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 Fixed Deposit Rates In Malaysia V. No.15, Strictly for FD Discussion Only

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TheEquatorian
post Jun 3 2020, 12:34 PM

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What is the highest daily transfer limit for online banking? I have only come across 50k so far, banks which have higher?

How do you usually transfer between banks?
babysotong
post Jun 3 2020, 01:20 PM

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QUOTE(buddy @ Jun 3 2020, 09:01 AM)
if i m using uob credit card..but without any savings acc or fd with uob..m i still eligible for 3.30% with 10% casa?
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Good question. You mean you only have UOB credit card and no FD/CASA account. You might want to contact any of the UOB branches to clarify before dropping by, if and when you decide to.

Some banks, NTB means totally new to the bank
Some banks, NTB depends on each segments like credit card one segment, FD/Casa one segment, loan one segment.

So, differs from bank to bank.
whycanot323
post Jun 3 2020, 03:14 PM

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So now left alliance step up FD only lor for 6m period. effective rate 3% is high as well
nitehawk
post Jun 3 2020, 03:48 PM

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QUOTE(BoomChaCha @ Jun 3 2020, 11:10 AM)
Best FD promo.
Updated 2 June 2020:
https://loanstreet.com.my/learning-centre/b...-deposit-promos
Captain GenX's blog about FD promo;
https://genxgenygenz.com/fixed-deposit/

These Alliance Bank images are taken from Captain GenX's blog:
[attachmentid=10508078]

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I tried using its mobile app but it showed 2% not 3.15% as stated. Did I do something wrong?
Cookie101
post Jun 3 2020, 06:00 PM

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QUOTE(TheEquatorian @ Jun 3 2020, 12:34 PM)
What is the highest daily transfer limit for online banking? I have only come across 50k so far, banks which have higher?

How do you usually transfer between banks?
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50k is highest.

Any amount higher then go for rentas. Or multiple transfer across few days.

QUOTE(nitehawk @ Jun 3 2020, 03:48 PM)
I tried using its mobile app but it showed 2% not 3.15% as stated. Did I do something wrong?
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Did you input the code?

This post has been edited by Cookie101: Jun 3 2020, 06:00 PM
Vickyle
post Jun 3 2020, 06:37 PM

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In one of the Affin's t&c, term 4:

https://www.affinonline.com/AFFINONLINE/med...ampaign-Eng.pdf

QUOTE
Minimum Placement Amount For Each Certificate is RM10,000.
Maximum Placement Amount For Each Certificate is RM10,000.


Why minimum is the same as maximum? Typo?
If not typo, why such trouble? Want to place 50k, have to do it 5 times? hmm.gif

This post has been edited by Vickyle: Jun 3 2020, 06:37 PM
GrumpyNooby
post Jun 3 2020, 06:38 PM

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QUOTE(Vickyle @ Jun 3 2020, 06:37 PM)
In one of the Affin's t&c, term 4:

https://www.affinonline.com/AFFINONLINE/med...ampaign-Eng.pdf
Why minimum is the same as maximum? Typo?
If not typo, why such trouble? Want to place 50k, have to do it 5 times?  hmm.gif
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No typo.
Yes, have to do 5 times.
rocketm
post Jun 3 2020, 06:41 PM

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QUOTE(Cookie101 @ Jun 3 2020, 07:00 PM)
50k is highest.

Any amount higher then go for rentas. Or multiple transfer across few days.
Did you input the code?
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How to get the code for the Alliance Bank eFD promo?
GrumpyNooby
post Jun 3 2020, 06:44 PM

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QUOTE(rocketm @ Jun 3 2020, 06:41 PM)
How to get the code for the Alliance Bank eFD promo?
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QUOTE(??!! @ May 21 2020, 05:46 PM)
3 months 3.15% ..promo for alliance online banking app user.
U need to dl the app. The TnC refers to 'selected customers' who will receive a promo code on the inbox when u log into alliance online. No definition of the bank selection criteria.

The code is for 1 x use only. Tried to place 2nd time...tak holeh
Try and see if you can open this TnC document

https://www.alliancebank.com.my/Alliance/me...MPAIGN-16042020
.
Place eFd via Alliance online (not the online app)
.there's a dropdown to enter promo code after select 3 month tenure. Then u can see the 3.15 % rate
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buddy
post Jun 3 2020, 06:53 PM

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QUOTE(GrumpyNooby @ Jun 3 2020, 06:44 PM)

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this 3.15% is only for 1 time efd placement? means max is 50k? because fpx max is rm50k per transaction
GrumpyNooby
post Jun 3 2020, 06:55 PM

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QUOTE(buddy @ Jun 3 2020, 06:53 PM)
this 3.15% is only for 1 time efd placement? means max is 50k? because fpx max is rm50k per transaction
*
Not the same Alliance eFD campaign that everybody is talking about? hmm.gif

This post has been edited by GrumpyNooby: Jun 3 2020, 06:55 PM
buddy
post Jun 3 2020, 07:15 PM

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QUOTE(GrumpyNooby @ Jun 3 2020, 06:55 PM)
Not the same Alliance eFD campaign that everybody is talking about?  hmm.gif
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ya..i was referring to alliance efd 3.15%
is it for 1 time placement only?
GrumpyNooby
post Jun 3 2020, 07:26 PM

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QUOTE(buddy @ Jun 3 2020, 07:15 PM)
ya..i was referring to alliance efd 3.15%
is it for 1 time placement only?
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The promo code can only applied for once:

QUOTE
The code is for 1 x use only. Tried to place 2nd time...tak holeh

rocketm
post Jun 3 2020, 07:59 PM

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QUOTE(GrumpyNooby @ Jun 3 2020, 07:44 PM)

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Do you get the code automatically or need to wait for exactly or more than 3 weeks like what the TnC stated?
GrumpyNooby
post Jun 3 2020, 08:01 PM

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QUOTE(rocketm @ Jun 3 2020, 07:59 PM)
Do you get the code automatically or need to wait for exactly or more than 3 weeks like what the TnC stated?
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Sorry, I don't know.
I don't have account with Alliance.
Maybe you should ask ??!!

This post has been edited by GrumpyNooby: Jun 3 2020, 08:06 PM
rocketm
post Jun 3 2020, 08:05 PM

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QUOTE(GrumpyNooby @ Jun 3 2020, 09:01 PM)
I don't know.
I don't have account with Alliance.
Maybe you should asked ??!!
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Oh, ok. Appreciate your reply.

@??!! what do you encounter?
GrumpyNooby
post Jun 3 2020, 08:14 PM

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QUOTE(rocketm @ Jun 3 2020, 08:05 PM)
Oh, ok. Appreciate your reply.

@??!! what do you encounter?
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According to the T&C:

3. This Campaign is open to selected existing individual customers of the Bank (“Eligible Customers’) who:
3.1 Received the promotional Short Message Service (“SMS”) from the Bank;
3.2 Received the promotional Electronic Direct Mailer (“EDM”) from the Bank; or
3.3 Received the secured mail message in the allianceonline mailbox.

7. In order to participate in this Campaign, the Eligible Customers who yet register for allianceonline mobile are required to register as allianceonline mobile customers during the Campaign Period. Upon successful registration at the allianceonline mobile, a Push notification will be sent by the Bank within three (3) weeks via the allianceonline mobile app.
8. A customised Promo Code will be provided for the Eligible Customers who are entitled for an e-FD placement which will be notified through a Push Notification within the Campaign Period. Upon receiving a Push Notification, the Eligible Customers are required to check the allianceonline secured mail message for the Promo Code.
TheEquatorian
post Jun 3 2020, 09:49 PM

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Which is the best (cheapest) account to have with OCBC to have access to their eFD offer? Thanks!
Vickyle
post Jun 3 2020, 10:48 PM

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What is earmark period?

Is this understanding correct?: CASA money placed under earmark period means we cannot touch the money until that earmark period ends.

I forgot on which page I read that a forumer immediately withdraw CASA after placing his FD. In this case, there is no earmark period for this CASA right?
Human Nature
post Jun 3 2020, 10:54 PM

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QUOTE(Vickyle @ Jun 3 2020, 10:48 PM)
What is earmark period?

Is this understanding correct?: CASA money placed under earmark period means we cannot touch the money until that earmark period ends.
Correct

I forgot on which page I read that a forumer immediately withdraw CASA after placing his FD. In this case, there is no earmark period for this CASA right?
No earmark for this case
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