PB eFD Campaign

Please be informed that the Campaign Period of “PB eFixed Deposit (PB eFD)” has been extended to 30 September 2018.

Click here for the revised Terms and Conditions.

HL: Revision in Terms and Conditions [ HLB ]

Dear Valued Customers,

Please be informed that there will be revisions to the Terms and Conditions for Fixed Deposit in relation to the following:

1. Partial Withdrawals

With effect from 27 September 2018, early partial withdrawals of FD and e-FD placement are permissible with a minimum withdrawal of RM1,000 or in multiples of RM1,000.

2. Premature Withdrawals

With effect from 1 January 2019, no interest shall be payable on partially withdrawn amounts and premature withdrawals of Fixed Deposit Accounts (including Conventional FD, e-FD, Junior FD, Senior Savers Flexi FD, Priority Banking Premium FD and Business Flexi FD), regardless of the number of completed months at the time of partial / premature withdrawal, subject to minimum balance requirement.

Thank you.

Grow higher returns on your 8-month FD at 4.10% p.a. [ HLB | T&Cs ]
01 SEPTEMBER 2018-31 OCTOBER 2018

try this?

// RM0.00 UOB Cheras: Visit us on Saturday 22/09/18 (10am-2pm). Enjoy 12 mths FD promo rates of 4.33%pa with min RM10k new funds. Info, call 03-91062788. T&C apply //

fyi from PBe eFD

01 OCTOBER 2018-31 OCTOBER 2018

Save and grow your money with convenient eFixed Deposit/-i placements online

Tenure: 6 months
Rate: 4.00% p.a.
Minimum Placement Amount: RM10,000
Maximum Placement Amount: RM2,000,000

https://www.hlb.com.my/en/personal-banking/...fd-i-promo.html

https://www.hlb.com.my/content/dam/hlb/my/i...ober-tnc-en.pdf

PB eFD Campaign

Please be informed that the Campaign Period of “PB eFixed Deposit (PB eFD)” has been extended to 31 October 2018.

Click here for the revised Terms and Conditions.


PB Special2 FD / TD-i Campaign

Please be informed that Public Bank is launching a new Fixed Deposit / Term Deposit-i Campaign known as “PB Special2 Fixed Deposit / Term Deposit-i” starting from 1 October 2018 to 31 October 2018.

Click here for the Campaign’s Terms and Conditions in English.
Click here for the Campaign’s Terms and Conditions in Bahasa Malaysia.

Tenure	Conventional Profit Rate (% p.a.)	Islamic Interest Rate (% p.a.)
6-Month	4.00	4.10
12-Month	4.20	4.30

This post has been edited by cybpsych: Nov 23 2018, 04:20 PM

you should read the t&c. answer is in there.

MAYBANK: Important Notice: New Premature Withdrawal Rules for Fixed Deposit, Term Deposit and Term Fund-i [ Maybank? ]
9 OCTOBER 2018

Dear Valued Customers,

New Premature Withdrawal Rule for CONVENTIONAL FIXED DEPOSIT

Please be informed that with effect from 1 January 2019 (“Effective Date”), the new premature withdrawal rule for all existing, renewed and new placements of Conventional Fixed Deposit are as follows :-



For premature withdrawals performed prior to 1 January 2019, the previous FD premature withdrawal rule will still be applicable.

Click here for more information on the New Premature Withdrawal Rule for Conventional Fixed Deposit
Click here for Conventional Frequently Asked Questions (FAQ)
Click here for Terms and Conditions Governing Banking Accounts
Click here for Sample Notice for FD Premature Withdrawal with 31 days' Notice Period



New Premature Withdrawal Rule for ISLAMIC TERM DEPOSIT AND TERM FUND-i

Please be informed that with effect from 1 January 2019 (“Effective Date”), the new premature withdrawal rule for Islamic Fixed Deposit-i (IFD-i), Prosperous Now! Account-i (PNA-i) and General Investment Account-i (GIA-i) that are renewed or placed from 1 November 2018 (“Placement Date”) are as follows:-



The above conditions does not apply for 1 month GIA-i placement. Customers may withdraw the Fund at any time and will receive the accrued profit (if any) based on the number of days of the investment. For placement or renewal of IFD-i and PNA-i prior to 1 November 2018, the existing premature withdrawal rule is applicable.

Click here for more information on the New Premature Withdrawal Rule for Islamic Term Deposit and Term Fund-i
Click here for Islamic Frequently Asked Questions (FAQ)
Click here for Terms and Conditions Governing Deposit Accounts for Islamic Banking
Click here for Terms and Conditions Governing Mudarabah Investment Account (s) for Islamic Banking
Click here for Sample 31 days’ Notice Period for Deposit and Term Fund-i Premature Withdrawal



Immediate Fixed Deposit Premature Withdrawal (Without 31 days’ Notice Period)


Fixed Deposit Premature Withdrawal (With 31days’ Notice Period)

This post has been edited by cybpsych: Nov 29 2018, 09:00 PM

CIMB: Important Notice on Zero Interest/Profit for Early Withdrawal and Amendment of Terms and Conditions for Fixed Deposit and Fixed Return Income Account-i

https://www.cimbbank.com.my/content/dam/cim...-fria-i-eng.pdf

https://www.cimbpreferred.com/index.php?ch=my_en_join

yes, that's the current Unfixed FD promo.

i just placed 1 today.

fd interest is by days.

cimb placement @ 12 Sep, mature @ 12 Oct, total 30 days, profit RM13.15
ambank placement @ 12 Oct, mature @ 12 Nov, total 31 days, profit RM13.38


if cimb's placement is equally 31 days, then you'd get profit RM13.59

interest rate always in p.a. or per annum.

if you place today 14 Oct, 6 months tenure is 182 days (mature on 14 Apr 2019)

that means your earning is 4.40% rate / 365 days per year = daily interest * 182 days tenure = 0.021939.... * 10,000 principal amount ≈ 219.40 (rounded) profit

IMPORTANT NOTICE ON THE CHANGE OF EXPIRY DATE FOR “CIMB PREFERRED 6% FD/FRIA-i BUNDLE WITH PCA/-i CAMPAIGN”

https://www.cimbbank.com.my/en/personal/pre...i-campaign.html

Dear Valued Customers,

Please be informed that the CIMB Preferred 6% FD/FRIA-i Bundle with PCA/-i Campaign organised by CIMB Bank Berhad and CIMB Islamic Bank Berhad will end after fourteen (14) calendar days from the date of this notice i.e. 1 November 2018.

For further clarification, you may contact our Call Centre at +603 6204 7788, or visit any CIMB Bank and CIMB Islamic Bank branch. CIMB Islamic Bank branches are co-located at CIMB Bank branches nationwide.

The Management

CIMB Bank Berhad and CIMB Islamic Bank Berhad

just back from placing another placement for CIMB 4.4% p.a. 6-month.

staff said next week could probably revise rate. no indication whether going higher or lower

4.5% open to all?

I know

well, that's what staff said only, no concrete news yet.

if revise higher rate, i dont mind! if revise lower, jialat

i also wanna place more next month or so.

official source of what you "heard"?