ? Thanks |
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Oct 30 2018, 04:32 PM
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#258
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All Stars
65,364 posts Joined: Jan 2003
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QUOTE(fairylord @ Oct 30 2018, 04:30 PM) Bro, what browser you used. I changed 3 devices using chrome also can't access, it just kept loading on after key in password Opera desktop browserjust login again, no issue. screenshot below.  |
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Oct 30 2018, 04:37 PM
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#259
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All Stars
65,364 posts Joined: Jan 2003
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QUOTE(fairylord @ Oct 30 2018, 04:35 PM) Just tried with IE, same issue. no idea thoughHmm..I tried last 2 days ago, managed to get in..Why ya? |
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Oct 31 2018, 07:53 AM
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#260
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All Stars
65,364 posts Joined: Jan 2003
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QUOTE(7498 @ Oct 31 2018, 07:46 AM) For CIMB 4.5% efd, are multiple placements allowed or is there a limit on number of times one can place? usually no limit of placements for eFD.i just placed 1. enter the page again, still offering the 4.5% rate. no fund today, tomorrow got some FDs maturing, will try again. |
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